Avoid calling any potential client, unless they contact you first and specifically ask to be contacted.
What is Marketing Medicare Advantage and Part D Plans?Medicare Advantage is the one, which replaces Original Medicare and becomes your hospital and medical insurance plan.
Medicare Part D Plans is a supplement to the Original Medicare, which covers prescription drugs only.
Seniors are mostly opt for Medicare Advantage because it provides better benefits at lower cost.
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The _____ is capable of imaging atoms and incorporating nanomaterial layers into hard disk recording heads and magnetic disk coatings
The scanning tunneling microscope is capable of imaging atoms and incorporating nanomaterial layers into hard disk recording heads and magnetic disk coatings. Read below on scanning tunneling microscope.
What is scanning tunneling microscope?Scanning Tunneling Microscope is a high-resolution microscope using neither light nor an electron beam, but with an ultra-fine tip able to reveal atomic and molecular details of surfaces.
Therefore, the correct answer is Scanning Tunneling Microscope.
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Suppose a bank has $700 million in deposits and $30 million in required reserves, and it is holding no excess reserves. What is the required reserve ratio
Suppose a bank has $700 million in deposits. The required reserve ratio is 4.3%.
Required reserve ratioUsing this formula
Required reserve ratio=Required reserves/deposits
Let plug in the formula
Required reserve ratio=$30 million/$700 million×100
Required reserve ratio=4.28%
Required reserve ratio=4.3% (Approximately)
Therefore the required reserve ratio is 4.3%.
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Financial managers examine the financial data prepared by __________ and make recommendations to top executives about strategies for improving the financial strength of a firm. Multiple Choice managers accountants financial analysts stock brokers
Answer:
Financial managers examine the financial data prepared by accountants_____ and make recommendations to top executives about strategies for improving the financial strength of a firm. Multiple Choice managers accountants financial analysts stock brokers
Cecilia has studied economics and knows about the value and investment potential of diamonds. the price of diamonds has recently decreased, and a new diamond mine has opened nearby. cecilia decides to buy a diamond necklace while the prices are lower. how did cecilia’s knowledge of economics help her make a savvy commodity purchase?
Cecilia's economics expertise helped her make a wise commodities purchase because she recognized that buying diamonds would satisfy her desires and needs.
What prompted Cecilia to purchase the diamonds?When the cost of diamonds falls, so does the cost of creating a diamond necklace, and so does the price of a diamond necklace.
In addition, the supply of diamonds would grow as a result of the new diamond mine's opening. Making a diamond necklace would be expensive as a result of this.
Thus, diamonds would satisfy her desires and needs.
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Answer:
D) She knew that the purchase of diamonds will satisfy wants and needs
Explanation:
Andrew needs yo save $500 to attend a soccer tournament im three months. He should set a ___ goal in order to save the money
A) long-term
B) medium-term
C)short-term
D) unrealistic
Answer:
Andrew should set a short-term goal since a short-term goal is a goal that needs to be achieved in less than a year and he needs to save $500 in three months.
Andrew needs to save $500 to attend a soccer tournament in three months. He should set short-term goals in order to save money.
What is money?
Money is a trade good accepted by general consent as a medium of economic conversation. It is the medium in which prices and values are expressed. It flows from person to person and country to country, making trade, and it is the debt measure of wealth. Money is any good that is widely used and accepted in written accounts involving the transfer of goods and divine service from one person to another.
Your immediate objectives should be to create a budget, pay down debt, and develop an emergency fund. You may learn how to budget using a variety of free online programs. It's crucial to begin considering debt reduction once you've created a budget.
Financial short-term objectives help you build the foundation and confidence you'll need to accomplish longer-term, more ambitious goals. In as little as a year, it should be possible to complete these initial steps: Set a spending limit and adhere to it. Establish reserve money.
Therefore, Thus, option (C) is correct.
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Maricel’s new job with the federal government provides a comfortable and stable income. She would like to buy a new car now that she has a job; however, maricel hesitates to purchase a new car because she is concerned about how poor economic conditions may affect her position in the future. Maricel lacks _______.
Answer:
Willingness to spend
Maricel now has a new job and has a steady income flow as well. She wants to buy a new car, but is concerned abou how economic conditions may affect her position in the future. Nobody can predict the future, and she has no evidence that there will be poor economic conditions in the future, but is still concerned. This is because she lacks Willingness to Spend.
Although it may seem straightforward, the management process is complex. The management functions include:
Although it may seem straightforward, the management process is complex. The management functions include: applying and distributing organizational resources effectively.
What are management functions?This is a term that is used to refer to the work that is done by the people that are at the management level in an organization.
Most of these functions have to do with the fact that the resources in the business are well distributed.
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A major focus of the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) was to identify and suppress discrimination against neighborhoods on the basis of demographics, a practice called
A major focus of the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) was to identify and suppress discrimination against neighborhoods on the basis of demographics, a practice called Community reinvestment act.
What is community reinvestment act?This is an Act passed in to law to help reduce that discrimination that often occur among the low income individual and the high class individual in a particular environment.
Therefore, A major focus of the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA) was to identify and suppress discrimination against neighborhoods on the basis of demographics, a practice called Community reinvestment act.
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To win back customers after they have discontinued service, when should the initial communication be made? g
The following methods can be used to successfully win back customers after they have discontinued service.
Successfully Re-engage Customers:Consider the primary cause of the customer's initial reluctance. Take some time to consider what drove your brand to this point before developing unique methods for your re-engagement plan.Surveying your consumers is one of the finest ways to find the answers to your inquiries. Based on how long a consumer has been away from your store, create a survey and email it to them.Targeted email campaigns are a wonderful strategy to re-engage clients in addition to providing a generic email newsletter based on their prior actions and behaviours. Digital re-targeting is the practice of setting cookies on visitors to your website or social media profiles, or tagging them, and classifying them into groups depending on the pages they visit and how they interact with your website.Existing clients that have already chosen to use your brand for commercial purposes are quite valuable. Don't let them disappear into oblivion.
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in which of the following situations would a functional resume be more preferable to a chronological resume?
The situation that a Functional resume would be preferred to a chronological resume is when a person has large gaps in employment.
What is a Functional Resume?This refers to type of resume that shows the skill set of a person instead of work experience.
Hence, we can see that for a person that has large gaps in employment, it would be more preferable to use functional resume to show his professional skill set.
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________ occurs when an agency, rather than acting in the public interest, becomes too favorable toward the organized interests or corporations it is supposed to be regulating.
When an agency acts in the interests of corporations it is meant to be regulating, this is called Regulatory capture.
What is regulatory capture?In order to ensure that corporations don't act in ways that threaten the public, regulatory agencies are tasked with moniotirung their moves.
When these agencies stop regulating these companies and instead becomes favorable to them, then the agency has been captured in what is called regulatory capture.
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Shelly is interested in buying a used Jeep from a private individual. She would really like to have some type of warranty, however this sale would be covered by the principle of:
Sale are generally covered by the principle of caveat emptor in the contract.
What is the maxim "caveat emptor"?This is a principle that states that the buyer purchases at his own risk in the absence of an express warranty in the contract.
Hence, as she would like to have some type of warranty, then, such sales will be covered by the principle of caveat emptor in the contract.
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S Corporation makes 43,000 motors to be used in the production of its sewing machines. The average cost per motor at this level of activity is: Direct materials $ 10.20 Direct labor $ 9.20 Variable manufacturing overhead $ 3.80 Fixed manufacturing overhead $ 4.75 An outside supplier recently began producing a comparable motor that could be used in the sewing machine. The price offered to S Corporation for this motor is $26.05. If S Corporation decides not to make the motors, there would be no other use for the production facilities and none of the fixed manufacturing overhead cost could be avoided. Direct labor is a variable cost in this company. The annual financial advantage (disadvantage) for the company as a result of making the motors rather than buying them from the outside supplier would be:
The annual financial advantage is $438,600.
What is Variable manufacturing overhead?The running expenses of a business that change according to the volume of sales or production are known as variable overhead. Variable overhead goes along with changes in production output.What is Fixed manufacturing overhead?The real cost of manufacturing is incurred and is unaffected by variations in production volume. Examples include real estate taxes, rent, equipment, and building depreciation, as well as the salary of manufacturing managers.What is Variable cost?An expense for the company that varies according to how much is produced or sold is called a variable cost. Depending on a company's production or sales volume, variable costs grow or fall. They climb as production rises and reduce as production declines.Solution -To find the annual financial advantage divide Cost of Making Cost of Buying Increase by the Decrease in Income Direct materials.
Cost of Making Cost of Buying Increase / the Decrease in Income Direct materials.
43000 / 10.2 = 438,600
Therefore, the annual financial advantage is $438,600.
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True or false: The business philosophy that emphasized selling and advertising in an effort to persuade consumers to buy existing products occurred during the production era.
The given statement that the business philosophy that emphasized selling and advertising in an effort to persuade consumers to buy existing products occurred during the production era is FALSE.
What is Advertising?This refers to the creation of awareness for a given product or service to a group of people to make sales.
Hence, we can see that during the production era, there was a major focus on the manufacturing of goods and foods and there was no emphasis on the use of advertising, so it is FALSE.
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The law of diminishing returns states that, ceteris paribus, the
The law of diminishing returns states that, ceteris paribus, the rate of profit from an investment will continue to diminish as more capital ins invested into that product.
What is Ceteris Paribus?Ceteris Paribus is a Latin phrase often quoted in economics that means "all things being equal". It is used to connote the fact that in the consideration of a law, sometimes it is assumed that all other factors are given or at play.
It is to be noted that the Law of Diminishing Returns is also applicable to Labor, Utility and Marginal Returns.
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Cash advance fees, late payment fees, and balance transfer fees are considered ____________ fees.
Cash advance fees, late payment fees, and balance transfer fees are considered transaction fees.
What are Transaction Fees?A transaction fee can be described as the expense that must be paid by a business each time electronic payment or other transaction is been processed by for a customer transaction.
Some examples of transaction fees are:
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Flora, the owner of an ice cream parlor, has been experimenting with different flavors to create a new exotic ice cream for her customers. After much deliberation and many tests, she decides to market the new Beet Cake with Pecan variant. In this scenario, the chosen ice cream flavor has entered the _____ stage of the new-product development process.
In the case, the chosen ice cream flavor has entered the commercialization stage of the new-product development process.
What is a new-product development?These development process are essential for of bringing a new product to the marketplace.
At the commercialization stage of the development process, the firm is bringing the new products/services to the market.
Hence, in this case, chosen ice cream flavor has entered the commercialization stage of the new-product development process.
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Budgets are created using expenses vs.
incoming revenue. What is another word for
revenue?
A. profit
B. sales
C. cost
Answer:
B. Sales
Are sales and revenue the same?The key difference between revenue and sales is that revenue refers to the total income a business entity generates from selling goods or providing services, as well as other income earned in the normal course of business. Sales, on the other hand, refers to the proceeds received by the company from selling goods or providing services. Although revenue and sales are sometimes conflated, there is a difference between the two. Revenue is the collective sum of money a business makes. Sales are the total compensation that a business receives from providing goods or services. Sales are a subset of revenue. In rare circumstances, revenue may be less than sales. Sales are when a customer pays a price for a company's products or services. Large businesses usually have additional revenue streams in addition to sales, including investments, services, interest, royalties, fees, and donations, to name a few. Although they may be easily distinguished in accounting terms, revenue and sales are often used interchangeably.
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Fifteen years ago, Lenny purchased an insurance policy on his own life. The policy provides a $3 million death benefit. Lenny has paid $682,000 of premiums, and the cash surrender value of the policy is $725,000. He plans to liquidate the policy to generate cash for his business. If Lenny's marginal tax rate is 35%, how much after-tax cash will the liquidation generate
Lenny will generate $471,250 after-tax cash.
What is an insurance policy?The insurance policy, which establishes the claims that the insurer is legally obligated to pay, is a contract between the insurer and the policyholder. The insurer guarantees to reimburse losses brought on by risks covered by the policy language in return for an upfront payment known as the premium.What is a cash surrender value?If a policyholder or the owner of an annuity contract chooses to cancel their policy before it matures or an insured event occurs, the insurance company will give them the cash surrender value as compensation.Solution -Money Lenny will get = $725,000.
Subtract the tax to find the money Lenny will get.
35% of 725,000 = $253,750.
[tex]725,000 - 253,750 = 471,250[/tex]
Therefore, Lenny will generate $471,250 after-tax cash.
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a commercial bank has $1,000,000 of customer checking deposits and actual reserves of $300,000. if the reserve ratio is 20 percent, what is the maximum amount of new loans the bank can extend?
The maximum amount of new loans the bank can extend is $800,000.
What is the maximum amount of new loans the bank can extend?The reserve ratio is the amount of deposits that must be kept as reserves with the central bank. The money that is not kept as reserves can be used to create loans.
Maximum loan amount = deposit - (reserve ratio x deposits)
1,000,000 - (0.2 x 1,000,000) = $800,000
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Within a ________________________ economy, we often see both producers and consumers responding to the incentive of price changes.
Within a ________________________ economy, we often see both producers and consumers responding to the incentive of price changes.
Answer:
market economy
The mortgage bankers and real estate companies who helped create the financial crisis of 2008 were driven by.
A majority of the mortgage bankers and real estate companies who were influential in the creation of the financial crisis in the year 2008 were driven by affordable housing for the United States' people.
What is the significance of 2008 financial crisis?The financial crisis of 2008, which lasted until early 2009, was caused by the luring the schemes of affordable housing for the US citizens by some of the biggest global mortgage bankers and real estate companies by coming in close collaborations.
The 2008 financial crisis was influential in complete destruction of global economic conditions. This was one of the first big level crises of the 21st century.
Hence, the causes of 2008 financial crisis are aforementioned.
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Which will increase GDP the most: 1 pound of whole apples priced at $1.99/pound, or a
16 ounce package of sliced apples priced at $5.99? Explain why.
In the first case, one pound of whole apples which are priced at $1.99/pound will contribute more towards an increase in the GDP as whole apples can be used by households, and business organizations and also can be used for exporting but sliced apples have a time duration within which it has to be used or else will lead to wastage. Hence, the first option can be chosen.
What is the definition of GDP?The standard measure of the value-added created via the manufacturing of products and services in a country all through a certain period is known as the Gross domestic product (GDP).
It additionally measures the profits earned from that manufacturing or the entire amount spent on final goods and services (less imports).
Hence, the first option can be chosen which is one pound of whole apples which are priced at $1.99/pound will contribute more towards an increase in the GDP.
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A tech research and development team is struggling through a problem with its software. The team brainstorms and asks questions that lead the group to develop experiments to narrow down understanding of the issues involved. The team follows through on those and discovers the process that led to the glitch. Team members then discuss their options based upon this new understanding. This is an example of what theory of learning
The theory of constructivism learning is depicted by the process followed by the team to discovers the process that led to the glitch.
What is a constructivism learning?This theory of learning suggest that learners should construct knowledge rather than just passively take in information.
Hence, the theory of constructivism learning is depicted by the process followed by the team to discovers the process that led to the glitch.
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John has $10,000 in debt with discover, $4,000 in debt with chase, $9,000 in debt with citi bank, and $3,000 in debt with wells fargo, giving him a total debt of $26,000. what percentage of john's total debt is with discover
The percentage of John's debts with discover is [tex]38.46%[/tex], by using percentage calculation.
Given,
John's total debt:
$10,000 with discover$4,000 with chase $9,000 with Citi bank$3,000 with wells FargoTotal debt of John is $26,000, to calculate his Percentage of debt with discover, we need to add all the debts and then calculate how much percentage is 10,000 of 26000.
Calculation is as follows:
[tex]10000/26000*100=38.46[/tex]
Hence, The percentage of John's debts with discover is [tex]38.46%[/tex][tex]%[/tex], by using percentage calculation.
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Identify the correct definition of economy. Click or tap a choice to answer the question. an exchange of goods and services one for the other a practice in which a nation-state extends power beyond its own borders over an extended period of time to secure access to certain commodities in other regions a system of financial transactions within a country a cultural adaptation that enables a group of humans to use land, resources, and labor to satisfy their needs
The correct definition of an economy from the list of options is a cultural adaptation that enables a group of humans to use land, resources, and labor to satisfy their needs
What is Economy?
This refers to the production of goods and the distribution of the goods to people to satisfy a need.
Hence, we can see that the correct answer that gives the best definition of an economy is the last option as it shows the use of land and other resources to satisfy their needs.
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All of the following were instrumental in suburban life and the rise of the subdivisions except a. the construction of malls. b. government-backed low-interest loans to returning veterans. c. the availability and affordability of cars. d. the loss of a communal city center.
All of the following were instrumental in suburban life and the rise of the subdivisions except the construction of malls. Option A. is the correct answer. Read below about suburban.
What is a suburban?Suburban areas are lower in population area that separate residential and commercial areas from each other. They are either part of a city or urban area, or exist as a separate residential community within commuting distance of a city.
Therefore, such will lack social amenities such as malls. Hence, option A. is the correct answer.
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The market for orchids is in equilibrium. If a freeze in the southeast causes the rose growers to begin growing orchids, then we would expect to see a/an increase in supply of orchids. decrease in supply of orchids. surplus in the market of orchids. decrease in quantity supplied of orchids. increase in quantity supplied of orchids.
Based on the freeze in the Southeast, we can expect to see the following changes in the market for orchids:
a/an increase in supply of orchids. surplus in the market of orchids.What will happen in the orchid market?The fact that rose growers are growing orchids means that there will be a larger supply of orchids in the market.
Seeing as the orchid market was in equilibrium, the increased supply will mean that there would be a surplus of orchids.
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Which of the following is true of specialty stores? Group of answer choices They carry a deep assortment of merchandise within a single category of interest. They offer consumers very limited service and carry a vast assortment of well-known, nationally branded goods such as toys, housewares, and clothing. They carry a wide range of products and specialty goods, including apparel, cosmetics, housewares, electronics, and sometimes furniture. They price products lower than specialty discount stores.
The correct option is that they carry a deeper by narrower assortment of merchandise within a single category of interest.
What is a specialty store?This refers to a retail store which lay emphasis on selling products which have specific category. It is to be noted that specialty store have a wide selection of products but few categories.
Hence, the correct option is that they carry a deeper by narrower assortment of merchandise within a single category of interest.
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Which of the following are steps in the planning process of an organization? (Check all that apply.) Multiple select question. Formulating strategies to achieve the goals Determining the organization's mission and goals Establishing organizational controls Selecting the most effective way to implement organizational strategy Improving the quality of products
The steps in the planning process of an organization include:
A. Formulating strategies to achieve the goals.B. Determining the organization's mission and goals.D. Selecting the most effective way to implement the organizational strategy.What is planning?Planning is a management function that ensures the achievement of organizational efficiency and effectiveness.
Planning usually takes place at three levels of the organization, including:
FunctionalBusinessCorporate levels.Thus, the steps in the planning process of an organization include Options A, B, and D.
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