A majority of the mortgage bankers and real estate companies who were influential in the creation of the financial crisis in the year 2008 were driven by affordable housing for the United States' people.
What is the significance of 2008 financial crisis?The financial crisis of 2008, which lasted until early 2009, was caused by the luring the schemes of affordable housing for the US citizens by some of the biggest global mortgage bankers and real estate companies by coming in close collaborations.
The 2008 financial crisis was influential in complete destruction of global economic conditions. This was one of the first big level crises of the 21st century.
Hence, the causes of 2008 financial crisis are aforementioned.
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The most common pattern for marginal utility is:
The most common pattern for marginal utility is Diminishing marginal utility.
What is Diminishing marginal utility?Diminishing marginal utility can be regarded as a phenomenon which is a pattern of marginal utility and explains that each additional unit of gain brings about subjective value been increased.
For instance, when you eat more three candy, is more better than two but having 30 doesn't bring more experience.
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Bendernet Corporation budgeted production at 6,000 units and charged $42,000 to its factory overhead account. Bendernet applies variable overhead at $3.00 per direct labor hour and assumes that each unit takes one direct labor hour to produce. The company applied $40,000 of its overhead to work-in-process based on 5,000 hours. If the company actually required 5,500 hours to produce 5,000 units, what was the total overhead variance and to what extent did volume variances contribute to or offset that variance
The total overhead variance is an unfavorable $2,000 (the overhead account has a $2,000 debit balance). The volume variance contributed a $5,000 unfavorable.
What is total overhead variance?The total overhead variance is the difference between the total overhead absorbed and the actual total overhead incurred.
Total overhead charged to the overhead account was $42,000, the amount applied was $40,000, the difference, $2,000, is the total unfavorable overhead variance.
Volume variance: the amount applied- the budgeted fixed overhead + standard hours allowed x variable at the budgeted rate.
Derive rates : The budgeted rates are derived from the $40,000 applied based on 5,000 hours. The total rate is $8.00 per hour ($40,000/5,000). The $3.00 variable rate is given, so the fixed rate must be $5.00.
Fixed costs: Budgeted fixed costs are the budgeted production of 6,000 units* 1 hour times the $5.00 rate or $30,000.
Variable costs: Variable overhead based on allowed hours is $3.00 times 5,000 or $15,000. The budget based on standard hours allowed is, therefore, $45,000 ($30,000 fixed + $15,000 variable).
Variance computation: The volume variance is the difference between the $45,000 allowed and the $40,000 actually applied, $5,000.
Budget standard hours allowed: Fixed - 5.00 *6,000 = 30,000
Variable- 3.00 * 5,000 = 15,000
Overhead applied = 45,000
Overhead applied: Fixed- 5.00 * 5,000 = 25,000
Variable- 3.00 * 5,000 = 15,000
Overhead applied = 40,000 and Net overapplied volume= 5,000
Net overapplied overhead = $2,000
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When compliance, clarification, culture, and connection are all effectively addressed with a strategic system in place, the organization would be considered as:
When all four elements of clarification, culture, compliance and connection are effectively addressed through a strategic onboarding system, the organization will be considered successful onboarding.
What is the successful onboarding?A successful onboarding program is most expected to include clarification, compliance, culture, and connection and follow-ups, relying on the size and needs of any company. This is also called as the 4 C's of the onboarding.
Therefore, It all start out in the present moment, a new employee accepts the position.
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Diamond Line is a distributor of everything a florist needs to create a beautiful arrangement except the flowers. It sells to 10,000 flower and gift shops and 3,000 supermarkets nationwide. Each florist is called on four times a month, and each supermarket is called on twice a month. A sales call to a florist takes one hour, and a sales call to a supermarket takes two hours of selling time. An average salesperson spends 1,000 hours per year making sales calls. Calculate the number of salespeople Diamond Line needs to cover its account base for a year.
184 salespeople are needed to cover its account base of a year.
What is a sales call?A sales call is, at its most basic, a discussion between a salesman and a potential customer regarding the acquisition of a good or service. These calls, which are typically performed in person or over the video, have a number of different components, including the rep's initial agenda-setting, the product pitch, a demo, prospect objections and the rep's responses, negotiation, and the outlining of the next steps. A sales representative should aim to end each sales contact with a verbal commitment to buy from the prospect.Solution -Florist = 10,000. Each is called 4 times a month for 1 hour.
Supermarket = 3,000. Each is called 2 times a month for 2 hours.
The average salesperson spends 1,000 hours making sales per year.
The number of salespeople needed will be calculated as follows:
Florist = [tex]4 * 4 * 10,000 = 160,000[/tex]
Supermarket = [tex]2 * 4 * 3,000 = 24,000[/tex]
Florist + supermarket / average time of salesperson
[tex]\frac{160,000+24,000}{1,000} = 184[/tex]
Therefore, 184 salespeople are needed to cover its account base of a year.
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In the context of the elements of scientific management, time and motion studies focus on: group of answer choices designing different types of activities to overcome the boredom of overspecialized work. increasing the amount of job responsibility through vertical loading. the inclusion of motivation and hygiene factors that affect job satisfaction. the efficient use of labor to the economic benefit of a corporation.
The time and motion studies In the context of the elements of scientific management focus on the efficient use of labor to the economic benefit of a corporation.
What is the aim of time and motion studies?This management studies helps to find a more effective and efficient ways for the workers to do their specific tasks.
Hence, the time and motion studies In the context of the elements of scientific management focus on the efficient use of labor to the economic benefit of a corporation.
Therefore, the Option D is correct.
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Enterprise software includes a database and thousands of predefined ________________.
Answer:
business processes
Explanation:
Enterprise software includes a database and thousands of predefined business processes that reflect best practices
When you have a debt, which is the
percentage used to calculate the
extra money you need to pay?
A. Original amount borrowed
B. Interest
C. Interest rate
Answer:
C - Interest Rate.
This is because the "extra money" is the interest and the borrower will calculate with interest rate.
Hope this helps!
In the last few decades the car manufacturing sector has found it difficult to compete with foreign car imports. High labor costs is one of the main reasons economist site as the lack of competitiveness for the car manufacturing industry. If there was modest inflation, how could it possibly help the car manufacturing industry in the United States compete with foreign car manufacturers
A modest inflation would help the car manufacturing industry compete with foreign car manufacturers because c. It could allow real wages to downwardly adjust more easily.
How would a modest inflation help with foreign competition?When there is modest inflation, it means that the real wages paid to the employees in the car companies would fall.
This would reduce the real costs to the card companies in terms of producing cars. They will then be able to charge lower selling prices which would allow them to compete with cheaper imports.
Options for this question include:
a. The consumers of the cars have increased purchasing power.
b. Business loans would cost less for the U.S. car manufacturers.
c. It could allow real wages to downwardly adjust more easily.
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In the context of supply chain management (scm) technologies, _____ enables business partners to send and receive information on business transactions
The Electronic Data Interchange is the element of supply chain management that enables the business partners to send and receive information on business transactions.
What is an Electronic Data Interchange?This refers to the electronic interchange of business information which a company sends to another company, individual, stakeholders etc.
Hence, this is element of supply chain management that enables the business partners to send and receive information on business transactions.
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Which of the following items have elastic demand? (Remember: items that are “wants” and/or have many substitutes tend to be elastic. Items that are “needs” and/or have few substitutes tend to be inelastic.) Select all that apply.
Group of answer choices
Apple Juice
Jeans
Salt
Chicken
Gasoline
Insulin
The items that have elastic demand include A. Apple Juice, B. Jeans, and D. Chicken.
What is elastic demand?Elastic demand means that the demand for goods changes based on economic factors like income or price.
Goods with elastic demand usually have substitutes because they are wants and not needs.
Thus the items that have elastic demand include A. Apple Juice, B. Jeans, and D. Chicken.
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Supporters of a minimum wage argue that it can increase wage rates without causing significant unemployment in which type of labor market?
Supporters protest that the wage rates can be increased without causing any significant unemployment are usually referring to the low pay labor market.
What is a wage?A wage is the money compensation for the services obtained by a labor, this wage is based on rates these rates can be hourly, per piece or per day.
In such a market even if wage rates are increased the unemployment is not significant and is in fact beneficial for the labor working on a low wage.
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Private property Multiple Choice discourages exchange since people must get government approval before buying property. are not legally enforceable in the U.S. are sustained by the right of individuals to designate who will receive their property when they die. does everything indicated in the other choices.
One thing about private property is that they are sustained by the right of individuals to designate who will receive their property when they die.
What makes private property so alluring?Private property refers to the legal right of a person to own a property and decide what to do with it within the laws of the nation.
In the U.S., a private property owner is allowed to give their land to whomever they want. This is the chief factor that sustains private land because people acquire them knowing they can pass them on when they die.
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Kristen's shipping determined the pdor rate to apply overhead based on direct labor hours would be $8.40 of moh per direct labor hour.the pdor based on machine hours would be $5.20 moh per machine hour. job 43d used $12.40 of direct materials, 0.46 machine hours, and 18 minutes of direct labor at a cost of $13 per hour. how much is the total cost of job 43d if kristen's shipping applies overhead based on machine hours
Shipping applies, overhead based on labor hours is $18.82.
How is it calculated labor hours?
By dividing the total number of finished items by the total amount of direct labor hours required to make them, labor hours are calculated.
Direct materials, $12.40
Direct labor ($13×18/60) $3.90
Direct labor hour ($8.40×18/60) $2.52
(direct materials+ direct labor + direct labor hour)
Total Cost $18.82
Hence, $18.82 is correct answer.
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The population of discouraged workers causes the: Group of answer choices actual unemployment rate to overstate the true level of unemployment. actual unemployment rate to increase when the workers are not included in the unemployment calculation. actual unemployment rate to understate the true level of unemployment. natural rate of unemployment to increase.
The population of discouraged workers causes the actual unemployment rate to increase when the workers are not included in the unemployment calculation.
How does the unemployment rate change as a result of discouraged workers?The discouraged worker impact, put simply, refers to someone who has given up looking for work because they think there are no openings. The Bureau of Labor Statistics (BLS) defines a discouraged worker as someone who wants to work and is able to do so but hasn't looked for employment in the previous four weeks because they think they won't be able to find employment for a variety of reasons, such as perceived discrimination or a lack of demand for workers in their field.
According to BLS statistics, minorities, older workers, and recent graduates have the highest rates of disenchanted workers. According to some economists, the fraction of discouraged workers keeps the total unemployment rate high.
Disappointed people frequently attempt to reenter the workforce as the economy grows and new jobs become available. They are regarded as unemployed after they start seeking work once more until they find a job. The flood of previously discouraged job seekers may therefore keep the unemployment rate high even while the general number of jobs rises and people return to the workforce.
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A recent study found that the death rate for people who sleep 6 to 7 hours per night is lower than the death rate for people who sleep 8 or more hours. The 1.1 million observations used for this study came from a random survey of Americans aged 30 to 102. Each survey respondent was tracked for 4 years. The death rate for people sleeping 7 hours was calculated as the ratio of the number of deaths over the span of the study among people sleeping 7 hours to the total number of survey respondents who slept 7 hours. This calculation was then repeated for people sleeping 6 hours, and so on. Based on this summary, would you recommend that Americans who sleep 9 hours per night consider reducing their sleep to 6 or 7 hours if they want to prolong their lives? Why or why not? Explain. Which of the following variables are likely useful to add to the regression to control for important omitted variables?
A. Type of employment.
B. Indicator for chronic illness.
C. Drug or alcohol use.
D. Individual eye color.
Type of employment, indicator for chronic illness, drug, or alcohol use these variables are likely useful to add to the regression to control for important omitted variables.
What is sleep pattern?
The word sleep pattern, commonly referred to as a sleep-wake pattern, refers to a person's schedule for going to bed and getting up as well as their napping habits. The frequency and length of sleep disruptions may also be part of the sleep pattern.
Type of employment, Chronic illness and drug/alcohol use they ought to be included in regression since they disturb sleep patterns.
As a result, option (a) Type of employment. (b) Indicator for chronic illness. (c) Drug or alcohol use is correct.
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which sentence best completes the diagram -
the federal reserve decreases the discount rate
The appropriate answer to the given question is option A bank decreases their bank rate.
What is a federal reserve?The Federal Reserve is the nation's central bank. The Fed oversees the biggest banks in the country, sets monetary policy, and offers financial support to the federal government of the United States.
The complete part of the question is attached in the image below:
The rate at which the Federal Reserve loans to commercial banks is known as the discount rate. Commercial banks, on the other hand, are compelled to alter their pricing in the direction of the discount rate in order to maintain a profit.
Hence option A is correct.
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what is the primary target market for a best cost-provider?
The primary target market for a best cost-provider is the value-conscious buyers.
What is this value-conscious buyers about?Value consciousness is a term that connote that consumers often pay more attention to deals and any kind of unique offers and are prepared to buy in bulk to be able to get discounts.
Therefore, The primary target market for a best cost-provider is the value-conscious buyers.
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X Corp. and Y Corp. are separate entities. In Year 4, X Corp. extended a hostile tender offer directly to the shareholders of Y Corp. Y Corp. immediately issued bonds and offered to repurchase its own stock from its current shareholders at an amount higher than the current market price. The action by Y Corp. is best described as a(n) Issuance of stock strategy. Legal action strategy. Self-tender strategy. Compulsory share exchange strategy.
The action by Y Corp. is best described as a C. Self-tender strategy.
What is a self-tender strategy?A self-tender is a defense strategy that thwarts a hostile corporate takeover.
Using a self-tender strategy as described in this scenario involves Y Corp. making a tender offer for its shares, inviting its shareholders to sell their shares so that the company can repurchase them at a specified favorable price.
This self-tender strategy closes off X Corp's efforts to succeed with the hostile tender offer.
Thus, the action by Y Corp. is best described as a C. Self-tender strategy.
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Which player in the economy supplies labor in the factor market?
a. Government
b. Households
c. Business firms
d. Rest of the world
The player in the economy which supplies labor in the factor market is the households.
What is supply of labor?This refers to the number of labor who are willing and able to find work in an economy. The supply for labor is also the hours worked by a workers within a time period.
Hence, the player in the economy supplies labor in the factor market is the households.
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Answer: Households
HouseHolds supply the factor market.
what are the two main influences that the situation has on individual performance and behavior?
The two main influences that the situation has on individual performance and behavior are
The work context constrains or facilitates performance and behavior.- The job environment provides cues to motivate and guide employees.What is Behavior?This refers to the way a person acts around people and how he relates to them that is impacted by certain factors.
Hence, we can see that there are certain factors that have an impact on the performance and behavior of a person and we can see that the work constraint and the job environment are two main factors.
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Explain way economic deals with allocation and efficient utilization of scarce resources only?
Economics deals with the allocation and efficient utilization of scarce resources as human wants are unlimited and resources to satisfy those needs are limited in nature. Hence, to utilize the resources in the optimum possible way and meet the demands of humans, the economy allocates scarce resources.
How Microeconomics allocates scarce resources?Microeconomics analyses how scarce resources are allotted efficaciously to the production of products and services. It facilitates in resolving the critical financial issues of the economic system at an individual level.
Thus, in this manner, Economics deals with the allocation and efficient utilization of scarce resources as human wants are unlimited and resources to satisfy those needs are limited in nature.
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People would come from all over the greater city lines for Sami's Sushi until the owner of Sami's decided to expand to some of the well-populated suburbs. This decision was a corporate-level strategy referred to as ______.
The strategy of concentration on a single industry was the decision made on the corporate-level.
What is a concentration on a single industry?It is known as localization of industries that means the concentration of a certain industry in a particular region.
The strategy of localization of industries that ensures a competitiveness exist within a single industry.
Hence, the strategy of concentration on a single industry was the decision made on the corporate-level.
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When the Federal Reserve calls in a discount loan from a bank, the monetary base ________ and reserves ________.
When the Federal Reserve calls in a discount loan from a bank, the monetary base increases, and reserves increase.
What is the monetary base?
The total quantity of cash in the hands of the general people or in the form of commercial bank deposits kept in the reserves of the central bank constitutes the monetary base. Since it does not include various types of non-currency money that are common in a modern economy, this measure of the money supply is not frequently used.
The monetary base increases as the Federal Reserve generates additional funds to buy bonds from commercial banks, increasing the banks' reserve holdings in the process.
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Question 2 of 10
What is product positioning?
O
A. The set of plans for product, price, place, and promotion that the
marketer will use
O
B. The use of names and symbols to identify the company's products
O C. The process of dividing up a total market into groups (segments)
with similar needs and buying behaviors
OD. A definition of how the company intends for customers to view its
product relative to the competition
Answer:
I think it should be D keep checking just in case
Select all that apply The four general accounting principles include: (Check all that apply). Multiple select question. going concern measurement expense recognition time period revenue recognition full disclosure business entity
The four general accounting principles from the provided options are going concern principle, time period principle, full disclosure principle and revenue recognition principle.
What are accounting principles?Accounting principles are the rules and guidelines which guide the accounting users in preparing and finalizing the accounting reports.
The principles of accounting are as follows:
Going concern principle is a concept that treat a business firm to have an indefinite life.Time period principle states that the activities performed by an entity should be bifurcated into various periods.Full disclosure principle signifies that each and every material information must be reported in the accounting statements and none of the information should be hide out.Revenue Recognition principle is the one where an income is recorded when it is actually earned and the expense is recorded when it is charged. The cash receipt and cash payment would be irrelevant in this concept.Therefore, the principles related to accounting process has been explained as above.
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What would bill fall under, he applied and acquired for a new credit card and uses it regularly?
If he applied and acquired for a new credit card and uses it regularly he will fall under: Voluntary.
What is credit card?Credit card can be defined as the card that enables the card holder to carryout transactions such as purchases online in which the holder is expected to payback the amount used for the purchases.
If a obtain a new credit card which he use often or frequently, bill will tend to fall under voluntary because he voluntary applied for the credit card without being comply to do so.
Therefore bill will fall under voluntary.
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in a private equity structure, the party that raises the capital and makes decisions is:
It is to be noted that in a private equity structure, the party that raises the capital and makes decisions is the General Partner.
Who is the the General Partner?In private equity settings, a General Partner is the entity who together with at least one other person (legal or individual) to form a business.
Hence, in a private equity structure, the entity that provides the capital and makes decisions is the General Partner.
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In any collaboration, data ownership is typically determined by:
In any collaboration, data ownership is typically determined by the source of fundings that is used in the collaboration.
What is funding?Fund includes money given for a particular project. It can be donation from organizations or individual support towards a project.
Access to data can be determined by funding as some affiliations give access to researchers.
Therefore, In any collaboration, data ownership is typically determined by the source of fundings that is used in the collaboration.
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It is an uncommon practice to require employees, contractors, and outsourcers to sign two basic agreements: a confidentiality agreement (also known as a nondisclosure agreement) and an acceptable use agreement. True False
It is quite common for employees to sign a confidentiality agreement and an acceptable use agreement so this is FALSE.
Why do employees sign NDAs?Nondisclosure agreements are to ensure that employees do not trade or give out company secrets that make them competitive.
Acceptable use agreements are used to guarantee the rights of employees and management so they are signed. Both documents are common documents that most employees have to sign.
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The elements in a defamation case are: a. defamatory statement; falsity; communication; and injury. b. a contract; knowledge of the contract; improper inducement; injury. c. false or misleading fact statements; statements in commercial advertising; likelihood of harm. d. duty; breach of duty; proximate causation; and damages.
The elements in a defamation case are defamatory statement; falsity; communication and injury. Thus the correct answer is A.
What is defamation?The act of defamation is applied when the public appearance of an individual in terms of reputation, respect, and image got damaged by a third party person.
The element of a defamation case includes-
A statement that spoils the image of an individual.the passing of any false information about an individual to the public.This causes damage to individuals' social presence. When the case is presented in court it is noticed that injury has been made to individuals as they received mental stress and public hatred.Learn more about defamation, here:
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