Answer:
The National Credit Union Administration
Explanation:
The National Credit Union Administration is an independent federal agency that supports and regulates federal credit unions and their customers in the United States.
Suppose that management has misstated the rate sensitivity of the bank’s money market deposit accounts because the bank has not changed the rate it pays on these liabilities for six months and doesn’t plan to change them in the near future. Will the bank profit if rates rise over the next 90 days?
Answer:
Yes the bank will benefit from the increased interest rates.
Explanation:
The increase in the interest rate causes a bank to earn profits. The bank will make profit by the increased interest rates as they have initially set lower interest rate for the lending of fund. The rise in interest rate will cause increased interest payments to the bank causing the bank to raise its profits.
A 2009 Chevrolet model has more horsepower than the 2008 version and is included in the BLS basket of goods. BLS attempts to account for this change in the market basket by:______
a. Substituting in a different vehicle with the same horsepower as the 2008 model.
b. Dropping the good from the basket.
c. Adjusting the share of the market basket allocated to transportation.
d. Adjusting the price of the good to account for the quality change.
Answer:
The answer is "Option d".
Explanation:
It's Chevy Silverado 2009 transitions it into a new six-speed automatic motor, a larger V8 device, an economical XFE as well as an electric gasoline vehicle until it updated for 2007, its Silverado became enhanced with brand awards. Its 2008 versions provided extra features and refinement wherein the price of the goods was also adjusted to reflect the continual improvement.
On October 5, 2011, you purchase a $10,000 T-note that matures on August 15, 2025 (settlement occurs two days after purchase, so you receive actual ownership of the bond on October 7, 2011). The coupon rate on the T-note is 6.25 percent paid semi-annually and the current price quoted on the bond is 102.53125. The last coupon payment occurred on May 15, 2011 (145 days before settlement), and the next coupon payment will be paid on November 15, 2011 (39 days from settlement).What is the dirty price of this bond
Answer:
$10,499.39
Explanation:
the dirty price of the bond = bond's clean price (market quote) + accrued interests
accrued interest = $10,000 x (6.25% / 2) x (145 days / 184 days) = $246.26bond's clean price = $10,000 x 102.53125% = $10,253.13bond's dirty price = $246.26 + $10,253.13 = $10,499.39
A large company has a policy prohibiting employees from blogging about company products.What are some possible reasons for the policy
Answer:
First of all, when a company forbids its employees from blogging about company products it does not violate the first amendment. Employees are required to keep confidentiality about the company they work for.
Many companies prohibit employees from blogging (or any use of social media) about the company because employees represent the company they work for. E.g. imagine that you work for AT&T. If you make a bad comment about cell phone services and other people know that you work for AT&T, it may end up damaging AT&T's reputation or brand image. All types of videos and postings go viral, and even comments that you make to a friend might end up being seen by thousands or millions. You are free to express any opinion that doesn't affect your company, and there are thousands of subjects you can talk about. Just do not talk about work.
Suppose you graduate with a debt of $42,000 that you or someone must repay. One option is to pay off the debt in constant amounts at the beginning of each month over the next 10 years at a nominal annual interest rate of 10%. What is the constant beginning-of-month payment
Answer:
$352.77
Explanation:
EMI = P*r* (1+r)^n / ((1+r)^n - 1)
E is EMI
P i= $42,000
r = 10/12/100 = 0.00833
n = 10*12 = 120
Constant beginning of month payment Equated Monthly Installment:
= $42,000*0.00833*(1+0.00833)^120/[(1+0.00833)^120-1]
= $42,000 *0.00833*(1.00833)^120 / (1.00833)^119
= $42,000 *0.00833*2.70596783436/2.68361333528
= 352.7743337996242
= $352.77
According to the life-cycle and permanent-income hypotheses, if future income rises permanently, current consumption:
Answer:
b. rises.
Explanation:
In the case when the future income increased on permanently basis so as per the life cycle and the hypothesis of permanent income the current income rises because in this case the people rises their level of consumption patterns over their lifecycle
Therefore in the given situation, the rises is the answer and the same is to be considered
Agro Co-op,Inc. ,and Bio Feed Corporation are exporting firms that join together to export a line of products.Agro Co-op and Bio Feed apply to Charter Bank for a loan to fund their effort.Under federal law,Charter and other U.S.banks are:____________A) encouraged by credit guaranties to lend such funds.B) discouraged by administrative rules to make such loans.C) asked by enforcement agencies to report such requests.D) banned by statute from opening such credit lines.
Answer:
A) encouraged by credit guaranties to lend such funds
Explanation:
In a situation like this, under the United States export financing options, (International Trade Administration) for firms who are into exportation of American products, Banks are highly encouraged by credit guarantees to lend funds for the interested firms. This process is also boosted through working capital guarantees from Ex-Im Bank or the U.S. Small Business Administration.
Hence, Charter and other U.S.banks are: "encouraged by credit guarantees to lend such funds."
Zhang Industries budgets production of 300 units in June and 310 units in July. Each unit requires 1.5 hours of direct labor. The direct labor rate is $14 per hour. The indirect labor rate is $21 per hour. Compute the budgeted direct labor cost for July.
a. $6,300.
b. $6,510.
c. $9,450.
d. $9,765.
e. $16,275.
Answer:
b. $6,510.
Explanation:
The computation of the budgeted direct labor cost for July is shown below:
Budgeted Direct Labor cost is
= Direct Labor cost per hour × Number of hours
= 310 units × 1.5 hours × $14
= $6,510
hence, the correct option is b. $6,510
We simply applied the above formula and the same is to be considered
Therefore all other options are incorrect
One necessary condition for deadlock is ______, which states that there is a chain of waiting processes whereby P0 is waiting for a resource held by P1, P1 is waiting for a resource held by P2, and Pn is waiting for a resource held by P0.
Answer:
Circular wait.
Explanation:
Of all four necessary conditions of deadlocks encountered so far, i can easily ascertain that the circular wait is the perfect match for the case above.
The circular wait algorithm processes are required to access or use a resource a specific order, so when one process is finished employing a resource, the following process within the queue takes the resource, uses it after which it'll give to the following waiting process in queue and also the sequence continues.
Assuming you've got three process named A, B and C and that they must use a resource in an exceedingly manner that circular wait are going to be implemented, process A will take the resource and use it for a substantial amount of your time and when it's done process B will take the resource and use it for a substantial amount of your time so hand the resource to process C. Process C will hand the resource to A after it's finished it, and therefore the process continues that way.
At December 31​ year-end, Corporation has note receivable from a customer. Interest of ​% has accrued for months on the note. What will income statement for the year ended December 31 report for this​ situation?
Answer: C. interest revenue of $560
Explanation:
Accounting uses the accrual basis for calculation. This means that even though cash has not been received, revenue must still be recognized in the period it was acquired.
The revenue here is;
= 12,000 * 7% * 8/12 months
= $560
This revenue will therefore be recognized in the income statement as interest revenue.
If one unit of Product Z2 used $1.70 of direct materials and $3.70 of direct labor, sold for $10.00, and was assigned overhead at the rate of 22% of direct labor costs, how much gross profit was realized from this sale
Answer:
$3.786
Explanation:
One product of Z2 was sold for $1.70
$3.70 of direct labour was used
It was sold for $10
The assigned overhead rate is 22%
Therefore the gross profit realized from the sale can be calculated as follows
= 10 - 1.70 - 3.70 - (3.70×22/100)
= 10-1.70-3.70-(3.70×0.22)
= 10-1.70-3.70-0.814
= $3.786
Hence the gross profit from this sale is $3.786
Ames and Barton are partners who share income in the ratio of 1:2 and have capital balances of $46,000 and $74,000, respectively, at the time they decide to terminate the partnership. After all noncash assets are sold and all liabilities are paid, there is a cash balance of $84,000. What amount of loss on realization should be allocated to Barton?
Answer:
$24,000
Explanation:
The computation of the loss on realization is shown below:
The Total Capital Balance of Ames and Barton is
= $46,000 + $74,000
= $120,000
And, the non cash assets is $84,000
So, the total loss would be
= $120,000 - $84,000
= $36,000
Also the ratio is 1:2
So, for Barton it would be
= $36,000 × 2 ÷ 3
= $24,000
________ brands enable manufacturers to leverage marketing resources by creating efficiencies inmarketing communications and distribution
Answer:
National.
Explanation:
Just as the name NATIONAL, it implies the said the brand is one which is been sold across the said nation in numerous places and cities but with a particular name which is tagged the name. it's owned by a producer or distributor though it's hostile local brands, and to private-label brands.
National brands compete with local and personal brands. National brands are produced by, cosmopolitan by, and carry the name of the manufacturer. Local brands may appeal to those consumers who favor small, local producers over large national or global producers, and who may favor to pay a premium to be purchased locally.
Gross domestic product (GDP) is the value of goods and services produced in a country annually.
It can best be described as measuring an economy’s
total product.
total demand.
total input.
total output.
Need Help, ASAP!!!
Explanation:
Gross domestic product (GDP) is the value of goods and services produced in a country annually.
It can best be described as measuring an economy’s
total product.
total demand.
total input.
total output.
Need Help, ASAP!!!
help this stupid fool
Builtrite has calculated the average cash flow to be $16,000 with a standard deviation of $2,500. What is the probability of a cash flow being greater than $12,250
Answer:
P=93.32%
Explanation:
Calculation for the probability of a cash flow
Mean =μ=$16,000
Standard Deviation =σ=$2,500
P(x > $12,250) = 1 - P(x <$12,250 )
= 1 - P(z < x - μ ) / σ =1 - P ( z < $12,250- $16,000) / $2,500)
P(x > $12,250) = 1 - P(z <$3,750/$2,500 )
P(x > $12,250) = 1 - P(z <$1.5 )
P=1-0.0668
P=0.9332*100
P=93.32%
Therefore the probability of a cash flow being greater than $12,250 is 93.32%
There are ___ different Bright Futures scholarships
1
2
3
4
Answer:
3
Explanation:
there are three different bright future scholarships
Which of the following is an advantage of specifying by company-developed specification? a. the cost of establishing specifications is low b. it is always possible to draw up specifications for any product c. unless a performance specification is used, the buyer takes responsibility for performance d. all of the above are advantages e. none of the above is an advantage.
Answer:
Option d (all of the above are advantages) is the correct option.
Explanation:
It transfers or sends the burden back to the manufacturer for an acceptable, satisfactory, or suitable product. The output design becomes result-oriented as well as for user-oriented, having to leave the vendor with either the determination about how to end up making the much more appropriate platform.So that all the given statements are true.
What is the difference between measures of inflation which only use CPI and the core measures of inflation
Answer is given below
Explanation:
When using the basic measures of CPI and inflation compared to the difference between inflation measures, major inflation does not include the goods and services included in the CPI, which experiences constant price shocksThe inflation rate is accurate only for the person who buys all the goods and services in the basket.And the analyst measures the representative price of the goods at the total cost at two points and compares the cost difference.Miyagi Data, Inc., sells earnings forecasts for Japanese securities. Its credit terms are 2/10, net 50. Based on experience, 80 percent of all customers will take the discount. a.What is the average collection period
Answer:
a. Average collection period = 18 days
b. Average balance = $1,717,112.33
Explanation:
b. If the company sells 1,240 forecasts every month at a price of $2,340 each, what is its average balance sheet amount in accounts receivable?
a. Average collection period = 80%(10 days) + 20%(50 days)
Average collection period = 0.80(10 days) + 0.20(50 days)
Average collection period = 8 days + 10 days
Average collection period = 18 days
b. Average balance = 1240 * $2,340 * 12*(18/365)
Average balance = 1240 * $2,340 * 12 * 0.0493151
Average balance = 1717112.32992
Average balance = $1,717,112.33
Drag each label to the correct location on the image.
Mark’s business wants to diversify into energy efficient technology. Classify the sources of finance for this new business.
Answer:
See below
Explanation:
1. Issued a $1000 security that can be converted to 100 shares after five years:
Convertible bond; bonds are debt instruments. A convertible bond is special because they have the option to convert the debt to capital.
2. Granted tax incentive for research and development.
Government :the government support business through incentives such as tax cuts and grants.
3. Sanctioned along-term loan in exchange for collateral:
Bank. A loan from the bank is a source of capital for a business.
4. Impressed with the business plan, Mr. Doyle provided $75,000.
Angel investor: they are wealthy individuals who offer capital to start-up based on their proposals and business plans.
5. Secured $100,000 from the sale of common stock:
Venture capitalist: They invest in successful businesses by buying securities with profit expectations.
i just took the test and got this right
Issued a $1,000 security that can be converted into 100 shares after 5 years. Convertible Fund
Granted tax incentives for research and development. Government
Sanctioned along-term loan in exchange for collateral. Banks
Buy 10% of the company in exchange for cash. Venture Capitalist
Impressed with the business plan, Mr. Doyle provided $75,000. Angel Investor
Secured $100,000 from the sale of common stock. Equity
In the _______________ stage of the industry life cycle, there are few segments, the emphasis on process design is low, and the major functional areas of concern are general management and finance.
Answer:
Decline.
Explanation:
In the decline stage of the industry life cycle, there are few segments, the emphasis on process design is low, and the major functional areas of concern are general management and finance.
Canada and Mexico are the same distance from the United States, but trade is higher between the United States and Canada than with Mexico because
Answer: true distance is smaller between the United States and Canada.
Explanation:
The true distance between the United States and Canada is shorter as there are better roads, lower elevation, a wider border and closer proximity to the Northern part of the United States.
This has made trade with Canada so much easier because goods have more ports of entry to come in through, better elevation as well as road networks that enable fast and safe travel.
What price increase would be required to cover the increase in cost of hiring the press if unit volume (copies per issue) remain the same and Kai maintains the same profit goal?
Answer:
$0.22 per unit.
Explanation:
The additional Fixed cost of hiring the press is $103. This additional fixed cost should be covered by the unit volume. The unit volume that is sold is 458 copies. The additional fixed cost should be divided in the each copy sold to reach to the addition to current selling price.
$103 / 458 = $0.22
The selling price should be increased by $0.22 per copy.
Safety regulations require that the time between airplane takeoffs (on the same runway) will be at least 2 minutes. When taking off, the run time of an airplane on the runway is 42 seconds. Planes are on average waiting 3 minutes and 42 seconds for take-off. On average there are 15 planes taking off per hour.
Required:
How many planes are either on the runway or waiting to take off?
Answer:
1.03 airplanes
Explanation:
Calculation for How many planes are either on the runway or waiting to take off
First step is to calculate the flow time
Flow Time = (0.70 + 3.42)/60
Flow Time =4.12/60
Flow Time= 0.0687
Last step is to calculate How many planes are either on the runway or waiting to take off
Using this formula
Numbers of plane = Throughput Rate × Flow Time
Where,
Throughput Rate = 15 planes per hour
Let plug in the formula
Numbers of plane= 15 × 0.0687= 1.03 airplanes
Note that runway 42 seconds/60 minutes will gives us 0.70
Therefore How many planes are either on the runway or waiting to take off will be 1.03 airplanes
Tyler Toys has beginning inventory for the year of $19,600. During the year, Tyler purchases inventory for $239,000 and has cost of goods sold equal to $243,000. Tyler's ending inventory equals:______
Answer:
($15,600)
Explanation:
Ending Inventory Balance is calculated as
Cost of goods sold $243,000
Less beginning inventory ($19,600)
Less purchases ($239,000)
Ending Inventory Balance ($15,600)
A tech start-up company has just become public. It just paid $3 dividend per share, which will grow 10% for the next two dividends. Afterwards, the dividends will level off and grow at 4% per year forever. If the investors require 6% return on similar investments, what is the price of stock
Answer:
P0 = $174.3396226 rounded off to $174.34
Explanation:
The two stage growth model of DDM will be used to calculate the price of the stock today. The DDM values a stock based on the present value of the expected future dividends from the stock. The formula for price today under this model is,
P0 = D0 * (1+g1) / (1+r) + D0 * (1+g1)^2 / (1+r)^2 + ... + D0 * (1+g1)^n / (1+r)^n + [(D0 * (1+g1)^n * (1+g2) / (r - g2)) / (1+r)^n]
Where,
g1 is the initial growth rate g2 is the constant growth rate D0 is the dividend paid today or most recently r is the required rate of return
P0 = 3 * (1+0.1) / (1+0.06) + 3 * (1+0.1)^2 / (1+0.06)^2 +
[(3 * (1+0.1)^2 * (1+0.04) / (0.06 - 0.04)) / (1+0.06)^2]
P0 = $174.3396226 rounded off to $174.34
The blank support free trade in market expansions, and it also resolves conflict of interest and disputes that occur between its members. This body replaced the blank agreement, signed in 1947.
Blank#1 answers
-WTO
-WIPO
-IMF
Blank#2 answers
-USD
-GATT
-PCT
Answer:
IMF
Explanation:
If annual depreciation is $600,000 and the marginal tax rate is 35 percent, then the annual tax shield due to depreciation is
Answer:
$210,000
Explanation:
Calculation for annual tax shield due to depreciation
Using this formula
Annual tax shield=Annual depreciation *Marginal tax rate
Let plug in the formula
Annual tax shield=$600,000*35%
Annual tax shield=$210,000
Therefore the annual tax shield due to depreciation is $210,000
g If the demand for a product is perfectly elastic, a tax of $1 per unit imposed on sellers will
Answer:
d. not affect the market price.
Explanation:
here are the options to this question :
a. Increase the market price by $1 per unit.
b. decrease the market price by less than $1 per unit.
c. decrease the market price by $1 per unit.
d. not affect the market price.
e. increase the market price by less than $1 per unit
Price elasticity of demand measures the responsiveness of quantity demanded to changes in price of the good.
Price elasticity of demand = percentage change in quantity demanded / percentage change in price
If the demand for a product is perfectly elastic, if the price of the good changes, the quantity demanded would fall to zero. So, if tax is imposed on the good, the sellers would bear the entire burden of the tax and there would be no increase in price of the good
g Assume that you need to withdraw $100 from your checking account using your bank's ATM machine. What set of steps does the DBMS need to perform to complete your transaction
Answer:
Steps performed by DBMS to complete an ATM Cash Withdrawal are:
1. Authenticate card, retrieve users' information, and verify user ID, password, account number, and authorization code.
2. Check the user's bank Account to ensure sufficient balance to pay $100.
3. Give the ATM authority to release requested amount.
4. Calculate the balance after the transaction and
5. Update the account to new balance.
Explanation:
The DBMS (DataBase Management System) is the software that processes stored information about a user. It is like the manual file processing system, but with the added features of speed and availability for 24-hours service.