Answer:
21080.28.
Explanation:
HELPPPPP
Is this statement correct? "My social security plus what I have put in a regular
savings account will cover all of my retirement expenses."
A. Yes. That sounds about right.
B. No. I can live on less than that. All I need is social security.
C.
No. Three years income and the 25% I may receive from my company's
pension plan will take care of me.
No. I should plan on having a retirement income that is 80% of my working
D.
income.
Question 4
Answer:
Yes, that sounds about right
Explanation:
Till the age of retirement, a person's mostly expenses are finished, like growing his children, educate them, get them married, etc. He is left with only few expenses like running the house or meet his personal expenses. So the Social Security and some regular savings would be enough for him to lead a respectable life in the society. Also, his children are settled enough to fulfill his expenses at this point of his life. So there is no necessity to invest in a retirement plan that pays you 80% of your regular income. Social security and savings would be enough for the person.
The main elements of market structure are
Answer:
the number and size of sellers, entry and exit barriers, nature of product, price, selling costs.
Your teacher gives extra homework on the weekends if the class average on the exam is under 75%. This is an example of:
The given scenario wherein the teacher is giving extra work on the weekends is a negative incentive. Therefore, Option D is the correct statement.
What do you mean by negative incentive?Negative incentive or disincentives refers to the methods designed to discourage activities that are dangerous to biodiversity. Examples of disincentives are consumer costs or pollutants taxes.
For example, in this case, the teacher is trying to pressurize the students on the weekends to do extra labor, which can have a negative effect on the motivation of the students.
The missing information is as follows:
-a positive incentive
-neither a positive nor a negative incentive
-both a positive and a negative incentive
-a negative incentive
Therefore, The given scenario wherein the teacher is giving extra work on the weekends is a negative incentive. Option D is the correct statement.
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Mr. Fitzgerald is selling his home to permanently move into a retirement facility near his daughter in a neighboring state before the annual election period. He has a stand-alone prescription drug plan and has learned it is not available where he is moving. He doesn’t know what he should do. What can you tell him?.
Answer:b.
Because he is moving outside of the service area, the plan must automatically disenroll him. He will have a special election period to select a new plan.
Explanation:
Despite the fact that he's transferring outdoor of the provider location, the plan should robotically disenroll him. He could have a special election length to pick out a new plan.
What is a stand-alone prescription drug plan?A PDP is often known as a “stand-by myself prescription drug plan” because it is separate prescription drug insurance that Medicare beneficiaries can purchase – thru private insurers – commonly to supplement unique Medicare.
What are the four prescription drug insurance levels?For the duration of the year, your prescription drug plan prices might also change depending on the insurance degree you are in. When you have an element D plan, you pass via the CMS coverage degrees on this order: deductible (if applicable), initial coverage, insurance hole, and catastrophic coverage.
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A business's accounting systems include a(n) _____ system, which tracks the amounts of money owed and paid by customers to the company and from the company to vendors and others.
A business's accounting systems include an account receivable system, which tracks the amounts of money owed and paid by customers to the company and from the company to vendors and others.
What is an accounting system?The business accounting system is what assist a business keep track of the business transactions which includes income and other related expenses.
Hence, a business's accounting systems include an account receivable system, which tracks the amounts of money owed and paid by customers to the company and from the company to vendors and others.
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marshall corporation had $220,000 in invested assets, sales of:
The rate of return on investment for Marshall is 30%.
Using this formula
Rate of return=Income form operation/Assets invested ×100
Let plug in the formula
Rate of return=$66,000/$220,000×100
Rate of return=30%
Therefore the rate of return on investment for Marshall is 30%.
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Which firm is most likely to be a natural monopoly?
A pharmaceutical industry is most likely to be a natural monopoly
What are natural Monopoly?A natural monopoly is a type of market that is established on a large scale basis.
It is mostly managed by an individual because of the running cost and the industry will supply goods related to them.
Therefore, A pharmaceutical industry is most likely to be a natural monopoly
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What is cyberbullying? Why does it happen so often?
Answer:
Cyberbullying happens for many of the same reasons as any other type of bullying, but it may be even more appealing because it can be done anonymously. two kinds of people who are likely to bully: those who are popular and those who are on the social fringes.
Popular kids or teens may bully because:
They see it as a way to stay popular.
Hurting others makes them feel powerful.
Kids or teens who are less socially successful may bully because:
It helps them cope with their own low self-esteem.
They think it will help them fit in with their peers.
They have trouble empathizing with those they hurt.
Kent bought a $1,000, 20-year U.S. Treasury bond that paid six percent annual yield when he was 22. How much would that bond be worth 20 years later when it matured?
The bond bought by Kent at the age of 22 for $1000 at the rate of six percent will be worth around $3207 at maturity.
What is a bond?A bond is a debt instrument, which is subscribed by an individual at a fixed rate of return, in order to earn a secured rate of return at the time of maturity of such bond.
The formula used to calculate the rate of maturity of bond will be as below,
[tex]\rm Compounded\ Annuity\ = Amount(\dfrac{1}{1+rate})^n\\\\\rm Compounded\ Annuity\ = 1000(\dfrac{1}{1+0.06})^2^0\\\\Compounded\ Annuity= \$3,207.14[/tex]
Hence, the rate of return of the bond on maturity is as calculated above.
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Sales made on account are recorded with a debit to Accounts Receivable and credit to Sales Revenue for the price times the quantity. Management knows that some of those accounts will not be collected but is unsure which specific customers it will be. Thus, management estimates the amount and records an adjusting entry. Later, when the specific non-paying customer is identified, it writes off the account. The effect of the write off on the accounting equation is to _____. Multiple choice question. increase one asset and decrease another increase assets and stockholders' equity increase liabilities and decrease stockholders' equity reduce assets and stockholders' equity
The correct answer is option A. The effect of the write-off in the accounting equation is to increase one asset and decrease another.
What is a write off in accounting?This is a term that is used to refer to the removal of all accounts that are uncollectible for the general ledger of the business.
It is a write off when a person is not able to carry out all of the obligations that they are supposed to do.
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Johnson Co. has 1,000,000 euros as payables due in 30 days, and is certain that the euro is going to appreciate substantially over time. Assuming the firm is correct, the ideal strategy is to: a.remain unhedged. b.purchase euro currency put options. c.purchase euro currency call options. d.sell euros forward. e.purchase euros forward.
Based on the fact that the Euro will appreciate, the best thing for Johnson Co. to do is to e.purchase euros forward.
What should Johnson Co. do?The fact that the Euro is going to appreciate in value means that Johnson Co. will have to pay more in future.
They should therefore lock in a favorable Euro rate now by purchasing Euros at a forward rate.
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During a sales presentation, your client asks you whether the medicare agency recommends that she sign up for your plan or stay in original medicare. What should you tell her?
The best thing to tell the client is that the Medicare agency does not endorse or recommend any plan.
What is Medicare?
This refers to the healthcare program in the United States that provides health insurance to people that are over 65 years old.
Hence, we can see that when a person is making a sales presentation and is asked whether there is a recommended plan for them in the medicare agency, the best answer would be to tell the person that the Medicare agency does not endorse or recommend any plan.
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With regard to promoting standards of excellence, LaFasto and Larson (2001) identified three Rs that help improve performance: require results, review results, and ______.
The 3 Rs that LaFasto and Larson (2001) identified as imporant to improve performance includes:
require resultreview resultreward resultWho is LaFasto and Carl Larson?These are economist that explored the performance question for more than 20 year and also proposed a model called "Five Dynamics of Teamwork and Collaboration.
In conclusion, the 3 Rs that LaFasto and Larson (2001) identified as important to improve performance includes require result, review result and reward result.
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BestCare Health Plan has received a request from a state insurance department in connection with the investigation of several marketing representatives licensed by the state who sell Medicare Advantage plans. What action(s) should BestCare take in response
In the case above, BestCare response is to cooperate with the state and supply requested information.
What is health plan?A health plan is known to be a kind of plan that is made for employee welfare benefit and it is often set up or kept by an employer or by an employee firm or both, that gives medical care for its participants.
Note that, In the case above, BestCare response is to cooperate with the state and supply requested information.
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In the tiered architecture, the erp application is stored on the ________ tier
The erp application is stored on the business logic tier in tiered architecture.
What is an erp application?Also called a Enterprise resource planning software, involves the use of software, technologies and systems to manage and integrate their core business processes.
As the tiered architecture is concerned, the erp application is stored on the business logic tier.
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The Federal Reserve's Open Market Committee has decided that the federal funds rate should be 0.5 percent rather than the current rate of 1.25 percent. The appropriate open market action is to _____ Treasury bills to _____ money _____.
In this case, the proper open market action is to sell Treasury bills to decrease money supply.
What is an Open Market Action?An open market action refers to the act of the Federal Reserve Bank to purchase or sell government securities with the aim of contracting or increasing the supply of money in the economy and alter the position of interest rates.
Open market operations are also known as monetary policy tools used to regulate the economy.
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The liquidity, income, price-level, and expectations effects help to explain how changes in ________________can affect _______________. a. the money supply; the interest rate b. velocity; the interest rate c. real gdp; the money supply d. the interest rate; the money supply e. velocity; real gdp
The liquidity, income, price-level, and expectations effects help to explain how changes in velocity can affect the interest rate.
What is the interest rate?The rate, at which banks and other financial institutions offer the acceptance of deposit from their customers, which are under the control and regulations of the country's central bank, is known as interest rate.
There exists a direct relationship between the interest rate and velocity of the money, which indicates that when the velocity of money in the market increases, the interest rate also increases and vice versa.
Hence, option B holds true and states regarding velocity and interest rate.
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When a shortage of a commodity occurs, we would expect to find that
When a shortage of a commodity occurs, we would expect to find that the price of the commodity is less than equilibrium price.
What is a shortage?A shortage occurs when the quantity demanded exceeds the quantity supplied. At this point, he price of the commodity is less than equilibrium price. For equilibrium price to be restored, the price of the commodity would rise until equilibrium is restored.
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Most economists agree that the immediate determinant of the volume of output and employment is the
Majority of the economists agree that the immediate determinant of the volume of output and employment is the level of total spending.
What is the total spending?This refers to the sum of the price that is paid for products or services multiplied by the amount of each item purchased.
Hence, the economists most especially agree that the immediate determinant of the volume of output and employment in an economy is the level of total spending.
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When going downhill, a truck's momentum makes it ____ so you'll have to ____ to pass it
When going downhill, a truck's momentum makes it go faster so you'll have to speed up to pass it.
What is a momentum?momentum can be expressed as the product of the mass of a particle as well as the velocity of the object .
Momentum serves as vector quantity because of its magnitude as well as direction, hence, When going downhill, a truck's momentum makes it go faster.
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This year you have decided to focus your efforts on marketing to employer group plans. One employer provides you with a list of their retirees and asks you to contact them to explain the characteristics of the plan they have selected. What should you do?.
The thing that should be done regarding the marketing it it go ahead and call the retirees.
What is marketing?It should be noted that marketing is the strategies that are put in place in order to increase sales.
In this case, the employer provides you with a list of their retirees and asks you to contact them to explain the characteristics of the plan they have selected. It is important to call them.
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Any model is based on making assumptions because
Generally, the economic model is based on making assumptions because of an inability to analyze economic issue unless the complexity is reduced and the models have to be simplified to make it useful.
What is an economic model?This refers to a simplified description of reality that is designed to yield hypotheses about economic behavior that can be tested.
However, this economic model is based on making assumptions because of an inability to analyze economic issue unless the complexity is reduced and the models have to be simplified to make it useful.
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Match definition with correct term Question 2 options: A credit balance in the manufacturing overhead account that occurs when the amount of overhead cost applied to work in process is greater than the amount of actual manufacturing overhead cost incurred during the period. A debit balance in the manufacturing overhead account that occurs when the amount of overhead cost applied to work in process is less than the amount of actual manufacturing overhead cost incurred during the period. The manufacturing costs associated with units of product that were finished during the period Units of product that are only partially complete and will require further work before they are ready for sale to the customer. 1. Cost of Goods Manufactured 2. Overapplied overhead 3. Underapplied overhead 4. Work in process
Each of the definitions should be matched with the correct term as shown below.
How to match the definitions with the correct term?In this exercise, you're required to match the following accounting definitions with the correct term as follows:
Overapplied overhead: it is a credit balance in the manufacturing overhead account of a business firm which typically occurs when the expenses (overhead cost) applied to work in process exceeds the actual manufacturing overhead cost it incurred during the period. Underapplied overhead: it is a debit balance in the manufacturing overhead account which typically occurs when the expenses (overhead cost) applied to work in process exceeds the actual manufacturing overhead cost it incurred during the period. Cost of Goods Manufactured: it is the manufacturing costs that are associated with specific units of product that were completed (finished) during the period.Work in process: it is the units of product that have only been completed (finished) and as such would require further work by the workers, before they are ready for sale to customers.Read more on overhead cost here: https://brainly.com/question/26475885
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A consumer contest is an example of Group of answer choices sales promotion. public relations. personal selling. indirect selling. social media.
In marketing, an example of a Sales promotion is a consumer context.
What is a Sales promotion?This refers to strategy employed by a firm who uses a campaign or offer to increase the consumer;s interest or demand in its product
Because the consumer context involves making relevant offers when the customer is poised to make a purchase, this is an example of Sales promotion.
Therefore, the Option A is correct.
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The consumer contest is SALES PROMOTION.
SALES PROMOTION is a methodical way a company sells its product to target customers.It requires the company to check its customer demands the company also offers a discount to the customer to gain their trust and confidence. It also helps in making long-term relationships with their customer.The correct answer is option A.
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Selzer inc. sells all of its merchandise on credit. it has a profit margin of 4 percent, days sales outstanding equal to 60 days, receivables of $150,000, total assets of $3 million, and a debt ratio of 0.64. the firm's return on equity (roe) is:
If Selzer inc. sells all of its merchandise on credit. The firm's return on equity (roe) is: 3.3%.
Return on equity
First step
0.64= TD / $3,000,000
TD = $1,920,000
Second step
DSO ratio = accounts receivable / (annual sales / 365 days)
60 = $150,000 /(sales/365)
Sales = $912,500
Third step
Total Equity
TE= $3,000,000 - $1,920,000
TE = $1,080,000
Fourth step
Net Income
Profit Margin = NI/Sales
0.04 = NI / $912,500
NI = $36,500
ROE= $36,500 / $1,080,000
ROE= 3.3%
Therefore The firm's return on equity (roe) is: 3.3%.
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Companies that try to act in a socially responsible way are likely to focus on such activities as Multiple select question. increasing the diversity of their workforce hiring only women and minorities providing safety equipment and training for their workers using recyclable packaging
Companies that try to act in a socially responsible way are likely to focus on such activities as increasing the diversity of their workforce, providing safety equipment and training for their workers using recyclable packaging.
How can companies act in a socially responsible way ?Companies that are trying to act in a socially responsible way would take steps to ensure that they protect labour, employ more minority groups and take steps to protect the environment. Companies that are trying to act in a socially responsible way often adopt ESG factors in their decision making processes.
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Which of the term structure theories claims that investors are limited to certain maturity ranges due to legal restrictions and personal preferences?.
Answer:
The market segmentation theory.
Explanation:
Market segmentation theory holds that long-term and short-term interest rates are unrelated. It also argues that the current interest rates for short, intermediate, and long-term bonds should be assessed individually, as if they were products in various debt securities markets.
According to market segmentation theory, each asset maturities market group is primarily composed of investors who, in this example, choose to invest in securities with certain durations such as short-term, long-term, or intermediate. Furthermore, the theory states that buyers and sellers in the short-term securities market have unique characteristics and motives when opposed to buyers and sellers in the long-term and intermediate maturity securities markets.
Reference: Snellman, Kaisa. From One Segment to a Segment of One-The Evolution of Market Segmentation Theory. Svenska handelshögskolan, 2000.
1. Under which type of law would a dispute concerning copyrights be addressed?
common law
contract law
civil law
statutory law
2. A neighbor hires his son’s friend to mow his grass once a week. His son’s friend is 14 years old. This implied contract would be deemed invalid because it did not meet which component of a valid contract?
capacity
mutual agreement
consideration
legal purpose
3. A police officer pulls you over on the Interstate and gives you a ticket because you broke the law by failing to signal a lane change. What type of law did you break?
common law
statutory law
code law
civil law
1. (D) Statutory law
Statutory laws are written laws that have been approved by a legislature (either a state or federal legislature).Statutes may require specific action, prohibit them act as declarations of intention or lay out the ways in which government will act in certain circumstancesSo, this proves that if any dispute related to copyright be addressed in Statutory law with all rules and regulations.
2. (A) Capacity
Valid contract is a written or expressed agreement between two parties to provide a product or service.An age of a person is defined i.e. 18 years to come in valid contract but if a contract made with a minor is considered as a void contract.3. (A) Statutory law
Statutory laws are written laws that have been approved by a legislature (either a state or federal legislature).Statutes may require specific action, prohibit them act as declarations of intention or lay out the ways in which government will act in certain circumstances.learn more about this here-
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Your Competitive Intelligence team reports that a wave of product liability lawsuits is likely to cause Chester to pull the product Cute entirely off the market this year. Assume Chester scraps all capacity and inventory this round, completely writing off those assets and escrowing the proceeds to a settlement fund, and assume these lawsuits will have no effect on any other products of Chester or other companies. Without Chester's product Cute how much can the industry currently produce in the Core segment
In the circular flow model, households provide
to firms. This is represented by the letter A.
Households would provide factors of production to firms.
The circular flow demonstrates the movement of money in the economy.The two-sector model of circular flow comprises households and firms.Money first flows from producers to households in return for production services in the form of wages. Finally, return to producers back in the form of payment for the purchase or expenditure made by households.What do you mean by circular flow of money?The circular flow model demonstrates how money moves through society. Money flows from producers to workers as wages and flows back to producers as payment for products. In short, an economy is an endless circular flow of money.What are the two types of circular flow?There are two types of circular flow:
Real flow: The term real flow means the flow of factor services from households to firms. Similarly, the flow of goods and services from firms to households. Money flow: The money flow refers to the flow of factor payments from firms to households for factor services.Learn more about the circular flow of money here:
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