Search for information about Walt Disney the ethical or
unethical behavior of its managers. What does this tell you about
its ethical stance?

Answers

Answer 1

While I don't have access to real-time information, as of my knowledge cutoff in September 2021, there have been no major scandals or controversies involving Walt Disney Company that suggest unethical behavior by its managers. However, it's important to note that companies can face ethical challenges at various points in time, and it's always a good practice to stay updated on recent news and reports for the most accurate information.

Overall, Walt Disney Company has maintained a positive reputation for its commitment to ethical business practices. The company emphasizes integrity, transparency, and responsible conduct in its operations. Disney has implemented various initiatives related to corporate social responsibility, sustainability, and employee well-being.

Additionally, Disney has established a Code of Conduct and Business Standards that guide the behavior and decision-making of its employees and managers. The company also emphasizes compliance with applicable laws and regulations, ethical sourcing, and the protection of intellectual property rights.

It is important to conduct thorough research or refer to recent sources to gather up-to-date information on Walt Disney Company's ethical stance and any related developments, as ethical positions can evolve over time.

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Related Questions

Select any company listed in the Ghanaian Stock Exchange and evaluate how the global COVID 19 pandemic has compelled HR professionals to respond to critical business priorities, in the workforce. 1. Analyse the company's human resource planning and how it translates the organization's overall plans and objectives into the number and types of workers needed to meet those objectives. Emphasis should be on the following: > Profile of the selected company. (2marks) Assess the Human Resource Planning (HRP) Needs of the identified company (4marks) Tools for Human Resource Planning (4marks) Features /Nature of the organization's HRP (4marks) > Effective Guidelines for HRP (4marks) > Internal and External factors for HRP (4marks) Steps for HRP(4marks) > Challenges of HRP(4marks) 2. Examine the human resource management and industrial relation issues looking at the areas of Recruitment and Selection, Training and Development, Compensation and Motivational Systems, and the role of employees' representative. . (20marks) 3. Advise the Human Resource Manager on the major contemporary and globall human resource trends for strategic planning of the identified company. (10marks)

Answers

The selected company for evaluation is MTN Ghana, a leading telecommunications company listed on the Ghanaian Stock Exchange. The COVID-19 pandemic has significantly impacted HR professionals, compelling them to respond to critical business priorities in the workforce.

Human Resource Planning (HRP) at MTN Ghana involves translating the organization's overall plans and objectives into the number and types of workers needed to meet those objectives. The company's HRP needs assessment includes analyzing current workforce capabilities, identifying gaps, and determining future staffing requirements. This assessment is essential for effective talent acquisition, development, and retention strategies.

MTN Ghana utilizes various tools for HRP, such as workforce analytics, talent forecasting, and succession planning. These tools enable the HR team to identify skill gaps, determine future workforce needs, and align HR strategies with business objectives.

The features/nature of MTN Ghana's HRP include a focus on talent development, diversity and inclusion, and employee engagement. The company emphasizes promoting a high-performance culture and ensuring a skilled and motivated workforce to drive business success.

Effective guidelines for HRP at MTN Ghana involve aligning HR strategies with the company's strategic goals, conducting regular workforce planning reviews, and leveraging data-driven insights to make informed decisions.

Internal factors influencing HRP at MTN Ghana include business growth plans, technological advancements, and organizational culture. External factors encompass the labor market, industry trends, and government regulations.

The steps for HRP at MTN Ghana involve analyzing business goals, assessing workforce capabilities, identifying gaps, formulating recruitment and development strategies, implementing the plan, and monitoring its effectiveness.

Challenges of HRP at MTN Ghana include uncertainties caused by the COVID-19 pandemic, attracting and retaining top talent, and aligning HR strategies with changing business needs.

The COVID-19 pandemic has compelled HR professionals at MTN Ghana to respond effectively to critical business priorities. Through robust HRP practices, the company aligns its workforce with organizational objectives, utilizes tools for forecasting and planning, and focuses on talent development and employee engagement. While challenges exist, MTN Ghana's HR team strives to overcome them to ensure a skilled and motivated workforce that contributes to the company's success.

Recruitment and selection, training and development, compensation and motivational systems, and the role of employees' representatives are key areas of human resource management and industrial relations at MTN Ghana.

Recruitment and selection practices at MTN Ghana aim to attract and retain top talent. The company employs various methods, including job advertisements, online platforms, and recruitment agencies, to source qualified candidates. Rigorous selection processes, such as interviews and assessments, ensure the right fit for the organization.

Training and development programs at MTN Ghana focus on enhancing employee skills and competencies. The company provides both technical and soft skills training to improve job performance and career progression opportunities.

Compensation and motivational systems at MTN Ghana are designed to reward and recognize employees' contributions. The company offers competitive salary packages, performance-based incentives, and employee recognition programs to drive motivation and engagement.

Employees' representatives play a crucial role in MTN Ghana's industrial relations. The company encourages employee involvement through unions and employee councils, fostering open communication, addressing grievances, and ensuring a harmonious work environment.

In conclusion, MTN Ghana's human resource management and industrial relations practices emphasize effective recruitment and selection, comprehensive training and development, fair compensation and motivational systems, and employee representation. These practices contribute to a skilled and engaged workforce, promoting organizational success.

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David has been running his furniture manufacturing business for the last 20 years in a stable market. However, for the last six months sales figures are down, and his warehouse is piling up with finished products. David has been able to create an open, flexible, and creative team culture where employees take pride working with the company. Majority of the workers in the factory have been with him for more than 10 years, but due to the COVID-19 pandemic and economic conditions, furniture sales are continuously decreasing for the last six months. David is facing a dilemma on whether to keep the employees with the company and bear the cost, or layoff some employees. After a careful market analysis, he decided to lay off 10 employees from the factory. David is also planning of making some serious cost cutting measures to keep the venture alive in turbulent market conditions.
In the above given scenario, David must share the following information to company employees.
a. Due to the COVID-19 pandemic, he needs to announce a companywide layoff.
b. Share new quarterly sales data with the organization.
c. Setting new cost cutting goals where you need a significant involvement of the employees for execution.

Answers

In the given scenario, David should share the following information with company employees: announce a companywide layoff due to the COVID-19 pandemic, share new quarterly sales data, and involve employees in setting new cost-cutting goals.

In the given scenario, David should share the following information with company employees:

a. Due to the COVID-19 pandemic, he needs to announce a companywide layoff.

b. Share new quarterly sales data with the organization.

c. Setting new cost-cutting goals where you need significant involvement of the employees for execution.

David must communicate the companywide layoff to the employees to ensure transparency and maintain trust within the organization. It is important to explain that the layoff is a result of the ongoing challenges posed by the COVID-19 pandemic and the declining furniture sales. This information will help employees understand the reasons behind the decision and provide clarity on the company's current situation.

Additionally, sharing new quarterly sales data with the organization is crucial. This will help employees understand the financial performance of the company and the need for cost-cutting measures. Openly communicating the sales figures will enable employees to grasp the gravity of the situation and encourage them to contribute their ideas and efforts towards finding solutions.

Furthermore, involving employees in setting new cost-cutting goals is essential. By seeking their input and involvement, David can tap into the collective wisdom and creativity of his team. Employees who have been with the company for a significant amount of time possess valuable insights and may offer innovative cost-saving suggestions. Involving them in the process fosters a sense of ownership and empowers them to contribute towards the company's survival and success in turbulent market conditions.

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Consider a Stackelberg game of quantity competition between two firms. Firm 1 is
the leader and firm 2 is the follower. Market demand function is described as:
P = 200 - 2Q
and firm 1 and firm 2 have the same total cost function: C=10Q.
a). Find the Nash equilibrium for this market in terms of output, price and profits.
b). Suppose firm 1 and firm 2 are in Bertrand competition instead of Stackelberg competition, the market demand function and the two firms’ total cost function remain the same. Firm 1 and firm 2 produce identical products. Find the Nash equilibrium in terms of output, price and profits.

Answers

Answer: The Nash equilibrium in a Bertrand game is different from the Nash equilibrium in a Stackelberg game. In a Bertrand game, both firms produce the same quantity, and they both earn the same profit. In a Stackelberg game, the leader firm produces more than the follower firm, and it earns more profit than the follower firm.

Explanation: a) In the Stackelberg game, firm 1 acts as the leader and firm 2 as the follower.

To find the Nash equilibrium, we start with firm 2's reaction function. Firm 2 takes firm 1's output into account and maximizes its own profit. The reaction function of firm 2 is Q2 = (200 - Q1 - 100)/2.

Substituting this reaction function into firm 1's demand function, we get P = 200 - 2Q1 - Q2 = 200 - 2Q1 - (200 - Q1 - 100)/2 = 100 - Q1/2.

To find the equilibrium, we set firm 1's profit-maximizing condition equal to zero: MR1 = MC1. The marginal revenue (MR1) is the derivative of the demand function, which gives -2, and the marginal cost (MC1) is 10. So, -2 = 10, which is not possible. Therefore, there is no Nash equilibrium in this Stackelberg game.

b) In Bertrand competition, the firms compete on price rather than quantity. Since they produce identical products, they will undercut each other's prices until the price reaches the marginal cost (MC1 = MC2 = 10).

In this case, the equilibrium price will be 10. Substituting the price into the demand function, we find Q = 200 - 2(10) = 180. Therefore, both firms will produce an output of 180 units.

As for profits, each firm's profit can be calculated by multiplying the price minus the marginal cost (10) by the quantity produced (180). So, the profit for each firm is (10)(180) = 1800.

In the Bertrand competition, the Nash equilibrium is an output of 180 units, a price of 10, and a profit of 1800 for each firm.

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Bahrain Company made the following merchandise purchases and sales during the April, 2021 April 1 The beginning inventory balance 400 units at $30 each Sold 250 units at $ 40 each. April 4 April 14 Purchased 300 units at $ 32 each. Sold 300 units at $ 50 each. April 28 Answer the following questions assuming that the company uses the First IN First Out (FIFO) method.

Answers

The value of the ending inventory on April 30, using the FIFO method, is $4,800.

Based on the First-In, First-Out (FIFO) method, here are the answers to the questions regarding Bahrain Company's merchandise purchases and sales during April 2021:

What is the cost of goods sold for the sales made on April 1 and April 14?

To calculate the cost of goods sold (COGS) using the FIFO method, we need to assume that the beginning inventory is sold first, followed by the purchases made during the month. Here's the breakdown:

April 1 sale: The beginning inventory consists of 400 units at $30 each. Therefore, the cost of goods sold for the 250 units sold on April 1 is 250 units * $30 = $7,500.

April 14 sale: By April 14, additional purchases have been made. The remaining inventory from the beginning balance is 150 units (400 - 250). On April 4, 300 units were purchased at $32 each, making the total inventory available for sale 450 units. Since the sale is for 300 units, the cost of goods sold is 300 units * $30 = $9,000.

What is the value of ending inventory on April 30?

To calculate the value of the ending inventory, we need to consider the remaining units in stock and their respective costs:

Remaining units from the April 14 sale: 450 units - 300 units = 150 units

Cost of the remaining units: 150 units * $32 = $4,800

Therefore, the value of the ending inventory on April 30, using the FIFO method, is $4,800.

The FIFO method assumes that the earliest inventory purchased is sold first, and the cost of the remaining inventory is based on the most recent purchases. This method provides a reasonable representation of the flow of inventory and cost of goods sold, particularly when the cost of inventory fluctuates over time.

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Technology in the past two decades has dramatically changed how we "operate" as human beings and every industry has changed their operating practices in response to innovation in technology.
Discuss the statement above and explain your answer with a minimum of 05 innovative examples of technology that has changed the tourism, hospitality or events workplace.
write between 1500 - 2000 words

Answers

Innovation in technology has significantly impacted how we carry out tasks and has transformed the way we function as human beings.

The tourism, hospitality, and event industries have been particularly affected by technological advancements; it has revolutionized their operations, and they have had to adapt to keep up with these evolving trends.

One of the most notable innovations in technology for these industries is the use of mobile devices. With smartphones, tablets, and laptops, visitors can instantly research and book travel arrangements, make dinner reservations, and even purchase event tickets.

This ability to carry out transactions on-the-go has entirely transformed the tourism and hospitality industries.

Another technology that has revolutionized the events management industry is virtual and augmented reality.

Advanced visual technology allows visitors to get a much more immersive experience, whether they are walking through a museum from their living room or viewing a hotel room in 3D space.

Further, the emergence of social media has allowed companies to engage with potential customers, build their brand identity, and promote their products and services.

Social media has proven to be an efficient marketing tool for the hospitality and tourism industry to reach a wide audience. Meanwhile, artificial intelligence and machine learning have become equally vital tools for businesses in the industry.

The use of chatbots and personalized recommendations has made significant changes in how businesses handle their customer service and retention.

These personalized interactions enable businesses to build stronger relationships with their customers and take customer service to the next level.

Finally, the emergence of e-commerce platforms has become a significant tool for businesses in the tourism, hospitality, and event industry.

The ease of access, convenience, and efficiency offered by online booking, purchasing, and payment systems has entirely changed the way we book and pay for travel arrangements, hotel rooms, and tickets to events.

E-commerce has made the booking process much more straightforward, more accessible, and time-efficient. In conclusion, the above-mentioned technological advancements have substantially transformed how the tourism, hospitality, and event industry operate.

Companies have had to adapt to keep up with these emerging trends, and have found that technology can improve their customer experience and operations.

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Suppose a broker offers you an investment that will provide the following future cash flows: $1000 in exactly 1 year $2000 in exactly 2 years $4000 in exactly 3 years $8000 in exactly 4 years If you require an average annual rate of return of 17% on this investment, what is the maximum price that you would be willing to pay today? [Do not round intermediate steps to less than 3 decimal places. Round your final answer to 2 decimal places, e.g 1234.56] Maximum price = $

Answers

To determine the maximum price you would be willing to pay for the investment, you can calculate the present value of the future cash flows using the formula for the present value of a series of cash flows:

PV = CF1 / (1 + r)^1 + CF2 / (1 + r)^2 + CF3 / (1 + r)^3 + CF4 / (1 + r)^4

Where:

PV = Present value

CF1, CF2, CF3, CF4 = Cash flows in each period

r = Required rate of return

In this case, the cash flows are $1000, $2000, $4000, and $8000, and the required rate of return is 17% (0.17).

Plugging in the values:

PV = $1000 / (1 + 0.17)^1 + $2000 / (1 + 0.17)^2 + $4000 / (1 + 0.17)^3 + $8000 / (1 + 0.17)^4

Calculating the present value:

PV = $1000 / 1.17 + $2000 / 1.17^2 + $4000 / 1.17^3 + $8000 / 1.17^4

PV ≈ $853.07 + $1452.89 + $2212.96 + $3359.07

PV ≈ $7878.99

Therefore, the maximum price you would be willing to pay today is approximately $7878.99.

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Sales taxes collected from customers by the seller are not an expense. instead, they represent current liabilities payable to the government.

a. true
b. false

Answers

The statement that "Sales taxes collected from customers by the seller are not an expense. Instead, they represent current liabilities payable to the government" is true.

Sales taxes refer to the taxes that are collected by the seller from the buyers on the retail sales of taxable goods and services. It is a tax that is collected by the seller and then remitted to the government. Sales taxes are typically a percentage of the price of goods or services sold and are typically added to the sales price of the product.

Sales taxes are collected by the seller at the time of the transaction from the buyer. The seller then keeps this tax for a certain period, usually a month or a quarter, and then pays this tax to the government. The amount of sales tax collected is not treated as an expense of the seller as it is not the seller's money that is being collected. Rather, it is a liability that the seller owes to the government on behalf of the buyer. This liability is referred to as "current liabilities payable." The seller is responsible for remitting the collected tax to the government on time, or they will be penalized.

Sales taxes collected are reported as a liability on the balance sheet until they are remitted to the government. When the sales tax is remitted to the government, the liability is reduced, and the cash account is also reduced. The total amount of sales taxes collected is reported on the income statement as part of revenue.

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Because of the problem of scarcity, each economic system must make:________

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Because of the problem of scarcity, each economic system must make choices about how to allocate its limited resources. The three primary types of economic systems are the market economy, the planned economy, and the mixed economy, and each one must deal with the problem of scarcity in its own way.

In a market economy, individuals and businesses make decisions about what to produce and consume based on the interaction of supply and demand in the marketplace. This can lead to a highly efficient allocation of resources, but it can also result in a number of market failures, such as externalities and the under-provision of public goods.In a planned economy, the government makes decisions about what to produce and consume based on a central plan.

This can lead to a more equitable distribution of resources, but it can also result in inefficiencies due to the lack of incentives and information that exist in a market economy. In a mixed economy, elements of both the market and planned economies are combined to try to take advantage of the strengths of each while minimizing their weaknesses. For example, a mixed economy might use market mechanisms to allocate resources in some sectors, while using a central plan in others

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Why does money growth not always cause in ation?
(A) There is a lag between monetary growth and observed in ation.
(B) The extra money is `parked' in assets, instead of being spent and circulated widely.
(C) The extra money is used to purchase imports, so that foreign central banks increase their cash reserves.
(D) All of the above.

Answers

Money growth not always cause in inflation. The correct answer is (D) All of the above.

Money growth does not always cause inflation for various reasons:
(A) There is a lag between monetary growth and observed inflation: The impact of an increase in the money supply on inflation may not be immediate. It takes time for the increased money supply to circulate through the economy and affect prices. This lag can be influenced by factors such as the velocity of money (the rate at which money changes hands) and the responsiveness of prices to changes in money supply.
(B) The extra money is 'parked' in assets: If the increased money supply is predominantly used to purchase assets like stocks, real estate, or bonds, rather than being spent on goods and services, it may not directly contribute to inflation. Instead, it can lead to asset price inflation or inflation in specific sectors, while overall consumer price inflation remains low.
(C) The extra money is used to purchase imports: If the increased money supply is primarily used to buy imports, the money may flow out of the domestic economy and increase the cash reserves of foreign central banks. In this case, the impact on domestic inflation may be limited.Therefore, all three factors (lag between monetary growth and observed inflation, money being parked in assets, and money used for purchasing imports) can contribute to money growth not always causing inflation.

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Maturity (in years) : 21
Coupon : 4%
Coupon frequency : annual
Par value : $1,000.00
YTM : 15%

What happens to the duration of the bond if coupon changes? Illustrate with a graph of
duration (y) vs coupon rate (x). Your graph should increase in coupon rate until no meaningful
changes occur by adding a higher coupon

Answers

The duration of a bond is a measure of its sensitivity to changes in interest rates. As the coupon rate increases, the duration of the bond decreases.

This relationship occurs because higher coupon rates result in a larger proportion of the bond's cash flows being received earlier. Consequently, the bond becomes less sensitive to changes in interest rates. However, there is a point of diminishing returns, where further increases in the coupon rate have minimal impact on the duration.

In the case of the given bond with a maturity of 21 years, a coupon rate of 4%, and a yield to maturity of 15%, the duration decreases from 21 years to around 11.11 years as the coupon rate increases from 0% to 20%. Beyond a certain threshold, changes in the coupon rate no longer significantly affect the bond's duration.

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The complete question is:

Maturity (in years) : 21

Coupon : 4%

Coupon frequency : annual

Par value : $1,000.00

YTM : 15%

What happens to the duration of the bond if coupon changes? Illustrate with a graph of duration (y) vs coupon rate (x). Your graph should increase in coupon rate until no meaningful changes occur by adding a higher coupon.

A customer service team identifies a goal of three business days for addressing all customer concerns. In the context of a control process, this goal is:

A. measuring actual performance. B comparing actual performance against chosen standards. C. implementing a feedback measure. D. Destablishing a standard of performance.

Answers

In the context of a control process, the goal of three business days for addressing all customer concerns identified by a customer service team is establishing a standard of performance. Establishing a standard of performance refers to the process of setting a benchmark for measuring the quality of the product or service offered by a company. the correct answer is D.

The three-step process of control involves setting standards of performance, measuring actual performance, and correcting deviations from the standard by taking necessary corrective actions. In the given scenario, the goal of addressing all customer concerns in three business days is an established standard of performance.

Measuring actual performance involves comparing actual performance against chosen standards while corrective action is implemented to correct any deviations from the standard.In conclusion, establishing a standard of performance is the goal of a control process where a customer service team identifies a goal of three business days for addressing all customer concerns.

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Evaluation
What did they do between the purchaser Disney and the targeted
21st century fox after the purchase?

Answers

The Walt Disney Company did an extensive evaluation of the acquisition to determine its profitability and the strategic benefits it will bring.

After the purchase, The Walt Disney Company did a lot of things between itself and the targeted 21st Century Fox. One of the significant things that The Walt Disney Company did between the purchaser and the targeted company after the purchase was to evaluate the acquisition.The evaluation was made to check whether the acquisition was beneficial to the company or not. This assessment was also carried out to know if the acquisition would yield a higher return on investment in the long run.

The evaluation process involved several things. First, the company assessed the assets and liabilities of the 21st Century Fox. After this, they evaluated the operational and strategic benefits of the acquisition. This evaluation was necessary to know if the acquisition was worth the investment that the company made.The purchase of the 21st Century Fox was worth $71.3 billion, and the evaluation process was necessary to ensure that the company maximizes its return on investment from the acquisition. In summary, The Walt Disney Company did an extensive evaluation of the acquisition to determine its profitability and the strategic benefits it will bring.

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You are a manager at an accounting firm. Jim is one of your accountants but has been coming late quite frequently. Some days it is only 5 minutes, and some days it is by one or two hours. Other employees are now asking if it is okay to come late as well. Answer the following questions:
What approach do you take with Jim?
What are some of Jim’s potential responses and how do you respond to them?
What do you say to the other accountants?

Answers

As a manager at an accounting firm, it is important to address Jim's consistent tardiness to maintain a productive work environment and set a standard for other employees.

This can be done by having a private conversation with Jim, addressing his potential reasons for lateness, and setting clear expectations going forward.

Firstly, the manager should have a private conversation with Jim to address his consistent tardiness and the impact it has on the team and the company.

The conversation should be non-confrontational but direct, with a focus on finding a solution that works for both Jim and the team.

It is important to understand potential reasons for Jim's lateness, such as an issue with transportation or personal life circumstances, and try to find a resolution together.

Jim's potential responses could be that he is facing personal issues or has difficulty with transportation. In that case, the manager should be empathetic and offer support if possible.

However, if Jim's tardiness continues to be an issue, the manager may need to implement consequences such as a verbal warning or formal reprimand.

The manager should also communicate with the other accountants, making it clear that punctuality is essential for productivity and the functioning of the team.

The manager can set expectations for everyone and address concerns or questions about Jim's behavior. Overall, it is important to address Jim's tardiness in a fair and productive manner while maintaining a standard of punctuality for the team.

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Use at least 250 worlds. Describe 1 of the 11 types of strategy and the types of strategic alternatives. What is the purpose of using that strategy? Please share 1 real-life example of a company that is using that strategy. Could this company use another one of these 11 strategies? Which one?

Answers

One of the eleven types of strategy is a differentiation strategy, which aims to create a unique and distinct product or service in the market. The strategic alternatives for differentiation strategy include product innovation, superior quality, exceptional customer service, and unique marketing.

A differentiation strategy involves creating a competitive advantage by offering a product or service that stands out from the competition. This can be achieved through various strategic alternatives. Product innovation involves developing new and innovative features or functionalities that set the company's offerings apart. Superior quality focuses on delivering products or services that are of higher quality than competitors, providing added value to customers. Exceptional customer service involves providing personalized and exceptional support and assistance to customers, enhancing their overall experience.

Unique marketing is another alternative, where companies employ creative and distinctive marketing campaigns to differentiate their brand and products from others. The purpose of using a differentiation strategy is to position the company as unique and appealing to customers, enabling it to command premium prices and foster customer loyalty.

An example of a company utilizing a differentiation strategy is Apple Inc. Apple has successfully differentiated its products through product innovation, superior quality, and unique marketing. The company's focus on creating sleek and user-friendly devices, coupled with its ecosystem of services and strong branding, sets it apart in the market. Apple's loyal customer base is willing to pay a premium for its products due to their perceived value and differentiation.

While Apple primarily relies on a differentiation strategy, it could also potentially utilize a focus strategy by targeting a specific market segment, such as professionals or creative individuals. By narrowing its focus and tailoring its offerings to meet the specific needs of these segments, Apple could further enhance its competitive advantage.

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A lender might investigate a borrower’s personal assets if that borrower was part of which of the following organizations?

General partnership

Corporation

Limited partnership

REIT

In a general partnership, lender checks the personal assets of the borrower.

Answers

In a general partnership, the lender checks the personal assets of the borrower.


A general partnership is an organization in which two or more persons come together for the purpose of carrying on a legal business with a view to making a profit. In a general partnership, the lender checks the personal assets of the borrower. In a general partnership, the liability of each partner for the partnership's debts is unlimited. As a result, the lender will investigate the personal assets of all partners in a general partnership in order to determine if they can be used as collateral for the loan.

Personal assets are what the individual partner owns outside of the partnership, such as a car, house, or investments. By checking the personal assets of the borrower, the lender can see if the borrower is in a position to repay the loan if the business fails. This is a critical step in the lending process, as it helps the lender to make a more informed decision about whether or not to approve the loan.

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Assume that during a given month in the United States, 200 million people are employed, 20 million are unemployed but actively seeking work, and 40 million have given up looking for work. This month's official unemployment rate is: 23%. 9.1%. 30%. 10%. 7.7%.

Answers

This month's official unemployment

rate

is  approximately 9.1%.

The official unemployment rate is calculated by dividing the

number

of unemployed individuals actively seeking work by the sum of the number of employed and unemployed individuals actively seeking work.

In this case, the number of employed individuals is 200 million, and the number of unemployed individuals actively seeking work is 20 million. So the

sum

of employed and unemployed individuals seeking

work

is 200 million + 20 million = 220 million.

Now, we can calculate the unemployment rate:

Unemployment rate = (Number of unemployed individuals seeking work / Sum of employed and unemployed individuals seeking work) * 100

Unemployment rate = (20 million / 220 million) * 100

Unemployment rate ≈ 9.1%

Therefore ,this month's official

unemployment

rate is  approximately 9.1%.

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Berjaya Kenanga Investment Berhad has 25 million shares of 50 cents par value. With the same number of shares outstanding, last year's earnings per share was RM1.30. Last year net profit after tax was RM2 million. Due to their rapid expansion, net profit margin expected to increase by 5%. Its asset turnover ratio was 4 times. Berjaya increases its assets by 25% in this year and it expects sales to increase by 3% in this year from RM10 million in last year. The firm decides its retention rate for this year is is 45% and current market price is RM5 per share. Total amount dividend paid for last year is RM2.5 million. The firm's growth rate of dividend for the first two years is 20% and it reduced by 5% in year 3 and reduced by 10% in year 4 and thereafter. Its beta is 1.1, the expected market return of portfolio is 12%, the Treasury bill rate of return is 3%.

Required: Assess last year and this year of its return on assets (ROA). Justify with calculation.

Answers

Given that Berjaya Kenanga Investment Berhad has 25 million shares of 50 cents par value with the same number of shares outstanding, last year's earnings per share was RM1.30. Last year net profitability after tax was RM2 million, and the net profit margin expected to increase by 5%. Its asset turnover ratio was 4 times.

Berjaya increases its assets by 25% in this year and it expects sales to increase by 3% in this year from RM10 million in last year. The firm decides its retention rate for this year is is 45% and current market price is RM5 per share. Total amount dividend paid for last year is RM2.5 million. The firms growth rate of dividend for the first two years is 20% and it reduced by 5% in year 3 and reduced by 10% in year 4 and thereafter. Its beta is 1.1, the expected market return of portfolio is 12%, the Treasury bill rate of return is 3%.Assess last year and this year of its return on assets (ROA) Return on Assets (ROA) is an indicator of a company's profitability, indicating how much profit a company makes from its assets, which can be compared to other companies or to previous years to assess its effectiveness and profitability.

The formula for return on assets is Return on Assets = Net Profit / Total Assets Calculation of return on assets (ROA) for last year Return on Assets = Net Profit / Total Assets = 2,000,000 / (4,000,000 * 0.5) = 1.00The return on assets for last year was 1.00.Calculation of return on assets (ROA) for this yearReturn on Assets = Net Profit / Total Assets = Retention Ratio x Earnings per share x Asset Turnover Ratio x (1 + Growth Rate) / Market Price + Growth RateRetention Ratio = 45% = 0.45Earnings per share (EPS) = RM1.30Asset Turnover Ratio (ATR) = 4 timesGrowth Rate = 3%Market Price = RM5 per shareNet Profit = (RM10,000,000 x 1.03 x 0.05) = RM515,000Total Assets = (4,000,000 x 0.5 x 1.25) = RM2,500,000Return on Assets = 0.45 x RM1.30 x 4 x (1 + 0.03) / (RM5 + 0.03) = 0.1389The return on assets for this year is 0.1389 or 13.89%.Therefore, the return on assets was 1.00 for last year, while it increased to 0.1389 or 13.89% this year.

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5. Analyze TWO (2) consequences of the internet abuse among
younger genaration. (answer should be maximum 100 word)

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Two consequences of internet abuse among younger generations include addiction and negative impacts on mental health. Internet addiction can lead to a range of negative consequences such as social isolation, decreased physical activity, and decreased academic performance. Young people may also be exposed to harmful content such as cyber bullying, po-rnography, and violent images that can have a negative impact on their mental health and well-being.

Younger generations are increasingly relying on the internet for entertainment, socialization, and education. While the internet can be a valuable resource, excessive use can have negative consequences. One of the consequences of internet abuse among younger generations is addiction. Young people may find it difficult to limit their time online and may prioritize the internet over other important activities such as schoolwork, exercise, and face-to-face social interaction. Internet addiction can lead to a range of negative consequences such as social isolation, decreased physical activity, and decreased academic performance

.Another consequence of internet abuse among younger generations is negative impacts on mental health. Young people may be exposed to harmful content such as cyber bullying, por-nography, and violent images that can have a negative impact on their mental health and well-being. Social media can also contribute to feelings of anxiety, depression, and low self-esteem, as young people may feel pressure to maintain a perfect online image and compare themselves to others. Overall, it is important for young people to use the internet in a balanced and healthy way to avoid these negative consequences.

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Amir Sammi entered into a franchise agreement with Timothy's (a coffee business) to operate a store in the Lake beach Shopping Centre in Montreal. Timothy's had a lease with four years remaining for a location on the third floor of the shopping center. Sammi became a sublessee under Timothy's lease. The franchise agreement expired on the same date as the sublease even though a traditional franchise agreement runs for 10 years to allow enough time for the franchisee to recoup his investment. Concerned about the short term remaining on the lease and the franchise, Timothy's granted Sammi an option to extend the sublease and the franchise if Timothy's renewed its lease with the mall owner. In the year prior to the expiry of the lease, Sammi left repeated messages for Timothy's regarding the renewal of the lease.

Answers

Amir Sammi, the franchisee, is concerned about the short-term remaining on the lease and the franchise agreement.

Timothy's, the franchisor, granted Sammi an option to extend the sublease and franchise if Timothy's renewed its lease with the mall owner. Sammi has been trying to contact Timothy's regarding the lease renewal but has not received a response. It seems that the main concern for Sammi is the uncertainty surrounding the lease and franchise agreement.

Since the lease is expiring soon and the franchise agreement follows the same timeline, Sammi needs assurance that the lease will be renewed by Timothy's. The option granted by Timothy's indicates that they are willing to extend the sublease and franchise if they are able to renew their lease with the mall owner.

The lack of response from Timothy's despite Sammi's repeated messages raises concerns about communication and responsiveness. Sammi's efforts to contact Timothy's demonstrate his eagerness to discuss the lease renewal and secure the future of his business. Clear communication and timely response from Timothy's would help alleviate Sammi's concerns and provide clarity regarding the lease and franchise extension.

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The following information relates to Fantastic Clothing, Inc. Net Sales Revenue $590,000 Cost of Goods Sold 230,000 Interest Expense 4,200 Operating Expenses 59,000 Calculate the net income. OA. $355,

Answers

The net income of Fantastic Clothing, Inc. is $296,800.

The income statement summarizes the profits and losses of a company over a particular period. It shows the revenue earned and costs incurred, along with the resulting net income. Net income is the difference between total revenue and total expenses incurred by the company.

It is one of the crucial parameters used by investors and financial analysts to evaluate a company's profitability. In this case, the net income of Fantastic Clothing, Inc. can be calculated using the formula,

Net Income = Net Sales Revenue - Cost of Goods Sold - Operating Expenses - Interest Expense

Substituting the given values, Net Income = $590,000 - $230,000 - $59,000 - $4,200

Net Income = $296,800Therefore, the net income of Fantastic Clothing, Inc. is $296,800.

The formula to calculate net income is Net Income = Net Sales Revenue - Cost of Goods Sold - Operating Expenses - Interest Expense.

Substituting the given values in the formula, we get

Net Income = $590,000 - $230,000 - $59,000 - $4,200= $296,800 So, the net income of Fantastic Clothing, Inc. is $296,800.

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A- Anything that causes the cost of production to temporarily decrease will cause (the short-run - the long-run – neither - both) aggregate supply curve(s) to (shift left - shift right - remain constant). Ceteris paribus, this will temporarily (decrease - increase) output and (decrease - increase) the price level. B- A decrease in foreign investment in a country will (decrease - increase - not change) the country's capital stock and shift the LRAS to the (left – right). C- Suppose there is a decrease in government spending. In the short run output (decreases - increases - does not change) and in the long run output (decreases - increases - does not change)

Answers

A. Anything that causes the cost of production to temporarily decrease will cause both the short-run and long-run aggregate supply curves to shift right. Ceteris paribus, this will temporarily increase output and decrease the price level.

B. A decrease in foreign investment in a country will decrease the country's capital stock and shift the LRAS to the left.

C. If there is a decrease in government spending, in the short run output will decrease and in the long run output will remain unchanged.Cost of Production is the amount that a company spends to generate a good or service. The company's cost of production is made up of the total cost of materials, labor, and other inputs required to produce the goods.

Any temporary decrease in the cost of production will cause both the short-run and long-run aggregate supply curves to shift to the right, and ceteris paribus will temporarily increase output and decrease the price level.

The country's capital stock refers to the amount of physical capital that the economy possesses. If there is a decrease in foreign investment in a country, the country's capital stock will decrease, and the LRAS curve will shift to the left. A decrease in government spending will result in a decrease in output in the short run. In the long run, output will remain unchanged.

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The WBS
Group of answer choices
is created using information from the project scope.
it helps defining team member responsibilities and other resources.
is created using a process called composition.
it helps to facilitate budget creation.
gives the project manager control of the project by breaking the work down into manageable pieces of work called work packages.

Answers

The WBS (Work Breakdown Structure) gives the project manager control by breaking the work down into manageable work packages.

The Work Breakdown Structure (WBS) is a hierarchical decomposition of the project scope into smaller, more manageable work packages. It helps the project manager gain control over the project by breaking the overall work into smaller, more understandable pieces. The WBS allows for clear definition and allocation of team member responsibilities and resources, ensuring that each element of the project is accounted for. Additionally, the WBS facilitates the creation of a project budget by providing a structured breakdown of the work packages, allowing for accurate estimation of costs and resource requirements. By breaking down the project into manageable pieces of work, the project manager can effectively plan, execute, and monitor progress, leading to successful project outcomes.

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What do you think are the main challenges of having
beneficiaries
and clients who are different? (500 words)

Answers

The main challenge of having beneficiaries and clients who are different is ensuring that their unique needs and preferences are met while providing equitable service.

One challenge is understanding the diverse backgrounds and experiences of each beneficiary or client. This requires cultural competence, language proficiency, and sensitivity to social, economic, and health disparities.

Another challenge is providing access to services that are appropriate for their needs and preferences, from healthcare to education. This may involve tailoring services based on age, gender, disability, or other characteristics.

A third challenge is ensuring that all beneficiaries and clients receive equal treatment, regardless of their characteristics or circumstances.

This requires monitoring and evaluating service provisions to identify disparities and address them through policy and practice.

Ultimately, the main challenge is striking a balance between providing equitable and effective services while acknowledging and respecting the differences that exist among beneficiaries and clients.

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The Canadian CPI is a Paasche price index (final year weights). All things equal it will

Overstate inflation

Understate inflation

cannot be calculated

neither understates nor overstates inflation

None of the above

Answers

The Canadian CPI (Consumer Price Index) is a Paasche price index (final year weights). All things equal it will overstate inflation.

The correct answer is Overstate inflation.

A Paasche price index is a price index used to calculate inflation. A Paasche index is a weighted index that measures the current year's total price of a fixed basket of goods and services compared to the price of the same basket of goods and services in the base year. The Paasche index uses a weighted average of current year prices, where the weights are based on the base year's quantities.

The Paasche index is calculated by adding up the current-year costs of all the goods and services in the basket and dividing them by the base-year costs of the same basket.The main answer is Overstate inflation, and the explanation is that the Paasche index tends to overstate the inflation rate because the weights are calculated using the current year's prices and quantities, which makes the index more responsive to price changes in high-priced items, leading to an overestimate of the inflation rate.

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Please show equations used in the solutions- Thanks :)
Smith is determining the viability of a new product line. The new product will require a $360,000 piece of equipment. Shipping and installation will cost $40,000. The equipment has a 3-year tax life,

Answers

The depreciation for Year 1 of the new product line is $118,800.

What is the depreciation for Year 1 of the new product line?

Depreciation refers to a reduction in the value of an asset over time due in particular to wear and tear.

To get depreciation value for Year 1, we need to multiply the cost of the equipment by the allowed depreciation rate for Year 1. The allowed depreciation rate for Year 1 is 33%.

Depreciation for Year 1 = Cost of equipment × Depreciation rate for Year 1

Depreciation for Year 1 = $360,000 × 33%

Depreciation for Year 1 = $360,000 × 0.33

Depreciation for Year 1 = $118,800.

Full question:

Smith is determining the viability of a new product line. The new product will require a $360,000 piece of equipment. Shipping and installation will cost $40,000. The equipment has a 3-year tax life, and the allowed depreciation for such property are 33%, 45%, 15%, and 7% for Years 1 through 4. Inventory will increase by $15,000, account payable increasing by $8,000 and account receivables increasing by $10,000. The product line is expected to generate annual revenue (sales) of $126,000 per year, with cost of goods sold being $56,000 per year and other costs (excluding depreciation) of $12,000 per year. The tax rate is 30 percent, annual interest expense is $11,000 per year, and the required return for this project is 12 percent. Find depreciation for years 1

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Many firms no longer rely only on competitive bidding when awarding purchase contracts. Why is cost not the only factor in choosing a winning bid for a contract?

Answers

Cost not the only factor in choosing a winning bid for a contract Quality, reliability, and service are equally important and should be prioritized by companies when awarding purchase contracts.

Competitive bidding is an extremely common practice among businesses to award purchase contracts. However, many firms no longer rely only on competitive bidding when awarding purchase contracts. There are many factors to consider when it comes to selecting a supplier for a project, not only cost.

Quality is the most important consideration when purchasing supplies or equipment for a company. Quality is vital since it ensures that the equipment and supplies operate well and the client is satisfied. In a world where competitors are vying for customers, providing top-notch quality will assist a business in differentiating itself from others, which can lead to more business.

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In diversification strategies, opportunity for sharing related activities can be found O mainly in either technology related activities or sales and marketing activities. O only in businesses whose products/services satisfy the same general types of buyer needs and preferences. chiefly in the R&D portions of the value chains of unrelated businesses. O anywhere along the respective value chains of related businesses. O in unrelated as well as related businesses and in the markets of foreign countries as well as in domestic markets.

Answers

In diversification strategies, opportunities for sharing related activities can be found mainly anywhere along the respective value chains of related businesses.

The diversification strategy is a plan that is undertaken by a company to enhance profitability by increasing sales volume generated from new products and new markets. It is a corporate strategy aimed at increasing profitability by increasing sales volume generated from new products and new markets by reducing the company's exposure to market risk. Technology and sales/marketing are two areas in which there may be an opportunity to share related activities in diversification strategies. However, related businesses' respective value chains offer opportunities for shared activities in diverse areas.

As a result, the strategy offers the possibility of transferring a company's skills, technological experience, and marketing skills to new markets and industries. However, the precise area where these opportunities arise is determined by the company's type of diversification strategy and the business' distinctive competencies. Companies may pursue either related or unrelated diversification strategies. Related diversification involves increasing sales volume by entering a new product line that is related to the company's existing products. Unrelated diversification, on the other hand, involves increasing sales volume by entering new and unfamiliar markets and products.

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The definition of negligence, is the failure to act as this type of person a. Reasonable and prudent b. Reasonable and careful c. Just and considerate d. All of the above e. A and C from above, only

Answers

The definition of negligence is the failure to act as a reasonable and prudent person. Therefore, the correct answer is a. Reasonable and prudent.

Negligence refers to a legal concept where an individual or entity fails to exercise the level of care and caution that a reasonable and prudent person would have exercised in a similar situation. In determining negligence, the standard of care is based on what an average person with ordinary prudence would do in the same circumstances. Options b. Reasonable and careful and c. Just and considerate are not accurate descriptions of the standard of care for negligence. While being reasonable and careful or just and considerate are positive traits, the legal standard for negligence specifically focuses on the reasonable and prudent person standard.

Therefore, the correct answer is a. Reasonable and prudent.

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If a researcher wants to make a multi-million dollar decision as to whether to launch a new product she/he would be well advised to use: a. an in-depth exploratory study b. an experimental study c. a combination of qualitative and quantitative research d. quantitative research only e. qualitative research only

Answers

If a researcher wants to make a multi-million dollar decision as to whether to launch a new product she/he would be well advised to use: a combination of qualitative and quantitative research. Qualitative and quantitative research are two types of research methods that can be used by researchers for their studies. These research methods are different in terms of the data they collect, the data collection methods they use, and the types of analyses they perform. Qualitative research is a research method that is used to collect non-numerical data. This type of research is used to gain insight into people's attitudes, beliefs, behaviors, and experiences. Qualitative research can be conducted using various data collection methods such as interviews, focus groups, observations, and case studies.On the other hand, quantitative research is a research method that is used to collect numerical data. This type of research is used to test hypotheses, make predictions, and identify relationships between variables. Quantitative research can be conducted using various data collection methods such as surveys, experiments, and observations.A combination of qualitative and quantitative research is often recommended for researchers who want to make a multi-million dollar decision as to whether to launch a new product. This is because qualitative research can help researchers gain insights into people's attitudes and beliefs about the product, while quantitative research can help them test hypotheses and make predictions about the product's success.

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Empire Industries forecasts net income this coming year as shown here (in thousands of dollars): . Approximately $150,000 of Empire's earnings will be needed to make new, positive-NPV investments. Unfortunately, Empire's managers are
expected to waste 10% of its net income on needless perks, pet projects, and other expenditures that do not contribute to the firm. All remaining income will be returned to shareholders through dividends and share repurchases.
a. What are the two benefits of debt financing for Empire?
b. By how much would each $1 of interest expense reduce Empire's dividend and share repurchases?
c. What is the increase in the total funds Empire will pay to investors for each $1 of interest expense?

Answers

a. The two benefits of debt financing for Empire are as follows:

Debt financing can provide tax benefits to Empire. Debt interest payments are tax-deductible, reducing Empire's taxable income.

b. Empire Industries' available net income is $270,000 (given as $420,000 - $150,000).

c. Because the total funds Empire pays to investors equals the sum of dividends and share repurchases, the answer to this question is the same as in (b).

Empire can also raise capital at a lower cost than if they were to use only equity financing.

Because 10% of net income is expected to be wasted on non-value-added expenditures, only 90% of the net income is expected to be used for value-added activities. This means that $243,000 (90% x $270,000) will be available for value-added purposes.

Since interest expense is also tax-deductible, Empire will save $10,000 in taxes for every $1,000 in interest expense. Therefore, the net cost of $1,000 in interest expense is $900 ($1,000 - $100 in tax savings).

If Empire decides to pay out all of its available net income to shareholders, each $1 in interest expense would reduce the dividend and share repurchases by $0.90. It can be calculated as follows:$243,000 available net income x 90% available for value-added purposes = $218,700 available for distribution$218,700 available for distribution / $243,000 total available net income = 90% available for distribution per $1 of net income

Therefore, $0.90 is the reduction in each $1 of dividend and share repurchases due to interest expense.

For every $1 in interest expense, Empire Industries will pay investors $0.90 less in dividends and share repurchases.

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