It is ideal to report or make a complaint regarding overcharging a customer and self-pocketing the extra amount.
What is a report?In crisp and simple terms, a report is like a complaint or an appeal made with the superior authorities regarding any wrongdoings or illegal activities that a person witnesses or experiences.
Overcharging the customers by a cash receptionist is an illegal act and a due report must be made to the manager or the business owner and also to the relevant lawful authorities.
Hence, the significance of a report is aforementioned.
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What generic competitive strategy has America West chosen to use in entering the air passenger market
Answer:
The generic competitive strategy that America West chose to enter the air passenger market is:
Low Cost (Cost-focused Leadership)
Explanation:
American West can acquire competitive advantage by pursuing one of Michael Porter's generic strategies. The Airline could have chosen to enter the air passenger market via lower costs than its competitors or by differentiating itself along dimensions valued by customers in order to be paid a higher fare. In 1983, it chose the lower cost strategy before merging with American Airlines in 2013.
Where do you get job applications ?
Answer:
well its hard but you can apply trough online or go so where they are hiring most likely they will tell you to apply trough online because of everything that is happening but anyways i wish you the best and good luck!!:)
Explanation:
Applicants either receive paper job applications from an employer or print them out from an online source to mail to an employer once completed.
An applicant is a job seeker who has submitted an application or a resume in response to a job posting. Candidate refers to the applicant who passed the screening and satisfies the position's requirements. Any person who meets the definition of "marginalized" or "disadvantaged" as stated in Section 12 of the Legal Services Authority, Act of 1987, is considered an applicant.
"Applicant" in the context of patent applications essentially refers to the owner. A person (or business, also known as a "juristic person") who is eligible to file for a patent is referred to as a "patent applicant," or patent owner.
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Todd Foley is applying for a $240,000 mortgage. He can select either a $1,680 monthly payment with no points or a $1,512 payment with 4 points. How many months will it take Todd to cover the cost of the discount points if he takes the lower monthly payment
Answer:
57 months
Explanation:
Calculation of number of lower monthly payment
Number of months = Percentage discount Points * Principal / Higher amount without point - Lower amounts with point
Number of months = $240,000 * 0.04 / $1,680 - $1,512
Number of months = $9600 / $168
Number of months = 57.14285714285714
Number of months = 57 months
Hence, it will take 57 months to cover the cost of the discount points if he take lower monthly payments .
A market failure is most likely to occur when: Multiple Choice many producers produce identical products, and only the consumers are affected by the transactions. a sole producer of a good faces no threat of competition. several producers of a good compete for customers by having price wars. several producers of a good search for the lowest-cost method of production.
Answer:
a sole producer of a good faces no threat of competition.
Explanation:
A market failure can be defined as a situation where there is inefficiency in the distribution of goods and services from the producers to the consumer in a free or open market.
A market failure is most likely to occur when a sole producer of a good faces no threat of competition. This ultimately implies that, a sole producer of a product is the sole determinant of prices of goods, quantity of goods and even choose to hoard the goods, thereby resulting in a market failure.
Consider the following scenario analysis for stock X and Y. Assume that of your $10,000 portfolio, you invest $6,000 in X and the rest in Y. What is the expected return of your portfolio?
Bear Market Normal Market Bull Market
Probability 0.2 0.5 0.3
Stock X -20% 18% 50%
Stock Y -15% 20% 10%
Answer:
Portfolio r(e) = 0.16 or 16%
Explanation:
We can calculate the expected return of the portfolio by taking the weighted average of the expected return of the individual stocks that form up the portfolio. The formula for the expected return of portfolio is,
Portfolio r(e) = wA * rA + wB * rB + ... + wN * rN
Where,
w is the weight of each stock in the portfolior is the expected return of each stockFirst we need to calculate the expected return of both X and Y.
Expected Return
r - X = 0.2 * -0.2 + 0.5 * 0.18 + 0.3 * 0.5
r - X = 0.2
r - Y = 0.2 * -0.15 + 0.5 * 0.2 + 0.3 * 0.1
r - Y = 0.1
Portfolio r(e) = 6000/10000 * 0.2 + 4000/10000 * 0.1
Portfolio r(e) = 0.16 or 16%
What are the total liabilities of Big Galaxy Toys if the total assets are $248,000 and the equity is $67,000
Answer:
Big Galaxy Toys
The total liabilities will be equal to:
$181,000
Explanation:
a) Data and Calculations:
Total assets = $248,000
Equity = 67,000
Liabilities = $181,000
b) The accounting equation states that assets = liabilities + equity at every given time and as per each business transaction. If total assets = $248,000 and Equity = $67,000. Therefore, total liabilities = Total assets minus equity. This implies that $248,000 - 67,000 = $181,000.
You want to retire in 30 years and be able to withdraw the equivalent of $90,000 per year (in today's dollars) from a retirement fund. Assume 3% inflation. You plan to be retired for 20 years. Assuming you can earn 12% on your investments BEFORE retirement and 7% on your investments DURING retirement, how much will you need to save per month in order to be able to fund this retirement
Answer:
$662.18
Explanation:
first we must determine how much are $90,000 in 30 years:
FV = $90,000 x (1 + 3%)³⁰ = $218,453.62
since the inflation rate is expected to remain the same during the 20 years that you are retired, we must find the present value of your distributions using the interest rate as our discount rate:
PV = $218,453.62 x 10.594 (PV annuity factor, 7%, 20 periods) = $2,314,297.65
the future value of your contributions = $2,314,297.65
you can earn 12% interest rate and should be able to make 360 contributions
$2,314,297.65 = monthly contribution x 3,494.96413 (FV annuity factor, 1%, 360 periods)
monthly contribution = $2,314,297.65 / x 3,494.96413 = $662.18
The amount required to save per month in order to be able to fund this retirement is $662.18
Calculation of the saving amount:Since $90,000 now at 3% inflation should be
= 90000 × 1.03^30
=. $218,454
Now the PV at 7% should be
FV = 0;
1/y = 7%;
n=20;
PMT = 218454;
calculate PV = $2,314,305
Now the PMT should be
FV = 2314305;
PV = 0;
n= 12 × 30;
1/y = 12% ÷ 12;
Now PMT = $662.18
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A U.S. company uses U.K. pounds it already owned to purchase bonds issued by a company in the U.K. Which of these countries has an increase in net capital outflow?
Answer:
d. Neither the U.S. nor the U.K.
Explanation:
Net capital outflow is the net flow of funds i.e. invested in abroad by a nation during a specified period of time generally a year. It could come in positive when the nation invest more amount as compared with the invested amount in the world
Since in the question it is mentioned that U.S company that used U.K pounds that are already owned to buy bond issued by a U.K company
So here no one has an increase in net capital outflow
hence, the correct option is d.
Pearsall company's defined benefit pension plan had a PBO of $265,000 on January 1, 2021. During 2021, pension benefits paid were $40,000. The discount rate for the plan for this year was 10%. Service cost for 2021 was $80,000. Plan assets (fair value) increased during the year by $45,000. The amount of the PBO at December 31, 2021, was: Multiple Choice $225,000. $305,000. $331,500. None of these answer choices are correct.
Answer:
$331,500
Explanation:
Calculation for the amount of the PBO at December 31, 2021
PBO/1/1 $265,000
Add Service cost $80,000
Add Interest cost $26,500
($265,000 × 10%)
Less Benefits paid($40,000)
PBO 12/31 $331,500
Therefore the amount of the PBO at December 31, 2021 will be $331,500
What unique challenges need to be addressed in designing the training program, given the wide range of ages of the employees and the cultural differences in different parts of the United States and abroad
Answer: See explanation
Explanation:
Training programs for employees are vital in order to improve employees skills, improve employees blindness and also help in the accomplishment and achievement of the goals of the company.
The blended learning approach i.e using online educational materials to train the employees. The blended learning approach gives room for interaction and can help in improving the productive capacity of employees.
This can also allow the workers learn about diversity since the employees learn and interact together. Lastly, there should be coaching or mentoring program for employees as the mentors can help in motivating the employees. A motivated and happy worker will help the company to achieve its goals.
A coupon bond that pays semiannual interest is reported in the Wall Street Journal as having an ask price of 113% of its $1,000 par value. If the last interest payment was made 3 months ago and the coupon rate is 5.60%, the invoice price of the bond will be _________. Multiple Choice
Answer:
$1,144.00
Explanation:
Calculation for the invoice price of the Bond
Invoice price = 1.13(1,000) + 28.00(3/6)
Invoice price=$1,130+$14
Invoice price= $1,144.00
Therefore the Invoice price of the Bond will be $1,144.00
The smaller the number of good substitutes for a product, the greater will be the price elasticity of demand for it. True or False True False
Answer:
False.
Explanation:
A price elasticity of demand can be defined as a measure of the responsiveness of the quantity of a product demanded with respect to a change in price of the product, all things being equal.
Mathematically, the price elasticity of demand is given by the formula;
[tex] Price \; elasticity \; of \; demand = \frac {percent \; change \; in \; quantity \; demanded}{percent \; change \; in \; price}[/tex]
The demand for goods is said to be elastic, when the quantity of goods demanded by consumers with respect to change in price is very large. Thus, the more easily a consumer can switch to a substitute product in relation to change in price, the greater the elasticity of demand.
A substitute product can be defined as a product that a consumer sees as an alternative to another product and as such would offer similar benefits or satisfaction to the consumer.
Generally, consumers would like to be buy a product as its price falls or become inexpensive.
Hence, the smaller the number of good substitutes for a product, the lesser will be the price elasticity of demand for it.
For substitute products (goods), the price elasticity of demand is always positive because the demand of a product increases when the price of its close substitute (alternative) increases.
g Use the appropriate formula to determine the periodic deposit. How much of the financial goal comes from deposits and how much comes from interest? Periodic Deposit Rate Time Financial Goal $? at the end of each month % compounded monthly years $
Question Completion:
Periodic Deposit = ?
Rate = 7% compounded monthly
Time = 19 years
Financial Goal $120,000
Answer:
a) The periodic deposit = $253.03
b) Amount of financial goal from deposits = $57,691.30
c) Amount of financial goal from interest = $62,308.71
Explanation:
You will need to contribute $253.03 at the end of each month to reach the future value of $120,000.00.
FV (Future Value) $120,000.00
PV (Present Value) $31,860.39
N (Number of Periods) 228.000 (19 * 12 months)
I/Y (Interest Rate) 0.583% (7%/12)
PMT (Periodic Payment) $253.03
Starting Investment $0.00
Total Principal $57,691.30
Total Interest $62,308.71
An invoice
O A. is a demand for immediate payment
OB. must be paid within 10 days from the date of the invoice
O c. is the bill that the purchaser receives from the vendor
OD. is the purchaser's request for payment from the seller
An invoice is a bill that the purchaser receives from the vendor.
What does it mean to receive an invoice?
A bill is an invoice in that it has the itemized list of products sold or services provided, along with the amount of money owed for each item, and a total amount owed. However, when you receive an invoice, you would enter it as a bill that you owe. In other words, an invoice is sent, and a bill is received.
What is in an invoice?It includes the cost of the products purchased or services rendered to the buyer. Invoices can also serve as legal records if they contain the names of the seller and client, the description and price of goods or services, and the terms of payment.
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In a perfectly competitive market, if supply and demand fully reflect all of the costs and benefits associated with production and consumption, then total economic surplus is maximized when:_____
a. Price controls keep prices low enough that most consumers can purchase the item.
b. Consumer surplus and producer surplus are equal.
c. Consumer surplus is greater than producer surplus.
d. The market is in equilibrium.
Answer:
d. The market is in equilibrium.
Explanation:
In a perfect competition, there are many buyers and sellers of homogeneous products, and there is free entry and exit in the market.
This simply means that, in a perfectly competitive market, there are many buyers and sellers (price takers) of homogeneous products (standardized products with substitute) and the market is free (practically open) to all individuals or business entities that are willing to trade all their goods and services.
In a perfectly competitive market, if supply and demand fully reflect all of the costs and benefits associated with production and consumption, then total economic surplus is maximized when the market is in equilibrium.
Additionally, in a perfectly competitive market in long-run equilibrium, a long-run equilibrium avails firms the opportunity to adjust all inputs and all fixed costs are maximized. Also, it's characterized by free entry and exit, as such there isn't a fixed number of firms. This simply means that, since the number of firms in a long-run equilibrium can change, a firm must exit the market as a result of losses i.e when the firm is unable to cover its fixed costs in the long-run while new firms are allowed entry into the market when it anticipates potential profits or gains.
However, the firms always strive to maximize profits by increasing their level of output, such that P = MC. Also, the firms wouldn't be willing to leave or enter into the market because they are not making any profit, such that P=AC.
In a nutshell, in the long run equilibrium P=MR=MC and P=AC.
Where, P represents the price.
At the current GDP level, inventories are rising. What does this mean in terms of the relationship between aggregate expenditures and GDP, leakages and injections, and would we expect GDP to ise or fall in the future?
Answer:
Explanation:
If at the current GDP level inventories are rising, that means firms are spending more to stock up on inventories.
What does this mean, in terms of the relationship between aggregate expenditures and GDP?
- The information provided in the question shows that aggregate expenditure is on the rise; as firms' spending is increasing.
What does this mean in terms of the relationship between leakages and injections?
- This situation means that the level of injection of money into the economy is rising; probably faster than withdrawal rate.
Would you expect GDP to rise or fall in the future?
- You should expect GDP (Gross Domestic Product) to rise in the future. This is because a greater level of spending in the economy will lead to a higher amount of gross (overall) domestic (within the country) product!
A firm does not pay a dividend. It is expected to pay its first dividend of $0.10 per share in two years. This dividend will grow at 11 percent indefinitely. Using a 13 percent discount rate, compute the value of this stock.
Answer:
$4.504
Explanation:
Dividends do grow at a constant rate in definitely. Hence, price for year 2 will be:
Price2 = D2 * (1 +g) / (r - g)
Price2 = 0.11 * (1+11%) / 0.13 - 0.11
Price2 = 0.11 * (1.11/ 0.13 - 0.11
Price2 = $5.55
Now, Price0 = Price2 / (1+r)^2
Price0 = $5.55 / (1.11)^2
Price0 = $4.504
Hence, the current value of this stock is $4.504
When interest rates are fixed, rises in the rate of inflation tend to penalize ________ of financial capital, while _________ of financial capital end up better off.
Answer: b. suppliers; demanders
Explanation:
When interest rates are fixed, rises in the rate of inflation tend to penalize suppliers of financial capital, while demanders of financial capital end up better off.
When inflation rates rise, the value of the currency i.e. the dollar, is eroded which means that it can only buy less or pay for less than it used to.
If interest rates are fixed, the interest payments are fixed which means that when the suppliers of the capital are paid back in a rising inflation environment, they get less dollars back which means that they are worse off.
The demanders of the capital however, will be effectively paying back less than they are supposed to pay so they will be better off.
In 1930 the United States passed the Smoot-Hawley Tariff Act, which ________. led to the consolidation of the U.S. banking system instituted strict regulations to contain intellectual property theft opened foreign markets for U.S. agricultural products raised U.S. tariffs to near-record highs of more than 50 percent
Answer: raised U.S. tariffs to near-record highs of more than 50 percent
Explanation:
g A stock has an expected return of 16.00%. The risk-free rate is 1.63% and the market risk premium is 10.53%. What is the β of the stock?
Answer: Beta = 1.36
Explanation:
Using the Capital Asset Pricing Model CAPM formulae, we have that
Expected return= risk free rate+(betaXmarket risk premium)
16= 1.63 + ( beta x 10.53)
16-1.63= beta x 10.53
14.37/10.53 = beta
Beta = 1.36
In its first month of operations, Metlock, Inc. made three purchases of merchandise in the following sequence: (1) 300 units at $7, (2) 400 units at $9, and (3) 500 units at $10. Assuming there are 200 units on hand at the end of the period, compute the cost of the ending inventory under (a) the FIFO method and (b) the LIFO method. Metlock, Inc. uses a periodic inventory system. FIFO LIFO The Ending Inventory $Enter a dollar amount $Enter a dollar amount
Answer:
a. $2,000
b. $1,400
Explanation:
FIFO
FIFO method assumes that the inventory bought in first, will be the first to the sold to customers.
Ending Inventory = 200 units × $10
= $2,000
LIFO
LIFO methods assumes that the inventory bought in last will be the first to be sold to the customers.
Ending Inventory = 200 units × $7
= $1,400
examples of kinetic energy
Answer:
Wind mills, moving cars
Explanation:
A book falling off a shelf
Water falling from a water fall
An arrow being shot from a bow
Some riding a bike down a hill
A cart moving down from a high point in on a roller coaster
Which of these loan options is strongly recommended for first-time buyers? Choose all that apply. Adjustable-rate Contract for deed Balloon Fixed-rate Interest-only
Answer:
Fixed-rate
Explanation:
Fixed-rate loans and mortages are those that have a specific interest rate, and a specific payment that will not ever change over the duration of the loan because both are fixed. In other words, a fixed-rate loan is simply a annuity payment over a particular period of time.
For first-time buyers this is the easiest option because it is simple, it can be easily projected over time, and helps with financial planning.
QS 8-5 Computing revised depreciation LO C2 On January 2, 2017, the Matthews Band acquires sound equipment for concert performances at a cost of $65,800. The band estimates it will use this equipment for four years. It estimates that after four years it can sell the equipment for $2,000. Matthews Band uses straight-line depreciation but realizes at the start of the second year that due to concert bookings beyond expectations, this equipment will last only a total of three years. The salvage value remains unchanged. Compute the revised depreciation for both the second and third years
Answer:
depreciation expense per year (for years 2 and 3) = $23,925
Explanation:
depreciable value = $65,800 - $2,000 = $63,800
depreciation expense per year = $63,800 / 4 = $15,950
book value after 1 year = $65,800 - $15,950 = $49,850
new depreciable value = $49,850 - $2,000 = $47,850
depreciation expense per year = $47,850 / 2 years = $23,925
Footsteps Co. has a bond outstanding with a coupon rate of 6.4 percent and annual payments. The bond currently sells for $964.14, matures in 22 years, and has a par value of $1,000. What is the YTM of the bond
Answer:
YTM of the bond = 6.72%
Explanation:
Coupon rate =6.4%
Par value = $1,000
Annual coupon = 6.4%*1000 = $64
Current price = $964.14
Nper = 22 years
YTM of the bond = RATE(nper,pmt,pv,fv) (Using MS Excel)
YTM of the bond = RATE(22,-64,964.14,1000)
YTM of the bond = 6.72%
In the long run, if the marginal product of capital equals the real interest rate, investment is given by: g
Answer:
Investment equals savings.
Explanation:
Marginal product of capital is the real rental price of the capital. It is equal to the real interest rate if the law of diminishing returns is prevailing in the economic system. In such case the investments will be equal to savings. If the real interest rate is increased by the marginal product of capital then depreciation rate and risk premium accounts for the difference.
Sheridan Company had accounts receivable of $116000 at 1/1. The only transactions affecting accounts receivable were sales of $937000 and cash collections of $889000. The accounts receivable turnover is
Answer:
6.7 times
Explanation:
The accounts receivable turnover is calculated below;
= $937,000 ÷ ( $116,000 + $164,000 )
/2
= $937,000 ÷ $140,000
= 6.7 times
Therefore, accounts receivable turnover is 6.7 times.
Annual demand for an item is 6,500 units with the cost per unit at $380. The holding rate is 18% and the order cost is $15.00 per order. The standard deviation of daily demand is 7 units. Assume 261 days in the year and a lead-time of 4 days. If a service level of 96% is desired during the reorder interval, what is the reorder point
Answer:
124 units
Explanation:
The reorder point (ROP) is the level of inventory which triggers an action to replenish that particular inventory stock. It is a minimum amount of an item that a firm holds in stock, such that, when a stock falls to this amount, the item must be reordered.
DATA
Annual Demand = 6500
Ordering Cost = $15.00
Holding Cost (18% of Price $380) = $68.40
EOQ = √ 2AO / H
where
A = Annual Demand
O = Ordering Cost per order
H = Holding Cost per unit per annum
EOQ = √ 2AO / C
EOQ = √ (2 * 6500 * 15) / 68.40
EOQ= 53.393 units or, 54 units
Standard Deviation of Daily Demand = 7
No of days = 261
Lead Time = 4 days
Average Demand ( Annual Demand/ No of days) = 24.90421
Service Level Desired = 96%
Z Value at 96% = 1.751
Standard Deviation of Demand in Lead Time = SDd * √Lead Time 14
Safety Stock for 93% service level
Z value * Standard Deviation of Demand in Lead Time 25
Lead Time Demand ( Lead Time x Avg Demand) = 99.61686
Reorder Point = Lead Time Demand + Safety Stock = 124
A bank manager notices that by the time customers get to the teller, they seem irritated and impatient. The manager wants to investigate the problem further, so she hires you to design a research project to figure out what is bothering the customers. The bank wants three studies? (a) several focus groups of their customers, (b) observation using a hidden camera, and (c) an online survey of 500 customers. Identify which studies are qualitative and which are quantitative. If you were to recommend only one study which of the three would you recommend? Why? Be specific.
Answer:
(a) several focus groups of their customers - qualitative study
A focus groups consists of a group of five to ten participants, who are allowed to discuss an issue or a product for one or two hours.
(b) observation using a hidden camera - qualitative study
The information obtained from the use of the hidden camera is of qualitative nature. Such information consists in the behaviour displayed by the customers that were recorded.
(c) an online survey of 500 customers. - quantitative study.
The online survey gives quantitative, measurable information that can later be expanded into a statistical study, and also used to establish other quantitative variables like probability distributions, or statistical regressions.
true false capital structure refers to the relative proportion of monetary and real assets in the firm
Answer:
False.
Explanation:
Capital structure refers to the relative proportion of equity and debt that an organization uses to finance its assets.
An optimal capital structure can be defined as the best or optimum mix of equity and debt financing which typically maximizes or boost an organization's market value and reducing its capital costs.
Generally, capital structure can be achieved through a strategic technique of minimizing weighted average cost of capital (WACC) in an organization. The capital structure of a firm will vary over time as taxes and market conditions change.
Additionally, the optimum capital structure used by a firm to maximize its market value;
1. Provides the lowest cost of capital.
2. Has the best mix of common equity, debt and preferred stock.
3. Changes over time as market and firm conditions change.