Official permission to postpone the payments of a loan is known as a:
DefermentWhat is a Deferment?A deferment is an official request to postpone the payment of a loan.
When the organization is officially notified of the request to postpone the payment of the loan, they will keep the record while hoping that the debtor will honor the agreement when due.
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what is IAAS define?
with example.
Answer:
IAAS is a cloud computing service model by means of which computing resources are hosted in a public, private or hybrid cloud.
Explanation:
The full form of IAAS is Infrastructure As A Service.
Answer:
AAS is a cloud computing service model by means of which computing resources are hosted in a public, private or hybrid cloud.
Explanation:
according to federal regulations, which of the following best describes when expedited review of a new, proposed study may be used by the irb?
According to federal regulations, the option that best describes when expedited review of a new, proposed study may be used by the IRB (Institutional Review Board) is when the research activities are within regulatory categories that have been designated as eligible and pose just a small risk.
What does the IRB do?The key role of the IRB is to ensure that suitable measures are made to protect the rights and welfare of those participating as research subjects both in advance and during periodic evaluation.
Thus, it is right to indicate that expedited review of a new, proposed study may be used by the IRB (Institutional Review Board) is when the research activities are within regulatory categories that have been designated as eligible and pose just a small risk.
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In making the best economic choices, consumers compare the benefits of the choice to.
In making the best economic choices, consumers compare the benefits of the choice to its cost.
What is choice?This is the option that the consumer has considered to be the best way of satisfying his needs.
The choice of a person is a direct measurement of the benefit of the good and the cost that they can offer up for that good.
Therefore, in order to make the best economic choice, the benefits of a good must be compared to cost.
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Assume that you hold a well-diversified portfolio that has an expected return of 10.0% and a beta of 1.50. You are in the process of buying 2,000 shares of Omega Corp at $10 a share and adding it to your portfolio. Omega has an expected return of 15.0% and a beta of 1.75. The total value of your current portfolio is $80,000. What will the expected return and beta on the portfolio be after the purchase of the Omega stock
Based on the expected returns and beta of the portfolio and investment, after the purchase of omega stock, the expected return is 11% and the beta is 1.55.
What is the expected return?Find the value of the Omega stock:
= 2,000 x 10
= $20,000
The total value of the new portfolio is:
= 80,000 + 20,000
= $100,000
Expected value is:
= (80,000 / 100,000 x 10%) + (20,000 / 100,000 x 15%)
= 8% + 3%
= 11%
What is the beta?= (80,000 / 100,000 x 1.50) + (20,000 / 100,000 x 1.75)
= 1.2 + 0.35
= 1.55
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the local government is concerned about poverty so it institutes a minimum wage of $9 per hour. if the demand and supply for labor are given in the graph, there will be
We can actually deduce here that from the statement given, if the demand and supply for labor are given in the graph, there will be: A surplus of 6 workers.
What is demand and supply?Demand actually refers to what customers actually want in the market and how they go for it. While supply refers to the availability of goods and services in the market to meet with the customer's demands.
We can actually see here that demand and supply determine the price of goods and services.
Also, the payment for labour is high, the supply for labour will be high but the demand for labour may likely decrease.
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If the mortgage loan is 80% of the appraised value of a house, and the interest rate of 8% amounts to $460 interest for the first month, then what is the appraised value of the house?
The appraised value of the house is after calculating interest and the value is $86,250.
What is appraised value?A qualified appraiser or valuer's assessment of the assessed value of the real property is what is meant by an appraised value or mortgage valuation. It is typically utilized as a pre-qualification criterion and risk-based pricing component in connection with a financial institution's issuance of mortgage loans.
Calculation of appraised value of the house:
First, calculate the yearly interest. $5,520 in interest total every year ($460 x 12). Take a loan for $69,000 at an interest rate of.08 on $5,520. Next, subtract $86,250 from $69,000 to get the appraised value.Hence, the total appraisal value is $86,250.
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Bond market values are expressed as a percentage of their par (face) value. For example, a company's bonds might be trading at 103, which means that they can be bought or sold for ____ of their par value. Multiple choice question. 0.103%
The current market price of the bond is 103% of their par value
What percentage is the bond price compared to its par value?
The market bond convention is to quote the price at which the bond can be bought or sold in the market as a percentage of its par value.
The simple approach is to add a percentage sign to any bond price you are given, which means that 97 price means the bond price is 97% of par value.
In the same vein, 103 price means the quoted price of the bond is 103% of the par value of the bond/
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Internet service providers are an example of organizations that provide both products and services. true or false
The statement that internet service providers are capable of providing products and services is false.
Internet service providers cannot be an example of organizations that can provide both goods and services. This is because, internet service providing organizations fall under the category of organizations that are especially known for only being able to provide services. Some other organizations that produce services alone, also include commercial banks and consulting firms. Therefore, the statement cannot be true.Thus, from the above reasons it is clear that internet service providers can only provide services.
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Lapping is best described as the process of Group of answer choices inflating bank balances by transferring money among different bank accounts. applying cash receipts to a different customer's account in an attempt to conceal previous thefts of cash receipts. increasing expenses to conceal that an asset was stolen. stealing small amounts of cash, many times over a period of time.
Lapping is best described as the process of B. applying cash receipts to a different customer's account in an attempt to conceal previous thefts of cash receipts.
What is Lapping?Lapping is an employee stealing scheme revolving around the application of cash receipts.
Lapping can be traced by tracing the application of cash receipts to customers' accounts.
Routine application of cash receipts to wrong customer accounts proves evidence of a lapping scheme.
Thus, Lapping is best described as the process of B. applying cash receipts to a different customer's account in an attempt to conceal previous thefts of cash receipts.
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Question 7(Multiple Choice Worth 5 points)
(04.02 MC)
With a constant interest rate, which of the following describes the relationship between the term of the investment and the rate of return?
The shorter the term of investment, the lower the rate of return
The longer the term of investment, the lower the rate of return
The longer the term of investment, the higher the rate of return
The shorter the term of investment, the higher the rate of return
The correct option is C). The longer the term of investment, the higher the rate of return.
What is long-term and short term investment?Long term investments are those assets in which an individual or a company tends to invest for a period of more than three years such as stocks, real estate etc.
Short-term investments are investments that can be converted into cash or can be sold within a short period of time of one -three years such as short-term bonds, Treasury bills etc.
Long term investment requires high rate of return because are often considered less safe than other assets.
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EASY!!!! type a number and imma answer it
This is a question of random questions about your preferences and decision making, which can be a tool for identifying your personality traits.
Why is personality traits important?Personality corresponds to the set of psychological characteristics that a person can develop through their experiences and learning. Through such characteristics, the individual develops patterns of thought and behavior that will influence his social and professional life.
Therefore, in the academic and professional environment, there may be instruments such as tests and interviews to identify the individual's personality and greater understanding of their actions and motivations.
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Beta and Gama Inc. produces an item that currently sells for $250 per unit. Current production costs per unit includes direct materials of $30, direct labor of $25, variable overhead of $15, fixed overhead of $20, and total production costs of $90. Beta and Gama Inc. has received a special pricing offer from a nonprofit organization to buy 1,000 units at $200 per unit. Beta and Gama Inc. is currently operating at its full production capacity. Based on the scenario, Beta and Gama Inc. should Blank______.
If a company uses straight-line depreciation, the average investment is calculated as: (Check all that apply.) Multiple select question. initial investment - salvage value)/2. (beginning book value - salvage value)/2. sum of individual years' average book values/number of years of planned investment (beginning book value salvage value)/2. (initial investment salvage value)/2.
When using straight-line depreciation, a company can find it's average investment as:
(beginning book value + salvage value)/2sum of individual years' average book values/number of years of planned investment.How can the average investment be found?You can use the formula:
= (Beginning book value + Salvage value) / 2
It shows the two values that allow you to find the average investment because they show the beginning and ending change in the investment value.
You can alternatively take an average of the book value of every year and then add that up and divide the sum by the number of years.
This shows the average of the average book values which is the average investment.
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A simultaneous increase in both the demand for tablets and the supply of tablets would imply that:
A simultaneous increase in both the demand for tablets and the supply of tablets would imply that a the value of tablets to consumers has increased, and the cost of producing tablets has decreased.
What is the law of demand?Demand can be regarded as the quantity of a good that consumers is able to buy at given period of time willingly.
Therefore when there is increase in both the demand for tablets and the supply of tablets, it means the consumer has understood the value because the value of a product can influence demand.
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The ames and johnson partnership allocates profits and losses 80% to ames and 20% to johnson. smith enters the partnership and receives a 25% share of profits and losses. what share of profits and losses does ames now share
Ames will share a profit and loss of 60% after the changes in partnership.
What is a partnership?When two or more than two individual comes together to establish a business and participate in decisions making by sharing profit and loss refers to a partnership.
Working note for Ames shares -
Ames share in the company = 80% = 80/100
Johnson share in the company = 20% = 20/100
The share of new partner Smith = 25/100
Remaining share = 1 - 25/100 = 75/100
Now, Ames New share = 75/100 × 80/100
= 60/100
= 60%
Therefore, 60% share of profits and losses will be shared by Ames in current.
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Questioning everything best describes: A. the impartiality characteristic a systems analyst needs during requirements determination. B. the impertinence characteristic a systems analyst needs during requirements determination. C. the reframing characteristic a systems analyst needs during requirements determination. D. the attention to details characteristic a systems analyst needs during requirements determination. E. the relaxing of constraints characteristic a systems analyst needs during requirements determination.
B. the impertinence characteristic a systems analyst needs during requirements determination.
The impertinence trait a systems analyst needs while determining requirements is best characterized as questioning everything.
Why is questioning everything important?It enables you to identify your problems and come up with better ideas to address them. It's how you help people you lead to develop their capacity and potential.
It keeps you in a learning mode as opposed to a critical mode. When you ask a question, you're not immediately jumping in to offer an explanation, a solution, or to take on the problem.
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Perceived value and signaling value are often an important part of a successful differentiation strategy because a. of the standardization of buyer needs and preferences. b. buyers seldom will pay for value they don't perceive, no matter how real the value of the differentiating extras may be. c. buyer satisfaction cannot be achieved until a product's value is promoted through clever ads. d. differentiation is all about selling products to sophisticated buyers. e. there are no other ways to differentiate a product.
Perceived value and signaling value are often an important part of a successful differentiation strategy because b. buyers seldom will pay for value they don't perceive, no matter how real the value of the differentiating extras may be.
What is differentiation strategy?
A differentiation strategy can be regarded as an approach to businesses which is used by the company to make them unique so as to be able to withstand their competitors may offer in the marketplace.
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What is one way that an organization could improve its risk management maturity level for process risks such as those related to supply chain strategy and implementation?
The ways by which an organization could improve its risk management are shown below.
Ways by which an organization could improve its risk management:(A) Think broadly about your supply chain -
The network of people, businesses, resources (knowledge, public utilities, materials, services, etc.), processes, and technology used to create and market a good or service is known as a supply chain.This definition's broad strokes provide a thorough method for developing a matrix that improves supply chain visibility.(B) Improve supplier auditing -
Consider including significant contract clauses and auditing procedures in important contracts after identifying and prioritizing vital suppliers.(C) Increase supplier diversity -
The pandemic destroyed many minority-, women-, and veteran-owned businesses because they were unable to meet client demand when their supply chains broke down or came to a standstill.(D) Clean up siloed tech suppliers -
Without a doubt, technology is crucial to supply chain management. While having a variety of technology platforms and tools to support your operations is frequently required, purchasing technology in a silo might jeopardize an organization's logistics.(E) Put supply chain trends in the right context -
Although there is no dearth of articles on new supply chain management trends, many could not have predicted the geopolitical environment of today, which includes an invasion in Europe, skyrocketing oil prices, and the onslaught of ransomware attacks that are causing supply chains to break down on a daily basis.Therefore, the ways by which an organization could improve its risk management are given.
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A negative net present value indicates that the project’s return is ________.
A negative net present value indicates that the project’s return is net loss
What is a net present values?A net present values is a total sum of money that is currently available. It may be in terms of assets or revenue generated.
When there is a negative net present value, it means the revenues generated is lower that the cost of a project. This invariably leads to a loss for a particular company.
Hence a negative net present value indicates that the project’s return is net loss
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Fill in the missing words: A leading chocolate company recently announced that it has succeeded in creating red chocolate. The company _______ that no food coloring was involved. Instead, they used a ________ type of cacao bean and a unique manufacturing process. g
The company says that no food coloring was involved. Instead, they used a special type of cacao bean and a unique manufacturing process.
What is a manufacturing process?This involves the process of turning raw materials into finished goods with the help of tools, human labor, machinery etc.
In this context, the complete sentence is the company says that no food coloring was involved. Instead, they used a special type of cacao bean and a unique manufacturing process.
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the belief that cutting taxes for the rich will eventually result in economic benefits for the poor is commonly referred to as ________.
There is a belief that cutting taxes for the rich can result in economic benefits will result better for the poor is most commonly known as the Trickle down economics.
What is a Tax?A tax is a amount that is payable by the citizens of a society to the ruling government who uses this tax amount to spend on the well being of the society. A perfect balance of the tax amount/rate is important in order to help the society and to keep the citizens satisfied.
The tax is imposed on the companies and the individuals who earn more than the given threshold limit
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A person who buys a piece of new furniture, finds it damaged, and says nothing because he doesn't want to confront the retailer, is engaging in the personal conflict style of:
A person who buys a piece of new furniture, finds it damaged, and says nothing is engaging in the personal conflict style of: avoiding.
What is avoiding personal conflict style?Avoiding personal conflict style can be defined as the way in which a person choose to avoid any form of conflicts.
A person with avoiding personal conflict style personality will tend to always run away from conflict rather facing the conflict just as in the case of the scenario given.
Therefore he is engaging in the personal conflict style of: avoiding.
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You plan to participate in an educational event sponsored by a large regional health care system. One of your colleagues suggests that you do a presentation on one of the medicare health plans you market and modify it to include information about preventive screening tests showcased at the event. How should you respond to your colleague’s suggestion?.
My response to my colleague would be a "No" because the participation in an educational event may not include a sales presentation.
What is an educational event?In the health system, these are event that are designed to inform health beneficiaries about the different health packages, plans etc.
Hence, the suggestion of my colleague will not be taken because the intial record of my presentation in the educational event will not include a sales promotion.
Therefore, the Option A is correct.
Missing options "a. You should tell your colleague no because participation in an educational event may not include a sales presentation. b. As long as your sales presentation includes information that is about healthy living or clinically effective screening exams, you could talk about the Medicare plans in your presentation. c. You should tell your colleague no, because marketing.
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Answer:
Explanation:
Marketing representatives are permitted to participate in educational events. However, their participation must not involve sale presentations.
To raise capital, Anna Moreno and Talia Black plan to sell stock to between 108 and 200 investors. They also want to avoid double taxation. Which type of business ownership would you recommend
S-corporation business ownership
What is S-corporation?
S corporations are the corporations that elect to pass corporate income, losses,or deductions, and credits through to their shareholders for federal of taxes purposes.
Shareholders of S corporations report the flow through of the income and losses on their personal tax returns and are assessed tax at their individual income tax rates.
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The top management of hipster clothing decides to set up an online store to cater to the changing business environment and reach out to the hispanic market. the management also identifies that the success of the company will depend on its ability to create and develop new products and processes in the next two years. this is an example of
I they create and develop new products and processes in the next two years. This is an example of strategic planning.
What is strategic planning?Strategic planning can be defined as those goals and objective a company or organization intend to achieve in the future.
Based on the given scenario the company is engaging in future Strategic planning as they intend to develop new products and processes in the next two years.
Therefore this is an example of strategic planning.
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Garry called in a food order to feed his sales team. when he arrived to pick up, it was not what he ordered. the store associate quickly made it right, and offered a substantial discount to make up for the mistake. there was no need to check with the supervisor, and garry was satisfied with the result. what aspect of good customer service was in place
The aspect of good customer service that was in place is employee empowerment.
How does employee empowerment help customer service?When employees are sufficiently empowered to make decisions on their own, they can act faster to remedy issues arising with customers.
This is what happened with the store associate. Because they had to power to deal with Garry's issue fast, there was no need to involve management and the issue was dealt with.
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Sam expects to receive $2,000 at the end of each year for 3 years. The annuity has an interest rate of 12%. The present value of this annuity at Time Zero, the inception of the annuity (rounded to the nearest dollar) is
The inception of annuity is $4850
An insurance contract known as a annuity is one that financial institutions sell with the goal of paying out invested money as a fixed income stream in the future.
Given Initial Cash flow is $2000
The rate of interest is 12%
We need to calculate the present value of the growing annuity that is
The inception of the annuity
Present value of the growing annuity can be calculated by
PV = C/r [1-(1/1+r)^n]
Where , C = $2000
r = 12%
n = 3
Substituting the values in the formula
PV = 2000/0.12[1-(1/1+0.12)^3
PV = 2000/0.12 (1-0.709)
PV = 2000/0.12 (0.291)
PV = 1,666.66 (0.291)
PV = $4850
Hence the present value of the growing annuity is $4850
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The average number of tickets sold daily online is an example of
The average number of tickets sold daily online is an example of meaningful information.
What is an essence of meaningful information?The information about the ticket sold will allow the firm to strategize on how to improve its marketing skills to get more ticket sales than before.
Hence, this average number of tickets sold daily online is an example of meaningful information for the company.
Therefore, the Option C is correct.
Missing options "A) input. B) raw data. C) meaningful information. D) feedback.."
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In a system of 100-percent-reserve banking, a. banks do not accept deposits. b. banks can increase the money supply. c. banks do not influence the supply of money. d. loans are the only asset item for banks.
The correct option is C). banks do not influence the supply of money.
What is 100-percent-reserve banking?100-percent-reserve banking, is a system of banking, in which banks only lend from time deposits instead of lending demand deposits.
In a system with 100 percent reserve banking, banks cannot make the loans and do not influence the supply of the money.
This system is also known as full-reserve banking.
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Glamor is a cosmetics company that uses a television program to explain the benefits of the company's unique skincare products developed over several years by a Beverly Hills dermatologist. The program shows a step-by-step process of daily skincare activities designed to improve a person's skin tone, wrinkles, and skin discoloration. This television _______ is a 30-minute or longer advertisement, which is relatively inexpensive to produce and air. a. sweepstakes b. infomercial c. premium d. podcast
Answer:
I think your best answer is C. but I'm not too sure.
Explanation:
Hope this helps you!