A low introductory rate that will increase over time is the factor might pose the greatest risk to a person applying for a credit card for the first time. Hence, option D is correct.
What is introductory rate?Introductory rate is the interest rate that is charged to the person at the initial stage of the loan. The interest rate can be minimal, or it is not necessary to charge the interest rate.
The introductory rate is used to sell the loan to customers and make it seem appealing. They may or may not apply to cash advances, although they are frequently utilized for the application of balance transfers.
Thus, option D, A low introductory rate that will increase over time is correct.
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So basically guys, If my father left for the milk 5 days ago. how long does it take for him to come back after 5 years of disappearing. how much days is that?
Industrialization gave workers shorter working hours and time off on weekends, which allowed for more jobs per person. lower salaries. fewer sick days. more leisure time.
Industrialization gave workers shorter working hours and time off on weekends, which allowed for more liesure times.
What is Industrialization?Industrialization is when a commuity or area transforms from been an agarian society to been an industrailized society. It is when a community moves from primariliy depending on agriculture to the use of machines.
As a result of shorter working hours, workers have more lime for liesure activities.
Answer: is D
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_ capabilities explains how companies must be stable enough to deliver value to customers yet resilient and flexible enough to shift focus when situations demand a different approach.
The theory that explains that companies should be stable enough to deliver value and still be flexible is the Theory of Dynamic Capabilities.
What is the Theory of Dynamic Capabilities?This is a theory that calls for a company to be flexible enough to meet the ever changing demands of the business environment.
The company should not just be flexible however, but they need to be stable such that they can deliver the value that their customers rely on them for.
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On January 1, 2019, Marigold Corp. Had the following stockholders' equity accounts.
Common Stock ($10 par value, 84,800 shares issued and outstanding) $848,000
Paid-in Capital in Excess of Par Value-Common Stock 218,000
Retained Earnings 569,000
During the year, the following transactions occurred.
Jan. 15 Declared a $1. 12 cash dividend per share to stockholders of record on January 31, payable February 15.
Feb. 15 Paid the dividend declared in January.
Apr. 15 Declared a 10% stock dividend to stockholders of record on April 30, distributable May 15. On April 15, the market price of the stock was $16 per share.
May 15 Issued the shares for the stock dividend.
July 1 Announced a 2-for-1 stock split. The market price per share prior to the announcement was $14. (The new par value is $5. )
Dec. 1 Declared a $0. 60 per share cash dividend to stockholders of record on December 15, payable January 10, 2020.
Dec. 31 Determined that net income for the year was $220,000.
Required:
a. Prepare the stockholdersâ equity section of the balance sheet at December 31.
b. Calculate the payout ratio and return on common stockholdersâ equity
a. The preparation of the stockholders' equity section of the balance sheet at December 31 foro Marigold Corp. is as follows:
Stockholders' Equity Section:Marigold Corporation
Balance SheetAt December 31, 2019
Common Stock ($5 par value)
186,560 shares issued and outstanding $932,800
Paid-in Capital in Excess of Par Value-Common Stock 268,880
Retained Earnings 446,408
Total equity $1,648,088
b. The payout ratio and return on common stockholders' equity are as follows:
Payout ratio = Cash Dividends/Net Income
= 94% ($206,912/$220,000 x 100)
Return on Common Stockholders' Equity = Net Income/Beginniing Outstanding Equity
= 13.5% ($220,000/$1,635,000 x 100)
Data and Analysis:Common Stock ($10 par value)
84,800 shares issued and outstanding $848,000
Paid-in Capital in Excess of Par Value-Common Stock 218,000
Retained Earnings 569,000
Total equity $1,635,000
Jan. 15 Retained Earnings $94,976 (84,800 x $1.12) Cash Dividends Payable $94,976
Feb. 15 Dividends Payable $94,976 Cash $94,976
Apr. 15 Retained Earnings $135,680 Stock Dividends Payable $135,680 ($16 x 84,800 x 10%)
May 15 Stock Dividends Payable $135,680 Common Stock $84,800 Paid-in Capital in Excess of Par Value $50,880
July 1 Common Stock increased to 186,560 at $5 each (84,800 + 8,480 x 2)
Dec. 1 Retained Earnings $111,936 (186,560 x $0.60) Cash Dividends Payable $111,936
Dec. 31 Net income for the year = $220,000
Beginning balance $569,000
Net Income 220,000
Dividends:
Jan. 15 Cash Dividends (94,976)
Apr. 15 Stock Dividends (135,680)
Dec. 1 Cash Dividends (111,936)
Ending balance $446,408
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Midyear on july 31st, the chester corporation's balance sheet reported: total assets of $124.287 million total common stock of $3.810 million cash of $6.030 million retained earnings of $26.732 million. what were the chester corporation's total liabilitie
The total liabilities of the Chester corporations as on July 31st will be $99,775.
What are total liabilities?
The amount of payments which are yet to be made, but are accrued by the receiver. The total liabilities are the calculation of total assets less equities and capitals of such firm.
Using the given information in the formula below, we get,
[tex]\rm Total\ Liabilities\ = Total\ Assets\ -\ Total\ Equities\\\\\rm Total\ Liabilities\ = 130317\ -\ 30542\\\\\rm Total\ Liabilities\ =\$99,775[/tex]
Thus, the total liabilities of Chester Corporation is computed as $99,775.
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If company Z is receiving a government subsidy, the government is taking money from ____________ and giving it to company Z. If company Z is getting a tax deduction (instead of receiving a subsidy) then company Z is ______________________.
If company Z is receiving a government subsidy, the government is taking money from taxpayers and giving it to company Z.
If company Z is getting a tax deduction (instead of receiving a subsidy) then company Z is paying less in taxes than it would without the tax deduction.
What is subsidy?A subsidy is a government payment made directly or indirectly to individuals or businesses, usually in the form of cash or a targeted tax relief.
A subsidy, often known as a government incentive, is a type of financial assistance or support given to a certain economic sector.
Thus, the correct option is taxpayers, and is paying less in taxes than it would without the tax deduction.
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Resources tend to be allocated inefficiently when goods Group of answer choices are private goods. are rival in consumption and excludable. are available free of charge. are available only at very high prices.
Resources tend to be allocated inefficiently when goods C. are available free of charge.
What is an inefficient allocation of resources?An inefficient resource allocation occurs when goods and services are not optimally distributed in an economy.
In such a situation, the social or true cost exceeds the price consumers are willing to pay for a unit of the product.
Thus, resources tend to be allocated inefficiently when goods C. are available free of charge.
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Adams, inc. has sales of $100,000 with a contribution margin of $60,000 and net income of $20,000. baron, inc. has sales of $110,000 with a contribution margin of $44,000 and net income of $22,000. thus, the degree of operating leverage is for adams, inc. and for
The complete question is:
Adams, Inc. has sales of $100,000 with a contribution margin of $60,000 and net income of $20,000. Baron, Inc. has sales of $110,000 with a contribution margin of $44,000 and net income of $22,000. Thus, the degree of operating leverage is ______ for Adams and _____ for Baron Inc.
The degree of operating leverage is 3 for Adams and 2 for Baron Inc.
Degree of operating leverageUsing this formula
Degree of operating leverage=Contribution margin/Net income
Let plug in the formula
Adams Inc.
Degree of operating leverage for adams, inc.= 60,000/20,000
Degree of operating leverage for adams, inc. =3
Baron Inc.
Degree of operating leverage for Baron, inc. =44,000/22,000
Degree of operating leverage for Baron, inc. =2
Therefore the degree of operating leverage is 3 for Adams and 2 for Baron Inc.
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All internet advertisements directed to california insurance consumers must include the agent's _____________ in addition to the agent's principal place of business.
Answer:
California insurance license number
Explanation:
They must have an insurance license number for legal purposes.
Banks can protect themselves against an unexpectedly high rate of loan defaults and against the risk of ____________________ by adopting a strategy that will ______________.
Answer:
Bankrupt I believe
Explanation:
sounds rights lmk if I’m wrong
What state in the country has the highest percent of their credit economy with subprime credit scores?
The state in the country has the highest percent of their credit economy with subprime credit scores is: Wisconsin.
What is credit economy?Credit economy can be defined as the way in the money is the means of exchange in an economy as people sell goods in exchange for money.
Based on this Wisconsin has the highest percentage of their credit economy with subprime credit score followed by Vermont and then Washington.
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Select the items below that are pricing factors. (HINT: three are correct)
Tangible
Uniqueness
Season
Convenience
Markdown
Markup
Answer:
Tangible, Season, Convenience. If its not correct let me know so I can check my sources.
Eduardo is the manager of Hometown Hardware. During the past six months, his cash expenditures have exceeded his cash receipts. Hometown Hardware is suffering from a ( n ) __________ problem
Based on the fact that Eduardo's cash expenditures have exceeded his cash receipts, he has a cashflow problem.
What is a cashflow problem?This refers to when a person or a business are unable to retain a good enough amount of liquid cash in the business.
This usually happens when cash expenditures are more than the cash receipts like Eduardo's situation.
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Prices are rising (inflation) but wages have stayed the same. This makes it difficult for people to afford products they need.
What can the government do to help with this problem?
Does this expand or contract the government - explain?
Answer:
Its up to the government
Explanation:
We cant do things for them but we can make them consider what we could do
Answer:
yes it expands.
Explanation:
it's obvious
Explain two business objectives a business might have
Will give BRAINLIEST
What did adam smith believe about about self-interest, private property, the role of government, and competition in the economy?.
Adam Smith was of the opinion that self-interest is important because it determines a competitive economy and allows all individuals to perform their best to increase their own personal gain.
Who is Adam Smith?Adam Smith was a Scottish economist and philosopher who was a pioneer of political economy and key figure during the Scottish Enlightenment.
Therefore, Adam Smith believes self-interest is important. It determines a competitive economy and allows all individuals to improve their own personal gain.
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ASAP!!
What does a most-favored-nation (MFN) status mean?
a. A country is exempt from product standards that make it expensive for goods to be imported.
b. A country has special licensing agreements with U.S. corporations.
c. A country pays the same tariffs as those paid by all MFN countries.
d. A country has a special exemption from all tariffs in the United States.
Answer:
c
Explanation:
3. Which aspect of professionalism do you feel that you are weakest at? Explain why you think so. Describe at least one thing you could do to improve at it. (1-3 sentences. 2.0 points)
There are several aspects of professionalism that an individual is able to hone, such as communication skills for example.
How to develop communication skills?Communication can be improved through self-confidence and listening skills. It is essential to establish the plan when communicating an important message, with attention to the effectiveness of the channel and the clarity and objectivity of the communication.
Therefore, communication is an essential skill of professionalism that must be developed through openness to experience and dedication.
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The managers at Acme Corporation decided that their firm needed to diversify because of overall falling sales and lower performance in one sector. How does diversifying compensate for the declining performance in this sector
The diversification will compensate for the declining performance in this sector by having higher performance in another sector.
What is a diversification?This refers to a a business strategy that involves the development of a new product into a new market.
Hence, as the firm needed to diversify because of overall falling sales, it will help the sector by having higher performance in another sector.
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Uses of sensors to control manufacturing processes include: Multiple select question. the measurement of the thickness of material measuring humidity handcrafting a pair of shoes framing a house
Uses of sensors to control manufacturing processes will include
materials that are measured in their thicknessInfrared spectroscopyChecking humidityThis is further explained below.
What are sensors?Generally, sensor is simply defined as a device that records and reacts to the detection or measurement of a physical attribute.
In conclusion, Sensors will be used to regulate manufacturing processes that incorporate materials that are measured in thickness. Spectroscopy in the infrared Observing the relative humidity
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Insurance companies negotiate discounts with hospitals under a(n)
Insurance companies negotiate discounts with hospitals under a(n): Preferred provider organization (PPO).
What is insurance company?Insurance company is an a company that help to provide coverage for their policy holder in case of unforeseen or unexpected circumstance such as:
TheftAccident etcPreferred provider organization is a medical health plan that enter into a contract agreement with health care service providers so as to provide health care to people under the plan.
Therefore Insurance companies negotiate discounts with hospitals under a(n): Preferred provider organization.
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To receive a loan from the imf, a country must agree to make economic reforms. join the group of 20. agree to develop certain industries. join the world bank.
To receive a loan from the imf, a country must agree to make economic reforms and conditions related to that loans.
What are the condition to receive a loan from IMF?To receive a loan from the IMF, a country must agree to make economic reforms.It has to follow the conditions associated with loans, debt relief and financial aid.So we can conclude that To receive a loan from the IMF, a country must agree to make economic reforms and conditions related to that loans. #SPJ4
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Answer:
A.) agree to make economic reforms.Explanation:
It is correct on Ed2022
Whereas productions are documents a student prepares especially for a portfolio, _____ represent a teacher's documentation of a student's progress, such as through notes or progress reports
Whereas productions are documents a student prepares especially for a portfolio, attestation represent a teacher's documentation of a student's progress, such as through notes or progress reports.
What is an attestation?Attestation is a statement that something exists or is true.
Attestations are records of a student's progress kept by a teacher or other responsible person. An instructor might, for example, write evaluation notes regarding a student's oral presentation and keep them in the portfolio.
Thus, the correct option is attestation.
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What is MOST likely TRUE about intellectual property?
A.
It can be a tangible asset.
B.
It is impossible to steal.
C.
It can be invisible.
D.
It does not affect a company’s profits.
Answer:
The answer is most likely...
A. It can be a Tangible asset
Explanation:
Sorry I was late :l
A firm uses capital and labor in its production process. The marginal product for the last unit of labor is 5, the marginal product for the last unit of capital is 10, and the wage is $10. At what cost of hiring each unit of capital would the firm be minimizing the cost of the current output
The output cost for the firm will be minimum when each unit is hired at approximately $20.
What is output cost?Cost incurred for production of an individual unit while manufacturing such unit is referred to as the output cost. When the costs are minimum, the situation of output costs of such firm are as follows:
[tex]\rm\dfrac{Marginal\ Labor\ Cost}{Marginal\ Capital\ Cost} = \dfrac{Wages}{Rent\ of\ Capital}[/tex]
The rent of capital is also the output cost for an individual unit. Putting the values in the above formula, we get the output cost or the rent of capital as $20.
Hence, the output cost for the conditions given above will be computed as $20.
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ABC company decides to invest in training for their workers. Select 3 likely reasons
why the company decided to take this step.
Select 3 correct answer(s)
the company wants to spend money and take time away from production to train
the company wants to eliminate unnecessary jobs
the company wants to improve the skill of their workers
the company wants to improve efficiency of their workers.
the company wants to make higher quality products.
Answer: the company wants to eliminate unnecessary jobs.
the company wants to improve the skill of their workers
the company wants to improve efficiency of their workers.
Explanation:
Last month some of your friends were riding in a car together and were injured in an accident. Their total injuries were as follows: Brenda $ 85,000 Raquel $ 125,000 Louis $ 40,000 Coverage was 100/300/50. What was the total medical coverage in this accident
If they were injured in an accident. The total medical coverage in this accident is: $225,000.
Total medical coverage
$100,000 is for bodily injury liability insurance per person.
Hence:
Using this formula
Total medical coverage=Total injuries + Coverage
Let plug in the formula
Total medical coverage=$125,000+$100,000
Total medical coverage=$225,000
Therefore the total medical coverage in this accident is: $225,000.
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Select the appropriate characteristics of the executive information system in the four-level pyramid model.
Characteristics of Executive Information Systems
Most organizations use different types of information systems to manage their operations. The executive information system is a knowledge-based interactive system. This type of system helps managers analyze the environment in which the organization operates, identify long-term trends, and plan appropriate courses of action. The processing stage includes summarizing, simulating, and drilling down. Information comes from internal management information systems or transaction processing systems. These systems revolve around internal information flow and the final output is in the form of summary reports, graphs, or plots.
The system helps managers analyze the environment in which the organization operates, identifying long-term trends and planning appropriate courses of action.
What is an executive information system?It corresponds to a tool to support managerial decision-making by providing optimized access to large volumes of information from the micro and macro organizational environment.
Therefore, the executive information system assists managers in making decisions in line with organizational objectives.
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Jennifer wants to sell her car and Timmy agrees to purchase it. Jennifer and Timmy become involved in an over-the-phone negotiation and settle on a price of $1,000. Jennifer lives three hours from Timmy but agrees to deliver the car to him in his home state and take the bus back, provided Timmy promises to purchase the vehicle. She drives three hours. Upon arrival, Timmy says he will not purchase the vehicle unless Jennifer agrees to go to the dealer, get a second set of $500 SmartKeys, and mail the keys to Timmy within three weeks. Having driven all that way, Jennifer agrees. Timmy gives Jennifer the $1,000, using money he borrowed from Joe and promised to repay. Jennifer accepts the money and leaves. Jennifer never sends Timmy the second set of keys. Timmy later decides the car is worth only $500. He decides not to pay Joe and instead gives the vehicle to Joe, explaining his plan. Joe accepts the car and drives away, secretly planning to sue Timmy for the rest of the money. When Timmy is sued by Joe, he makes a claim against Jennifer and claims she should have to compensate him for losses because they never had a valid contract since the car was not worth the $1,000 Jennifer claimed it was. Did Jennifer and Timmy have a valid contract?
The contract between Timmy and Jennifer is not valid for legal claims because there are no ways to prove the terms they agreed to for the sale/purchase of the car.
What is a valid contract?When we enter into an agreement with another person to carry out any commercial activity, we generally must create a document in which all the terms and conditions of the contract are established in order to bind both parties to comply with the contract.
If another type of contract is made, for example by telephone, spoken or other modality that does not have ways of verifying what was agreed, it can be considered as invalid contracts.
Based on the above, the contract that Jennifer made with Timmy over the phone is invalid because there is no way to check what they agreed to.
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50 points and brainliest to first one who answers This chart shows a sequence of causes and effects in how banking can affect society. Complete the chart by selecting the correct word..
The completion of the chart that shows a sequence of the causes and effects of banking on society is as follows:
1st: The Federal Reserve reduces interest rates.
2nd: Banks will make more loans.
3rd: The money supply increases.
4th: People and businesses are more likely to spend and borrow money.
5th: The number of jobs will increase.
6th: People will buy more cars, homes, and fun stuff.
7th: Growth of the nation's economy speeds up.
8th: Inflation will increase.
What is the money supply?The money supply is the total amount of money (cash, coins, and balances in bank accounts) in circulation at any point in time.
The money supply often includes liquid assets and short-term investments.
Thus, the sequence of how banking affects society has been completed.
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