The state in the country has the highest percent of their credit economy with subprime credit scores is: Wisconsin.
What is credit economy?Credit economy can be defined as the way in the money is the means of exchange in an economy as people sell goods in exchange for money.
Based on this Wisconsin has the highest percentage of their credit economy with subprime credit score followed by Vermont and then Washington.
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Ricky spends $173.19 in additional interest and charges on monthly payments as the result of a prior bankruptcy. if ricky had been able to save this money for one year and then put it into a savings account earning 2.1% simple interest, how much money could he have in savings after two years?
The amount of money Ricky could have in savings after two more years is $2,165.57.
Calculation of balance in savingsSaving for 12 months = $173.19 * 12 = $2,078.28
Annual interest earned = Saving for 12 months * Simple interest rate = $2,078.28 * 2.1% = $43.64388
Savings balance after 2 years = Saving for 12 months + (Annual interest earned * Number of years) = $2,078.28 + ($43.64388 * 2) = $2,078.28 + $87.28776 = $2,165.57
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Diego works for an electronics firm. If he wanted to know how many people prefer to respond to emails on their smart phones or on their tablets, he would most likely conduct ________ research;
If Diego wanted to find out how many people prefer emails on their smartphones or tablets, he would most likely engage in qualitative research with the use of questionnaires.
What is Research?This refers to the statistical findings that is done about a particular area of study to find out more about it.
Hence, we can see that because Diego works for an electronics firm and wants to find out how many people prefer to reply to emails through their smartphones or tablets, he would most likely engage in qualitative research with the use of questionnaires.
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Select 3 items that hurt your credit score.
Select 3 correct answer(s)
Too many inquiries
Late payments
Payments in full
Low debt
Missed payments
Answer: Too many inquiries, late payments, and missed payments
Explanation:
A research analyst's job is to _______
(Select all that apply.)
-choose the appropriate research methods to meet clients' goals
-interpret data for marketing research projects
-help increase sales and profitability for companies
-develop recommendations based on marketing research data
A research analyst are the ones operating specialists who works with data, accumulate the data, interpret it for research projects, assist the agency to boom income and profitability.
What Does a Research Analyst Do?Research analyst plays a very important role in an organization. His main responsibility is to collect the data, analyze it properly, organize it, evaluate the data and find the deviation, then implement.
He used to compare the historical data with the present data to get the accurate result and help in forecasting the market trends.
Research analyst help the business to get the market information which result in the expansion and growth of the business.
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#SPJ1Most economists use the aggregate demand and aggregate supply model primarily to analyze:.
Most economists use the aggregate demand and aggregate supply model primarily to analyze short-run economic fluctuations.
What is short-run economic fluctuation?The shifts in demands that cause fluctuation in the economy in the short-run is called short-run economic fluctuation. Aggregate demand is one of the reasons for short-run economic fluctuation.
In macroeconomics, the short run is a time period during which wages and other prices do not respond to changes in economic conditions.
Thus, the most economists use the aggregate demand and aggregate supply model primarily to analyze short-run economic fluctuations.
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What is a benefit of investing in mutual funds?
Investors' fees are waived because it is an ownership investment.
Investors are guaranteed a minimal amount of return.
Investors earn interest because it is a lending investment.
Investors have access to a fund manager's expertise.
A benefit of investing in mutual funds is: Investors have access to a fund manager's expertise.
What is mutual funds?Mutual funds can be defined as a company that help investors to invest their money in short term term and securities.
One of the benefit of investing in mutual funds Investors have access to a fund manager's expertise who will help to manage their investment.
Therefore the correct option is D.
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At a local grocery store, travis, the produce department manager, has eight direct reports in his department, while rayah, the meat department manager, oversees 12 employees. which of these statements about span of control is accurate?.
Rayan had more span of control than Travis.
What is span of control?It helps to describe the channel of command in an organization.
It can also help to know how many individual works directly under a superior or head.
The number of people that are managed by a superior will determine his or her span of control.
Therefore, Rayan had more span of control than Travis
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Which accounts are found on an income statement?.
Answer:
Revenue. Contains revenue from the sale of products and services. Could be segregated into additional accounts to record sales for particular products, regions, or other classifications.
Sales discounts. This is a contra account, containing discounts granted to customers from the gross sale price.
Cost of goods sold. Contains the cost of manufactured goods or merchandise sold during the period. Could be segregated into additional accounts to record the costs of direct materials, direct labor, and factory overhead.
Compensation expense. Contains the costs of salaries and wages incurred during the reporting period for all employees. This includes bonuses, commissions, and severance pay.
Depreciation and amortization expense. Contains the periodic depreciation and amortization charges associated with tangible and intangible fixed assets.
Employee benefits. Contains the employer-paid portions of the costs of numerous benefits, such as medical insurance, life insurance, and pension plan contributions.
Insurance expense. Includes the recognized cost of insurance, such as for building insurance or general liability insurance.
Marketing expenses. Contains the costs of a variety of expenses, including advertising, publications, and brochures.
Office supplies expense. Contains the costs of all incidental supplies incurred by the business that are not related to production activities.
Payroll taxes. Contains the employer-paid portions of payroll taxes, such as social security.
Professional fees. Contains the costs of auditors, attorneys, and consultants.
Rent expense. Contains the cost of lease payments on facilities and land being leased by the entity.
Repair and maintenance expense. Contains the costs of all repair and maintenance activities incurred by the business that are not related to production activities.
Taxes. Contains property taxes, use taxes, and other taxes charged by local governments.
Travel and entertainment expense. Contains the costs of all airfare, mileage reimbursement, hotels, and related expenses incurred by employees.
Utilities expense. Contains the costs of telephones, electricity, gas, and so forth.
Income taxes. If the entity is subject to income taxes, the amount is recorded in this account.
HELPPP!!!!
You own and manage a hotel that appeals to a variety of age groups with the multitude of amenities that you offer—a nightclub on the premises, a relaxing day spa, morning aqua aerobics classes in the pool, kids clubs with free daycare, and a physical therapist on site. However, you are trying to put together a marketing campaign specifically for all of the early 20-somethings that will be in town for spring break next month. What will most likely be the best amenity to include in this advertising campaign to appeal to 20-something year-old spring breakers?
A. free daycare
B. the nightclub
C. physical therapist
D. morning aqua aerobics
Answer:
I too struggle with business, but I believe the answer would be D.
Insurance that covers damage to your car from an accident is called:.
Answer:
car insurence
Explanation:ITS SO EASY
Answer:
Collision insurance =
Collision insurance is a type of coverage that pays for damage to your own car as a result of an accident. Collision insurance will pay out even if you're responsible for the crash.
Which mynav module serves as the source for sales and delivery content, assets, and intellectual property across industries?
The mynav module that serves as the source for sales and delivery content, assets, and intellectual property across industries is: Accenture mynav.
What is Accenture myNav?Accenture myNav is a platform that enables a company or an organization to choose their cloud architecture.
Accenture myNav is important for companies as it serve as an intellectual property across industries.
Therefore Accenture mynav module that serves as the source for sales and delivery content.
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The one year requirement in the statute of frauds is based on a standard of a contract being _________ finished in the one year period.
The type of customers vital to a firm introducing a new innovation are the ________, who are willing to pay higher prices and like to tinker with new products. Group of answer choices laggards early majority early adopters late majority
The type of customers vital to a firm introducing a new innovation are the early adopters who are willing to pay higher prices and like to tinker with new products.
Who are early adoptersEarly adopter are the people who first make use. of a new Innovation.
They are the risk takers and they use a new before any other person.
Therefore, The type of customers vital to a firm introducing a new innovation are the early adopters who are willing to pay higher prices and like to tinker with new products.
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A microwave oven costs $124.85 before it is marked down. if it is marked down by 63%, what is its new price, to the nearest cent? a. $78.66 b. $61.85 c. $58.68 d. $46.19
A microwave oven costs $124.85 before it is marked down. if it is marked down by 63%, the new price, to the nearest cent, is $46.19.
How to calculate the percentage of an amount?The percentage represents a value divided by 100. In this way, saying 25% of a value is the same as saying 25 out of 100, that is, 25 divided by 100.
In this case we have:
[tex]\$124.85 * (100\% - 63\%)\\= \$124.85 * 37 \%\\= \$124.85 * 0.37\\= 46.1945\\= \$46.19[/tex]
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Lindsay needs to purchase a car. The car Lindsay is planning on
purchasing costs $10,000 and Lindsay has $1,000 that they will be using
as a down payment. Lindsay is offered credit terms of 3% APR for a term
of 2 years. Please calculate the following:
a. To purchase the car, what is the dollar amount that Lindsay will need to
finance? (1 point).
b. In one year, what is the dollar amount of interest that Lindsay will pay
on the loan? (Principal X Rate X Time) (1 point)
C. In two years, in order for Lindsay to finally OWN the car, what will the
actual cost of the car be in dollars? (2 points) (down payment+amount
financed+ 2 years interest=actual cost of car)
The quantity a lender costs a borrower and is a percent of the principal of the quantity loaned; is called as an interest rate. The total amount of interest she will pay is $418.68
What do you mean by interest on a loan?
A mortgage is normally mentioned on an annual foundation referred to as the once-a-year percent fee (APR). It is known as interest rate.
As per the information,
Costs = $10,000, Down payment is equal to $1,000; where PV is the amount owing = $9,000
Rate of interest is 3%, that is 3%/12 = 0.0025;
n is the number of periods = 3 x 12 = 36 months.
A) The dollar amount that Lindsay will need to finance is $9,000
B) Now, to calculate the installment amount to be paid that is P:
[tex]PV = P(\frac{1 - (1 + r)^{-n} }{r} )\\\[/tex]
[tex]9,000 = P(\frac{1 - (1 + 0.0025)^{-36} }{0.0025} )\\\\\\9,000 = P\frac{ ( 1 - 0.9140)}{0.0025} \\\\9,000 = 34.4P\\\\P = $261.63\\\\Hence, the amount of installment that she will pay = \$261.63[/tex]
C)The actual cost of the car after financing = $1,000 + $261.63 x 36 = $10418.68
The total amount of interest she will pay = $10418.68 - $10,000 = $418.68
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True or false?
when a potential employer calls or emails you regarding an interview, the verbal or written conversation itself would be considered an interview.
Answer:
yes
Explanation:
because all the documents are send and an exchange of words through the phone which make the answer to be yes
The higher a country’s gross domestic product (gdp), the more likely it is that the country is wealthy. is developed. has high inflation. has little debt.
The higher a country’s gross domestic product (gdp), the more likely it is that the country is wealthy.
What is gross domestic product?Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year
The economic growth rate which measures wealth is the rate at which the nominal GDP of a country increases with the passage of time.
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Answer:
i think its A
Explanation:
edg 2022
Which of the following is a part of the winding down process?
O A. Forming corporate bylaws
O B. Paying outstanding obligations
O C. Appointing a board of directors
O D. Voting on dissolution
Answer:
B. Paying Outstanding Obligations
Explanation:
I hope this helps, I just took the test !!!
dicuss whether or not an economy would benefit from allocating from allocating more of its resources to agriculture
Yes, an economy would benefit if it gives more resources to agriculture.
What is Agriculture?This refers to the planting of crops, rearing livestock, and other agricultural practices for personal consumption or sale.
Hence, we can see that agriculture is important to every economy because food is needed to both feed the country and also for export purposes and this would benefit the economy because it would reduce the importation of food that can be home-grown.
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An economy that balances government intervention with free enterprise is known as a commission. monopoly. mixed market. regulatory agency.
Answer:
The correct answer is Mixed Market.
Explanation:
A Mixed Market, also known as a Mixed Economy, is an economic system where the government intervention and free enterprise coexist. In this type of system, the private property is protected and the laws of supply and demand determine prices, not the federal government. The duty of this latter, however, is to protect the people and the market to a certain extent.
Usually, the state is involved in international trade, national transportation, and military. In some countries, it also has a large role in major industries such as banking, energy production, health care, welfare, aerospace, and retirement programs. In other countries, its role may consist in creating certain guidelines to direct the economy.
An economy that balances government intervention with free enterprise is known as a mixed market. The correct option is c.
What is mixed market economy?A mixed market economy is a system that combines aspects of both capitalism and socialism. A mixed economic system protects private property and allows a level of economic freedom in the use of capital, but also allows for governments to interfere in economic activities in order to achieve social aims.
According to neoclassical theory, mixed economies are less efficient than pure free markets, but proponents of government interventions argue that the base conditions required for efficiency in free markets, such as equal information and rational market participants, cannot be achieved in practical application. The disadvantage of a mixed market economy for most citizens is that it can be very difficult for citizens to start private businesses.
Mixed economies socialize select industries that are deemed essential or that produce public goods.
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According to Hackman and Oldham's job characteristics model, what type of employee would most likely be satisfied and perform at a high level
The type of employee that would most likely be satisfied and perform at a high level is motivated employee.
Who is Hackman and Oldham?Richard Hackman and Greg Oldham developed a model which itself motivates employees for the jobs.
The model focuses on the perspective that if the job is not monotonous, it can motivates the employee and would not feel discouraged to work.
Hence, the type of employee that would most likely be satisfied and perform at a high level is motivated employee.
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The body of your presentation should____________.
1) include more than five points
2) be simple and logical
3) give as many details as possible
The body of presentation should be simple and logical, because the body of the presentation is the main part of the presentation, so it should have a simple but logical sentence which is easily under stable by people.
What should a good presentation include?Presentation is power of making other people understand the thoughts and ideas of the person's mind, so it should start from the introduction part which consist of sum up of main body.
Then the main body of the presentation in which all the important points must be included, then the key ways at the last conclusion of the presentation.
Thus, option B is correct.
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Cash payments a business makes to stockholders are called
.
Answer:
Cash dividends are often paid on a regular basis, such as monthly or quarterly, but are sometimes one-time-only payouts, such as after a settlement. Most brokers offer a choice to accept or reinvest cash dividends. Dividend-paying companies are typically established, with stable cash flow, and beyond the growth stage.
Explanation:
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A simple way to outline your vision and spot any mistakes before going further is ______. usability testing advertising interviewing paper testing
If you want to spot any mistakes in a model before going further, you can engage in usability testing.
What is usability testing?This refers to testing a program or model before releasing it in its final form to ensure that it can perform as intended.
This allows you, as the creator, to identify any errors or flaws and act to correct them. It also helps you to clearly define your program's vision based on how well it succeeds.
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Which behavior style prefers to follow a plan that is provided to them and will not change the plan in anyway
Identifies needed tasks is behavior style likes to follow a plan that is supplied to them and will not change the plan in any case. When a person knows what they need to be done, then there is no requirement to change in plan.
What is behavior style?Behavior style is the way how someone reacts or acts at any time. People sometimes pretend to change their behavior in some of the condition to act differently.
There are commonly four types of behavior style that are aggressive, passive, assertive and upset styles.
Thus,Identifies needed tasks is behavior style
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Ralph is leasing a $32,000 car for 36 months. the terms of his lease include an 8.5% interest rate (money factor of 0.00354) and a residual value of 72%. determine ralph’s approximate monthly lease payment. a. $145.00 b. $230.40 c. $248.89 d. $443.73 please select the best answer from the choices provided a b c d
If the residual value is 72%. Approximate monthly lease payment is: d. $443. 73.
Monthly Lease paymentFirst step is to find the residual value
Residual value=$32,000×72%
Residual value=$23,040
Second step is to find the depreciation and base monthly lease payment
Depreciation=$32,000-$23,040
Depreciation=$8,960
Base monthly lease payment=$8,960/36
Base monthly lease payment=$248.89
Third step is to find the Interest per month
Interest per month=($32,000+$23,040)×0.00354
Interest per month=$55,040×0.00354
Interest per month=$194.84
Last step is to calculate the lease payment
Monthly lease payment=$248.89+$194.84
Monthly lease payment=$443.73
Therefore Ralph approximate monthly lease payment is: d. $443. 73.
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What is the major disadvantage of having a regular savings account?.
The major disadvantage of having a regular savings account is Low-interest rates. This is further explained below.
What is a savings account?Generally, a savings account is simply defined as a savings account is an account with a financial institution that pays interest.
In conclusion, savings account in comparison to other accounts have low rates and federal savings, and withdrawal limitations.
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What are the roles of consumers? select two options.
Answer:
im new here
Explanation:
were are you from
Written instructions that describe how to perform a business transaction or handle an organizational procedure are called ____.
Written instructions that describe how to perform a business transaction or handle an organizational procedure are called standard operating procedure. Includes goals, roles, and responsibilities, descriptions of what needs to be done.
What is standard operating procedure?A standard operating procedure is a series of step-by-step instructions developed by a company to assist employees in doing everyday tasks.
SOPs are intended to improve efficiency, output quality, and performance consistency while reducing miscommunication and noncompliance with industry regulations.
Thus, it is standard operating procedure.
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Ray is a delivery driver for Sicilian Pasta Company. Ray does exactly what the company tells him. Ray is a. an independent contractor. b. an employee. c. a principal. d. an employer.
Ray is an employee of Company S as he follows the commands of the company.
Option B is the correct answer.
What is a company?A company is an entity that is controlled by its board members. It is commonly of two types namely, private and public company.
Company S acts as a principal toward Ray, as he follows the instructions given by them and the Ray, who is a delivery agent works accordingly. This establishes a relation between both of them as principal and agent.
Therefore, Ray act as an employee for the Sicilian Pasta Company, an employer.
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