No matter what line of business you're in, you can't escape sex. That may have been one conclusion drawn by an American exporter of meat products after a dispute with a German customer over a ship- ment of pork livers. Here's how the disagreement came about. The American exporter was contracted to ship "30,000 lbs. of freshly frozen U.S. pork livers, customary merchantable quality, first rate brands." The shipment had been prepared to meet the ex- acting standards of the American market, so the exporter expected the transaction to be completed without any problem. But when the livers arrived in Germany, the purchaser raised an objection: "We ordered pork livers of customary merchantable quality-what you sent us consisted of 40 percent sow livers." "Who cares about the sex of the pig the liver came from?" the exporter asked. "We do," the German replied. "Here in Germany we don't pass off spongy sow livers as the firmer livers of male pigs. This ship- ment wasn't merchantable at the price we expected to charge. The only way we were able to dispose of the meat without a total loss was to reduce the price. You owe us a price allowance of $1,000." The American refused to reduce the price. The determined re- sistance may have been partly in reaction to the implied insult to the taste of the American consumer. "If pork livers, whatever the sex of the animal, are palatable to Americans, they ought to be good enough for anyone," the American thought. It looked as if the buyer and seller could never agree on eating habits.

1.Identify and briefly explain the problem ad hand.

2. Is there an international court to handle business to business cases?

3. What could the two parties have included in the contract to help in settlement of a dispute like this?

Answers

Answer 1

Insisted on a price allowance of $1,000. The American refused to provide any discount.

Problem at hand: In this particular scenario, the American exporter prepared to ship "30,000 lbs. of freshly frozen U.S. pork livers, customary merchantable quality, first-rate brands" to a German customer. However, upon receiving the shipment, the purchaser was dissatisfied as 40% of the shipment comprised sow livers and not the firmer livers of male pigs that are typically more expensive. The German buyer believed that the shipment was not merchantable at the expected price.

The two parties could have included an arbitration clause in the contract that would have allowed the dispute to be settled outside the court. An arbitration clause is a contractual provision that allows disputes to be resolved through arbitration instead of litigation. This would have given both parties greater control over the dispute resolution process and would have been more cost-effective than going to court. By doing so, the dispute could have been resolved in a more efficient, cost-effective, and mutually agreeable manner.

To know more about price visit:-

https://brainly.com/question/20703640

#SPJ11


Related Questions

Santa bought an option contract on Telstra shares with an exercise price of $60 and an expiry date of three months. The market price for Telstra shares today is $56.85. The call price is trading at $0.45. a) Calculate the break-even amount for the call position and draw a fully labelled diagram for both buyer of the option and seller of the option.
b) At what minimum share price will the option buyer exercise the option on the expiration date?

Answers

a)  To make a profit from buying the call option, the market price of Telstra shares needs to rise above $60.45 (the break-even price) before the option expires.

b)  If the market price of Telstra shares on the expiration date is at least $60.45, the option buyer will exercise the option.

a) The break-even price for the call position can be calculated as follows:

Break-even price = Exercise price + Call price

= $60 + $0.45

= $60.45

Therefore, to make a profit from buying the call option, the market price of Telstra shares needs to rise above $60.45 (the break-even price) before the option expires.

Here is a labelled diagram for both the buyer and seller of the option:

Buyer of the Option:

Payoff

^

|       /|

|      / |

|     /  |

|    /   |

|  /     |

|/_______|___________

60.45

Seller of the Option:

Payoff

^

|   /

|  /  

| /    

|/____

60.45

b) The option buyer will exercise the option if the market price of Telstra shares on the expiration date is higher than the exercise price of $60. Since the buyer paid a premium of $0.45 for the option, the minimum share price required to exercise the option and make a profit is:

Minimum share price = Exercise price + Call price

= $60 + $0.45

= $60.45

Therefore, if the market price of Telstra shares on the expiration date is at least $60.45, the option buyer will exercise the option.

Learn more about market price here:

https://brainly.com/question/31964955

#SPJ11

What are the most common transitional devices, and why are they important? How do they help demonstrate coherence in writing?

Answers

Some of the most common transitional devices include the following: Conjunctive adverbs: these are words such as “however,” “therefore,” and “moreover” that connect two independent clauses within a sentence.

Transitional devices are words or phrases that help to establish coherence in writing. Coherence in writing refers to the logical connection between ideas, sentences, and paragraphs. Transitional devices help to connect ideas in a smooth and organized manner.

They are important because they help to ensure that the reader can follow the writer’s thoughts and ideas. Transition words: these are words such as “in addition,” “furthermore,” and “consequently” that connect ideas within a sentence or between sentences.

These words show the relationship between ideas and help the reader to follow the writer’s thoughts. Coordinating conjunctions: these are words such as “and,” “but,” and “or” that connect two ideas or clauses within a sentence.

Subordinating conjunctions: these are words such as “because,” “although,” and “while” that connect two ideas or clauses within a sentence.

These words show the relationship between ideas and help the reader to follow the writer’s thoughts.Transitional devices help to demonstrate coherence in writing by connecting ideas and showing the relationship between them. They help to make writing more organized and easier to follow.

Without transitional devices, writing can be difficult to understand and can lead to confusion. Transitional devices are particularly important in academic writing, where there is a high demand for accurate expression and communication of ideas.

Writing is a learning process, and the use of transitional devices can help writers to adapt to new writing styles and language demands. The use of transitional devices can also help to reduce errors in writing and increase the accuracy of sentences.

Transitional devices are an essential part of education and writing. They help writers to communicate their ideas effectively and clearly, and to express themselves in a coherent and organized manner.

Learn more about transitional devices: https://brainly.com/question/30601480

#SPJ11

A loan of R100 000 is granted at 5,2% p.a. compounded monthly. The loan is to be amortised by 20 regular equal quarterly payments, starting one quarter after the granting of the loan. Immediately after the fifth payment is made, the interest rate on the loan increases to 5,8% p.a. compounded monthly. In order to repay the loan in the same time period the new equal quarterly payments, to the nearest cent, that must be made from the sixth
quarter onwards, are equal to R

Answers

Approximately R100,000 in fresh, equal quarterly payments would be required starting with the sixth quarter in order to repay the loan in the same time frame.

To find the new equal quarterly payments that must be made from the sixth quarter onwards, we need to calculate the remaining balance of the loan after the first five quarterly payments have been made and then recalculate the payment amount using the new interest rate.

Given:

Loan Amount = R100,000

Initial Interest Rate = 5.2% p.a. compounded monthly

Number of Payments = 20 quarterly payments

Starting from the second quarter

New Interest Rate = 5.8% p.a. compounded monthly

First, let's calculate the regular quarterly payment using the initial interest rate:

Monthly Interest Rate = 5.2% / 12 = 0.4333%

Remaining Balance after 5 quarterly payments:

Remaining Payments = Number of Payments - 5

Remaining Payments = 20 - 5 = 15

Remaining Balance = Loan Amount * (1 + Monthly Interest Rate)^Number of Payments - (Payment Amount / Monthly Interest Rate) * ((1 + Monthly Interest Rate)^Number of Payments - 1)

Remaining Balance = R100,000 * (1 + 0.004333)^15 - (Payment Amount / 0.004333) * ((1 + 0.004333)^15 - 1)

Now, let's calculate the new quarterly payment using the new interest rate:

New Monthly Interest Rate = 5.8% / 12 = 0.4833%

Payment Amount = Remaining Balance / ((1 + New Monthly Interest Rate)^Remaining Payments - 1) * New Monthly Interest Rate / (1 + New Monthly Interest Rate)

Finally, let's substitute the values and calculate the new quarterly payment:

Remaining Balance = R100,000 * (1 + 0.004333)^15 - (Payment Amount / 0.004333) * ((1 + 0.004333)^15 - 1)

Remaining Balance ≈ R100,000 * 1.071035 - (Payment Amount / 0.004333) * 0.071035

Remaining Balance ≈ R107,103.5 - R0.071035 * Payment Amount

Payment Amount = R107,103.5 - R0.071035 * Payment Amount

1.071035 * Payment Amount = R107,103.5

Payment Amount = R107,103.5 / 1.071035

Payment Amount ≈ R100,000

Therefore, the new equal quarterly payments that must be made from the sixth quarter onwards, in order to repay the loan in the same time period, would be approximately R100,000.

To learn more about interest rate visit-

https://brainly.com/question/29451175

#SPJ11

The War for Resources. Please discuss the strategies being followed by the western countries and China in pursuit of required resource inputs. What issues will determine the likely path of commodity prices? Discuss at least one of the substances covered: Oil, rare earth minerals, and cobalt. (posted links for each of the three commodities)

Answers

Western countries and China are employing different strategies in the pursuit of required resource inputs. Western countries focus on diversifying their resource supply sources, investing in domestic production, and forming strategic alliances with resource-rich countries.

Western countries are pursuing strategies to ensure a stable supply of resources. They focus on diversifying their resource supply sources to reduce dependency on any single country or region. They also invest in domestic production and promote technological advancements to extract resources more efficiently. Additionally, forming strategic alliances with resource-rich countries helps secure long-term supply agreements.

China, as a major player in resource consumption, adopts a more assertive approach. It seeks to secure long-term contracts with resource-producing countries, often providing investment in infrastructure and development projects. China also invests in resource-rich regions, acquiring mining rights and establishing a strong presence in the global resource market.

The likely path of commodity prices depends on various factors. Supply and demand dynamics play a crucial role, as fluctuations in production and consumption can impact prices. Geopolitical tensions, such as trade disputes or conflicts in resource-rich regions, can also influence prices. Technological advancements that affect resource extraction, refining, and recycling can impact supply levels and prices. Environmental regulations and sustainability concerns may affect resource availability and production costs.

In the case of oil, prices are influenced by factors such as decisions made by the Organization of the Petroleum Exporting Countries (OPEC), global economic growth and energy demand, and political instability in oil-producing regions.

For rare earth minerals and cobalt, China's dominance in production and export policies significantly impact prices. Technological advancements in recycling and alternative materials can also affect demand and prices. These commodities are particularly important for industries such as electronics, renewable energy, and electric vehicles, and their prices can be influenced by the growth and development of these sectors.

Overall, the strategies pursued by western countries and China, along with various supply and demand factors, geopolitical dynamics, and technological advancements, will collectively determine the likely path of commodity prices for oil, rare earth minerals, and cobalt.

To learn more about western countries click here : brainly.com/question/9204473

#SPJ11

article 9 of the code of ethics about written agreements requires realtors® to

Answers

Article 9 of the Code of Ethics about written agreements requires Realtors to make reasonable efforts to reduce their verbal agreements to written agreements.

The National Association of Realtors has a code of ethics that each member must follow. The code of ethics serves as a guideline to ensure that members act professionally and ethically in their dealings with clients. One of the most important provisions in the Code of Ethics is Article 9, which relates to written agreements. Article 9 requires Realtors to make a reasonable effort to reduce their verbal agreements to writing.

This requirement is essential because it helps prevent misunderstandings between Realtors and their clients. By putting their agreements in writing, the parties can avoid confusion over what was agreed upon and have a clear record of their understanding if any disputes arise in the future. Realtors can create written agreements using standard forms approved by their local or state Realtor association or legal counsel. Therefore, Article 9 of the Code of Ethics requires Realtors to make reasonable efforts to reduce their verbal agreements to written agreements.

To know more about agreements visit:

https://brainly.com/question/24225827

#SPJ11

Six Sigma can assist people in organizations in tackling cross functional problems where the solutions are unknown and require multi-disciplinary team formation (Breyfogle, 2003). In many cases, the root causes are unknown (in this case it was unacceptable yield values) and need to be determined by systematically following the define-measure-analyze-improve-control (DMAIC) methodology. It was decided to adopt DMAIC problem solving approach over Kaizen or quality circles activities as Six Sigma methodology integrates a set of tools and techniques in a disciplined fashion (than any other available methodologies).

Answers

Six Sigma methodology can help organizations tackle cross-functional problems that require multi-disciplinary team formation where solutions are unknown. Root causes that are unknown and require identification can be determined systematically by following the DMAIC methodology.

DMAIC stands for Define, Measure, Analyze, Improve, and Control. DMAIC is the most widely used and recognized Six Sigma problem-solving methodology. The DMAIC problem-solving approach is adopted over Kaizen or quality circles activities since the Six Sigma methodology integrates a set of tools and techniques in a disciplined fashion.

DMAIC allows organizations to approach problem-solving in a structured, data-driven manner. DMAIC is the most structured and systematic of the Six Sigma methodologies, and it has been found to be effective in reducing variability and improving quality. In conclusion, the Six Sigma methodology can help organizations tackle cross-functional problems where the solutions are unknown and require multi-disciplinary team formation.

DMAIC methodology is adopted over Kaizen or quality circles activities since Six Sigma methodology integrates a set of tools and techniques in a disciplined fashion. Root causes that are unknown and require identification can be determined systematically by following the DMAIC methodology.

Know more about the DMAIC methodology click here:

https://brainly.com/question/32261416

#SPJ11

forms of activity that have some of the characteristics of orthodox businesses but are illegal are called

Answers

The forms of activity that have some of the characteristics of orthodox businesses but are illegal are called illicit businesses.

An illicit business is a term used to describe a type of business activity that is illegal or forbidden by law, government policies, or societal norms. Examples of such businesses include drug dealing, human trafficking, money laundering, piracy, and tax evasion. These businesses often have some characteristics of lawful businesses such as revenue streams, organizational structures, and customer relations.

However, their operations are not regulated by the government, making them illegal and often dangerous for their participants. Illicit businesses are often organized and have hierarchies similar to legal businesses. They may involve corruption, blackmail, or other illegal activities that are harmful to society.

Governments worldwide are working to combat such activities through law enforcement agencies, and many countries have enacted legislation to address the issue.

Learn more about business here:

https://brainly.com/question/14691276

#SPJ11

Will Lave this pos Question 9 Prepare the journal entry for the following transactions for Famous Company Famous Company is a merchandising company that wades in electronic devices Aug 1 Aug 3 Aug 7 Purchased 8,000 BD of merchandise inventory and immediately paid 8,000 80 cash Paid 3008D cash for shipping the merchandise purchased on Aug 3 Sold 7,000 BD worth of merchandise inventory to Relief Company on credit.

Answers

The journal entries for Famous Company's transactions on August 1, August 3, and August 7 properly record the purchases, payments, and sales.

The journal entries for Famous Company's transactions on August 1, August 3, and August 7 are as follows:

August 1:

Debit: Merchandise Inventory (8,000 BD)

Credit: Cash (8,000 BD)

August 3:

Debit: Merchandise Inventory (300 BD)

Credit: Cash (300 BD)

August 7:

Debit: Accounts Receivable - Relief Company (7,000 BD)

Credit: Sales Revenue (7,000 BD)

On August 1, Famous Company purchased merchandise inventory for 8,000 BD and immediately paid in cash, resulting in an increase in the inventory asset and a decrease in cash.

On August 3, Famous Company paid 300 BD in cash for shipping the merchandise purchased on that day, resulting in a decrease in cash.

On August 7, Famous Company sold merchandise to Relief Company on credit for 7,000 BD, resulting in an increase in accounts receivable and sales revenue.

The journal entries for Famous Company's transactions on August 1, August 3, and August 7 properly record the purchases, payments, and sales. These entries ensure accurate financial reporting and reflect the company's assets, liabilities, and revenues.

Learn more about journal entries, visit:

brainly.com/question/20421012

#SPJ11

Using an example from your own industry/company you are familiar
with what are the data points you would need to determine the
effectiveness of your distribution strategy.

Answers

In the retail industry, the data points required to determine the effectiveness of the distribution strategy are the inventory turnover rate, delivery performance, customer satisfaction, and order accuracy.

For instance, let's say a retail company has a target inventory turnover rate of 6 times per year, and its current rate is 4 times per year. The company can assess its distribution strategy effectiveness and take measures to improve its stock rotation rate by analyzing this data point.

Similarly, analyzing delivery performance metrics such as lead time, shipping costs, and on-time delivery percentage can also provide insights into the efficiency of the distribution system.

Besides, customer satisfaction rates and order accuracy metrics can provide insights into customer experiences and identify areas for improvement. In conclusion, to assess the effectiveness of distribution strategy, a retail company must collect and analyze these data points regularly.

To know more about customer satisfaction click on below link:

https://brainly.com/question/32406737#

#SPJ11

What is the role of Basel Framework? What is the implication of
a financial institution’s non-compliance with this type of
legislation?

Answers

The Basel framework is an international supervisory framework that lays out the minimum capital standards for banks. Its primary aim is to guarantee financial system stability and prevent the spread of financial risks.

The Basel committee has set out a set of regulations to guide banking institutions on minimum requirements for capital and risk management. The framework seeks to provide guidance to banking institutions in the areas of risk identification, measurement, monitoring, and mitigation.

Banks that do not follow the Basel framework face a variety of ramifications. The following are some of the implications of non-compliance:Legal and regulatory fines: Failure to comply with the Basel Framework would result in the bank's exposure to legal and regulatory sanctions, such as fines, which may be substantial. This can significantly impact the bank's profitability and operations.Increased Capital requirements: If a financial institution fails to comply with the Basel framework, it would need to keep a higher percentage of capital, lowering its profitability and liquidity.

Impaired Reputation: A financial institution's reputation is damaged if it is known to be non-compliant with the Basel framework. A bad reputation can result in a loss of consumers' trust and a loss of confidence among other stakeholders such as investors, customers, and regulatory authorities.

To know more about Basel  visit :

brainly.com/question/32630665

#SPJ11

Entries for flow of factory costs for process cost system Instructions Chart of Accounts Journal Instructions Sweeties, Inc., manufactures a sugar product by a continuous process, involving three production departments-Refining, Sifting, and Packing. Assume that records indicate that direct materials, direct labor, and applied factory overhead for the first department, Refining, were $369,000, $146,000, and $97,600, respectively. Also, work in process in the Refining Department at the beginning of the period totaled $30,200, and work in process at the end of the period totaled $28,400. Required: a (1) On September 30, journalize the entry to record the flow of costs into the Refining Department during the period for direct materials.

Answers

On September 30, the journal entry to record the flow of costs into the Refining Department during the period for direct materials would involve debiting the Work in Process—Refining account and crediting the Direct Materials Inventory account. The amount to be recorded would be $369,000.

The journal entry would be as follows:

Date: September 30

Account Debit Credit

Work in Process—Refining $369,000

Direct Materials Inventory $369,000

The entry debits the Work in Process—Refining account to reflect the increase in costs incurred during the period in the Refining Department. The direct materials cost of $369,000 is added to the work in process in the Refining Department. This represents the cost of direct materials used in the production process.

The entry credits the Direct Materials Inventory account to reduce the balance, reflecting the transfer of materials from inventory to the production process. The $369,000 represents the cost of direct materials that were taken from the inventory and used in the Refining Department. This journal entry records the flow of costs into the Refining Department during the period for direct materials, increasing the work in process and reducing the direct materials inventory.

Learn more  about Refining here: https://brainly.com/question/31039475

#SPJ11

Take a company of your choice (Local or Foreign) & gather following information: 1. Company Background Information (Apart from company information, which industry is it operating, what product or service is it involved in?) 2. Vision & Mission of the company

Answers

The company chosen for this question is Coca-Cola, a multinational company that produces a range of carbonated soft drinks and beverages. Here is the required information:1. Company Background Information.

Coca-Cola is a world-famous American beverage company that has been in operation for over 130 years. The company's roots go back to 1886 when a pharmacist named John Pemberton invented a unique recipe for a soda fountain drink. The drink was named Coca-Cola, and it became popular quickly. Over time, Coca-Cola has expanded its range of products to include other soft drinks like Fanta, Sprite, and Diet Coke.

Coca-Cola is headquartered in Atlanta, Georgia, and it operates in more than 200 countries across the world. 2. Industry and Products Coca-Cola operates in the food and beverage industry and is a leader in the carbonated soft drinks segment.

To know more about multinational visit:

https://brainly.com/question/29786018

#SPJ11

The standard deviation of return on investment A is 26%, while the standard deviation of return on investment B is 21%. If the covariance of returns on A and B is 0.003, the correlation coefficient between the returns on A and B is __________.
You are bullish on Telecom stock. The current market price is $52 per share, and you have $13,000 of your own to invest. You borrow an additional $13,000 from your broker at an interest rate of 8.2% per year and invest $26,000 in the stock.
Required:
a. What will be your rate of return if the price of Telecom stock goes up by 10% during the next year?
How far does the price of Telecom stock have to fall for you to get a margin call if the maintenance margin is 30%? Assume the price fall happens immediately.

Answers

To calculate the correlation coefficient between the returns on investment A and B, we can use the formula:

Correlation coefficient = Covariance(A, B) / (Standard deviation of A * Standard deviation of B)

Given:

Standard deviation of return on investment A = 26%

Standard deviation of return on investment B = 21%

Covariance of returns on A and B = 0.003

Correlation coefficient = 0.003 / (0.26 * 0.21)

Correlation coefficient = 0.003 / 0.0546

Correlation coefficient ≈ 0.055

Therefore, the correlation coefficient between the returns on investment A and B is approximately 0.055.

Next, let's calculate the rate of return and the price fall required for a margin call in the Telecom stock scenario.

a. Rate of return if the price of Telecom stock goes up by 10%:

The amount invested in the stock is $26,000, and if the stock price goes up by 10%, the new price will be:

New stock price = Current stock price + (Current stock price * Rate of increase)

New stock price = $52 + ($52 * 0.10) = $52 + $5.20 = $57.20

The rate of return can be calculated as follows:

Rate of return = (New stock price - Initial investment) / Initial investment

Rate of return = ($57.20 - $26,000) / $26,000

Rate of return ≈ 0.120 = 12.0%

Therefore, if the price of Telecom stock goes up by 10%, the rate of return will be approximately 12.0%.

b. Price fall required for a margin call with a 30% maintenance margin:

The maintenance margin is 30% of the total investment value. In this case, the total investment value is $26,000, so the maintenance margin can be calculated as:

Maintenance margin = Maintenance margin percentage * Total investment value

Maintenance margin = 0.30 * $26,000 = $7,800

To calculate the price fall required, we need to find the minimum stock price at which the equity (value of investment minus borrowed amount) drops below the maintenance margin.

Equity = Total investment value - Borrowed amount

Equity = $26,000 - $13,000 = $13,000

Minimum stock price = (Equity + Maintenance margin) / Number of shares

Since the entire investment amount of $26,000 is used to purchase the stock at the current price of $52 per share, the number of shares can be calculated as:

Number of shares = Total investment value / Stock price

Number of shares = $26,000 / $52 = 500 shares

Minimum stock price = ($13,000 + $7,800) / 500 shares

Minimum stock price = $20,800 / 500 shares

Minimum stock price = $41.60 per share

Therefore, the price of Telecom stock would have to fall to $41.60 per share or below for a margin call to occur, assuming the price fall happens immediately.

Learn more about total investment value here:

https://brainly.com/question/32416346


#SPJ11

Coronado Industries incurred the following costs for 56000 units:
Variable
costs $336000
Fixed costs 392000
Coronado has received a special order from a foreign company for 2500 units. There is sufficient capacity to fill the order without jeopardizing regular sales. Filling the order will require spending an additional $5000 for shipping.
If Coronado wants to break even on the order, what should the unit sales price be?
© $15.00
O $13.00
O $6.00
O $8.00

Answers

If Coronado wants to break even on the order, the unit sales price be $8.00. Correct answer is $8.00.

Variable costs for 56000 units = $336000Fixed costs for 56000 units = $392000Total cost for 56000 units = $336000 + $392000= $728000Total cost for 1 unit = $728000/56000= $13 per unit We have to find the sales price for a break-even order. That is the revenue which will cover the costs of the order. There are no profits or losses. To find the sales price for a break-even order, we will have to consider only variable costs and the additional cost of shipping. We will neglect fixed costs, as they do not change with the order size or the production level. Total variable costs for 56000 units = $336000Variable cost per unit = Total variable costs / Number of units= $336000 / 56000= $6 per unit Total variable costs for 2500 units = $6 x 2500 = $15000Total cost of the order = Total variable cost of the order + Shipping cost of the order= $15000 + $5000= $20000Break-even revenue for the order = Total cost of the order= $20000Break-even sales price per unit = Break-even revenue / Number of units= $20000 / 2500= $8 per unit Therefore, the unit sales price should be $8. Answer: O $8.00

To know more about sales visit:

brainly.com/question/29436143

#SPJ11

Operation
Q- Do some elicitation techniques work well when performed
together? Which ones and why? Give Reference Also.

Answers

Yes, certain elicitation techniques can work well when performed together as they complement each other and provide a more comprehensive understanding of the requirements. The following combination of elicitation techniques can be effective:

1. Interviews and Questionnaires: Conducting interviews allows for in-depth conversations and follow-up questions, enabling the elicitor to gather rich and detailed information. Questionnaires, on the other hand, can be distributed to a larger group to collect more quantitative data and obtain a broader perspective. By using both techniques, a more holistic view of the requirements can be obtained.

2. Observation and Prototyping: Observing users in their natural environment or while performing tasks provides insights into their behavior, preferences, and pain points. Combining observation with prototyping allows for the creation of tangible artifacts that users can interact with, providing a hands-on experience and facilitating feedback. This iterative process helps refine and validate requirements effectively.

3. Focus Groups and Brainstorming: Focus groups bring together a diverse group of stakeholders to discuss and share their perspectives on requirements. This allows for collective brainstorming, idea generation, and exploration of different viewpoints. The combination of focus groups and brainstorming encourages collaboration and fosters creativity in identifying requirements.

4. Document Analysis and Contextual Inquiry: Document analysis involves reviewing existing documents, such as policies, procedures, and specifications, to understand the current state and potential gaps. Contextual inquiry involves observing and interacting with users in their work environment to understand the context in which requirements are situated. By combining these techniques, the elicitor can gather valuable information from various sources and gain a deeper understanding of the requirements within their specific context.

It is important to note that the selection and combination of elicitation techniques should be tailored to the specific project and stakeholders involved. The choice of techniques should align with the project goals, timelines, resources, and the nature of the requirements being elicited.

Reference:

Karl Wiegers and Joy Beatty. (2013). "Software Requirements." Microsoft Press.

learn more about comprehensive here:

https://brainly.com/question/14814430

#SPJ11

why is it necessary that data relating to tactical outcomes be readily available? O tactical outcomes typically have short time horizons. O all of these. O because they normally relate to qualitative data. O because the data is typically, and preferably, external.

Answers

It is necessary for data relating to tactical outcomes to be readily available to ensure the success of a tactical plan. Tactical outcomes are generally short-term, and a failure to meet these outcomes could have long-term consequences. Therefore, it is crucial to have relevant and accurate data available to make informed decisions and make necessary adjustments to the tactical plan to achieve desired outcomes.

For instance, in marketing, tactical outcomes such as the number of leads generated or the number of conversions from a promotional campaign are generally short-term. If the data related to these outcomes is not readily available, it would be difficult to measure the effectiveness of the campaign and make adjustments to achieve the desired outcome.

Similarly, in a manufacturing plant, a tactical outcome could be the number of units produced within a given timeframe. If the relevant data is not readily available, it would be difficult to assess the progress towards achieving the outcome and make necessary adjustments.

In conclusion, the availability of data relating to tactical outcomes is necessary for informed decision-making, and timely adjustments can be made to the tactical plan to achieve the desired outcome.

To know more about the marketing, click here;

https://brainly.com/question/27155256

#SPJ11

Hudson Company reports the following contribution margin income statement.
HUDSON COMPANY
Contribution Margin Income Statement
For Year Ended December 31
Sales (10,900 units at $225 each) $ 2,452,500
Variable costs (10,900 units at $180 each) 1,962,000
Contribution margin 490,500
Fixed costs 387,000
Income $ 103,500
1. Compute break-even point in units.
2. Compute break-even point in sales dollars.

Answers

The break-even point in units is 8,600 units.2.

to compute the break-even point, we need to determine the number of units and sales dollars required to cover the fixed costs.

1. break-even point in units:break-even point (in units) = fixed costs / contribution margin per unit

fixed costs = $387,000

contribution margin per unit = selling price per unit - variable cost per unitcontribution margin per unit = $225 - $180 = $45

break-even point (in units) = $387,000 / $45 = 8,600 units break-even point in sales dollars:

break-even point (in sales dollars) = break-even point (in units) * selling price per unit

break-even point (in sales dollars) = 8,600 units * $225 = $1,935,000

Learn more about margin here:

https://brainly.com/question/28481234

#SPJ11

Which of these meets the M2 definition of money, but not the M1 definition of money? savings deposits demand deposits O traveler's checks O currency Question 43 Today, the value of U.S. currency is backed by the gold standard, with some account for digital currencies Opeople's faith in its ability to be converted into services and goods the silver standard due to its role in the international market O insurance provided by the Federal Deposit Insurance Corporation

Answers

Savings deposits meet the M2 definition of money but not the M1 definition of money.

The M1 definition of money includes currency (physical cash) held by the public and demand deposits (checking accounts) at financial institutions. These are highly liquid forms of money that can be easily accessed and used for transactions.

On the other hand, the M2 definition of money includes all components of M1 plus additional types of deposits and financial instruments that are less liquid but still considered as part of the money supply. One example is savings deposits, which are funds held in savings accounts at banks or other financial institutions. While savings deposits are part of the broader money supply (M2), they are not as readily available for transactions as currency or demand deposits, and thus do not meet the M1 definition of money.

Savings deposits are considered part of the M2 definition of money but not the M1 definition of money. While M1 includes highly liquid forms of money such as currency and demand deposits, M2 includes additional components like savings deposits that are less liquid but still considered part of the overall money supply.

Question 43

The correct answer to question 43 is:

People's faith in its ability to be converted into services and goods.

The value of U.S. currency is not backed by the gold standard or the silver standard today. The gold standard was abandoned in 1971, and the U.S. dollar is no longer redeemable for a fixed amount of gold. Similarly, the silver standard is not in place. The value of the U.S. currency today is not directly linked to any physical commodity such as gold or silver.

Instead, the value of U.S. currency is primarily based on people's faith and confidence in its ability to be used as a medium of exchange and be readily accepted in transactions to acquire goods and services. This is known as fiat money, where the value is derived from trust and acceptance by the general public.

Therefore, the correct answer is: (a)  People's faith in its ability to be converted into services and goods.

In summary :

Savings deposits meet the M2 definition of money but not the M1 definition of money.

43. (a)  People's faith in its ability to be converted into services and goods.

To know more about Savings deposits , visit :

https://brainly.com/question/28273286

#SPJ11

direct reductions in the amount of taxes that must be paid, dependent upon meeting some legal criteria are referred to as . select one: a. grants b. debts c. tax abatements d. tax credits

Answers

Direct reductions in the amount of taxes that must be paid, dependent upon meeting some legal criteria are referred to as tax credits.

A tax credit is an incentive given to taxpayers that decreases the amount of taxes owed to the government. It's not the same as a tax deduction. A tax credit is deducted directly from the amount of tax due, rather than from the amount of taxable income, as is the case with a tax deduction.

The tax credit is determined by a variety of legal criteria that the taxpayer must meet. A tax credit is a sort of tax benefit that allows taxpayers to reduce their overall tax liability. The purpose of a tax credit is to encourage specific actions or to help specific groups of people. The tax credits for which you may be eligible are determined by your personal and financial circumstances.

To learn more about tax

https://brainly.com/quaxestion/512131

#SPJ11

What would you say about the role of technology in improving adherence to medications?
What would you say about your experience in the use of technology in a pharmacy during Covid-19?
In what sense do you think technology was important in offering pharmaceutical services to individuals in remote areas?
What do you think is the impact of technology in consultation ad access to diagnostic information?
In what sense do you think technology has been important in empowering pharmaceutical consumers?
What challenges have you encountered in relying to technology for pharmaceutical services?

Answers

The role of technology in improving adherence to medications, the use of technology in a pharmacy during Covid-19, the importance of technology in offering pharmaceutical services to individuals in remote areas, the impact of technology in consultation and access to diagnostic information, the importance of technology in empowering pharmaceutical consumers, and the challenges encountered in relying on technology for pharmaceutical services.

Technology has revolutionized the healthcare sector and continues to provide unprecedented opportunities for pharmacists to offer pharmaceutical services, particularly in times of crises. The role of technology in improving adherence to medications is significant, and a notable example is the use of technology-enabled medication management systems. This system involves the use of mobile apps, text messages, or email reminders to patients to remind them to take their medications on time. Additionally, the system tracks medication adherence and sends alerts to pharmacists in case of non-adherence, thereby enabling early interventions to prevent adverse outcomes.

The use of technology in a pharmacy during Covid-19 has been crucial in maintaining continuity of services while minimizing human contact. One such technology is telepharmacy, which allows pharmacists to interact with patients remotely. The pharmacist can counsel patients, take medication orders, and even refill prescriptions from a remote location. In this way, technology has enabled social distancing and minimized the risk of infection. In offering pharmaceutical services to individuals in remote areas, technology has been essential in bridging the gap between patients and healthcare professionals.

Telemedicine has made it possible to provide healthcare services to individuals living in remote and underserved areas. The technology-enabled system connects patients to pharmacists, doctors, and nurses in real-time, ensuring timely interventions and improving access to healthcare services. The impact of technology in consultation and access to diagnostic information is immense. Electronic health records, online consultations, and health portals have made it possible for patients to access diagnostic information and receive expert advice from healthcare professionals. In addition, technology has made it possible to share health records and exchange information, thereby improving coordination of care.

Technology has been instrumental in empowering pharmaceutical consumers. Mobile apps, wearables, and health portals have made it possible for patients to track their health and monitor disease progression. The technology-enabled systems provide patients with timely information and enable them to make informed decisions about their health. However, relying on technology for pharmaceutical services also presents some challenges. For instance, there is a risk of cybersecurity breaches and data privacy concerns. Also, some patients may be unable to use technology due to financial or technological barriers. Therefore, pharmacists must be vigilant in implementing technology-enabled systems to ensure that they benefit all patients, regardless of their socioeconomic status or technical know-how.

Know more about Telemedicine here:

https://brainly.com/question/29605125

#SPJ11

An American Depository Receipt (ADR) represents
a. Debt sold by a foreign borrower that is denominated in the currency of the country where it is sold.
b. Stock of foreign companies that is sold directly to investors in the United States.
c. Equity instruments of one country that are sold in another country
d. Certificates representing ownership in stocks of foreign companies that are held in trust by a bank located in the country the stock is traded

Answers

An American Depository Receipt (ADR) represents Certificates representing ownership in stocks of foreign companies that are held in trust by a bank located in the country the stock is traded. Option d is correct.

An American Depository Receipt (ADR) is a certificate issued by a bank located in the United States that represents ownership of a specified number of shares of stock in a foreign corporation. In simpler words, it's a way for U.S. investors to purchase stock in foreign companies.

American Depository Receipts were created to make it easier for U.S. investors to purchase foreign stocks. It was created as a way to allow foreign businesses to sell their stocks in the United States without going through the process of having to adhere to the regulations of the U.S. Securities and Exchange Commission (SEC).

Therefore, d is correct.

Learn more about American Depository Receipt https://brainly.com/question/31983268

#SPJ11

titusville industries has provided the following data for the month of november. the balance in the finished goods inventory account at the beginning of the month was $52,000 and at the end of the month was $30,000. the cost of goods manufactured for the month was $212,000. the actual manufacturing overhead cost incurred was $55,000 and the manufacturing overhead cost applied to work in process was $58,000. the company closes out any underapplied or overapplied manufacturing overhead to cost of goods sold. the adjusted cost of goods sold that would appear on the income statement for november is: titusville industries has provided the following data for the month of november. the balance in the finished goods inventory account at the beginning of the month was $52,000 and at the end of the month was $30,000. the cost of goods manufactured for the month was $212,000. the actual manufacturing overhead cost incurred was $55,000 and the manufacturing overhead cost applied to work in process was $58,000. the company closes out any underapplied or overapplied manufacturing overhead to cost of goods sold. the adjusted cost of goods sold that would appear on the income statement for november is: $212,000. $234,000. $231,000. $190,000.

Answers

The adjusted cost of goods sold that would appear on the income statement for November is $231,000. The calculation of adjusted cost of goods sold is done by adding the beginning inventory of finished goods to the cost of goods manufactured.

Then, we have to subtract the ending finished goods inventory from the resulting figure. The formula for calculating the adjusted cost of goods sold is as follows:

Adjusted cost of goods sold = Beginning finished goods inventory + Cost of goods manufactured - Ending finished goods inventory We are given the following data:

Beginning finished goods inventory = $52,000 Ending finished goods inventory = $30,000Cost of goods manufactured = $212,000 Now, using the above formula: Adjusted cost of goods sold = $52,000 + $212,000 - $30,000= $231,000

Therefore, the adjusted cost of goods sold that would appear on the income statement for November is $231,000.

To know more about goods visit:

https://brainly.com/question/12802278

#SPJ11

Suppose a friend is taking an economics course at another college or university and his professor uses a different textbook. Your friend, after learning about monopolies and the lost gains from trade that result from monopolies, becomes very agitated about firms with market power, and he makes this statement: "It should be strictly forbidden for any company, in any market, to have more than 50% market share-market power like this always leads to higher prices, deadweight loss, and inefficiency!" After you calm him down, how would you respond to this statement? Select all accurate responses.
a A firm may have a large market share because it is outcompeting other firms. If other firms can similarly innovate, then they will increase their market share, bringing better products at lower prices. b Significant market share is transient. If a firm is using market power to earn significant profits, then other firms will eventually enter the market and bring down prices.
c A credible threat of competition can force firms with large market shares to behave competitively.
d With some network goods, using a universal standard can increase efficiency.
e In many cases, market power leads to high prices, deadweight loss, and inefficiency.

Answers

The accurate responses to the statement made by your friend about market power and its consequences are:

a) A firm may have a large market share because it is outcompeting other firms. If other firms can similarly innovate, then they will increase their market share, bringing better products at lower prices.

c) A credible threat of competition can force firms with large market shares to behave competitively.

d) With some network goods, using a universal standard can increase efficiency.

While it is true that in many cases market power can lead to high prices, deadweight loss, and inefficiency (e), it is important to consider the broader dynamics of competition and market forces. A firm with a large market share may have achieved it through superior innovation and efficiency, outcompeting other firms (a). However, significant market share is often transient, as other firms have the opportunity to enter the market and challenge the dominant firm, which can lead to lower prices and improved products (b). Furthermore, the presence of credible competition can compel firms with large market shares to behave competitively, as the threat of losing market share keeps them in check (c). Additionally, in certain cases where network effects are prominent, using a universal standard can enhance efficiency by facilitating compatibility and interoperability (d).

learn more about shares here:brainly.com/question/32328563

#SPJ11

Can you please paraphrase this in your own words to avoid similarity, please don't just do paraphrase but write in your own words. Thanks
The decision to leave the EU is a mix of "UK" and "presence." The turnout for the Brexit referendum was 52 percent, with 52 percent being the highest and 48 percent being the lowest. As needed by EU rules, Great Britain is lagging behind on reconciliation, trade, security, and migration as a result of Brexit (2017). Following the Brexit vote (which played a crucial part). experts later stated that the country's voting mechanism was "awful" (2017). Because of a lack of voter engagement, poor disorganization, unsuccessful execution edges, which cannot measure the public, are weak, as is internet management and a better rural living environment. The impact of the Brexit vote is quickly reflected in the money market. Fear, rage, and fury swept Europe in the last months of 2008, prompting European states to take action and philosophical bodies recognized and accepted the current reality of the continent: looming migration and departure limitations. Europe's politics have shifted dramatically. The composition of these communities had no impact on the majority of major general powers, such as Germany and France. Cameo fell out of favor, causing the pound to plummet to a 30-year low, a 13 percent decrease. As the fate of the British economy generated tensions and vulnerabilities, the pound fell even more, from $1,488 to $ 1,234, just before the year's end. Following in the footsteps of the EU. the United Kingdom has created severe vulnerabilities that have harmed UK enterprises. These flaws stem from the widespread perception that London is a hotbed of financial opportunity. despite the fact that migration has remained low. The government's interests in the United Kingdom have increased significantly. Premier David Cameron only launched his candidacy for Prime Minister following the Brexit vote a few days later.
After Brexit, the United Kingdom has a number of options of alternative. To begin, Commonwealth countries in the United Kingdom may propose a free trade zone or attempt to join 4 Canada and Mexico. In addition, as a signatory to the North American Free Trade Agreement with the United States (NAFTA). Of course, the EU is also striving to lower trade barriers with the rest of the world, such as through the Transatlantic Trade and Investment Partnership (TTIP) accord. which is now being discussed with the US. Whether it's doubtful or not as a result of leaving the EU, the UK would be able to negotiate better trade accords than it could as a member of the EU. 2 Even without the United Kingdom, the EU is the second largest exporter after China and the second largest importer after the United States. As a result, the EU is appealing. In trade discussions, trading partners and the EU play a significant role. Since then, the United Kingdom has been a member of the European Union. Because it is a smaller market than the EU, the country will have less bargaining leverage on the international stage. Currently, trade negotiations are taking place between the EU and the United States (CEP, 2015).

Answers

The decision for the UK to leave the EU, known as Brexit, was influenced by a mix of factors related to national identity and presence. After Brexit, the UK has alternative options for trade agreements, including potential negotiations with Commonwealth countries and trade discussions with the EU and other global partners.

The Brexit referendum had a turnout of 52 percent, with 52 percent voting in favor of leaving and 48 percent against. Following Brexit, the UK has faced challenges in areas such as reconciliation, trade, security, and migration due to EU regulations. Experts have criticized the voting mechanism, citing poor voter engagement, disorganization, and ineffective execution. The impact of the Brexit vote was immediately felt in the financial markets, with the pound depreciating significantly. The UK's decision to leave the EU has created vulnerabilities and uncertainties for its economy, particularly in relation to London's financial status. However, the UK now has alternative options, including exploring free trade agreements with Commonwealth countries and engaging in trade negotiations with the EU and other global partners.

After the UK's exit from the EU, there are various alternative paths available. One option is for the UK to propose a free trade zone with Commonwealth countries or seek to join existing trade agreements like the one between Canada and Mexico. Additionally, the EU is also seeking to reduce trade barriers with other global partners through agreements such as the Transatlantic Trade and Investment Partnership (TTIP) with the United States. The UK may have the potential to negotiate trade agreements independently outside the EU, potentially leading to improved terms.

However, it is important to note that as a smaller market compared to the EU, the UK may have less bargaining power in international trade negotiations. Currently, trade negotiations between the EU and the United States are taking place.

Learn more about bargaining power here:

https://brainly.com/question/5976036

#SPJ11

Michaela is 15. She and Davina sign a contract. Davina is 36
years old. Who can void the contract?
Group of answer choices
Davina only
Neither Michaela nor Davina
Michaela or Davina
Michaela only

Answers

A contract is a legal document that binds two or more parties to carry out a specific action. It can only be enforced if it meets specific requirements, which include: Offer and acceptance, consideration, and intention to create legal relations.

If the parties who enter into the contract are capable of doing so, their contract is legally binding. Michaela is a minor at 15 years old, and her contract with Davina, who is an adult at 36 years old, is not enforceable in court without her parent's or guardian's approval. Therefore, in this case, Michaela can not be held responsible for fulfilling her part of the contract. Davina is the only party that can be held accountable for any action or inaction under the contract.

To know more about contract  visit:

https://brainly.com/question/27899951

#SPJ11

Assume the following information:
U.S investors have $2,000,000 to invest
l-year deposit rate offered on U.S. dollars = 12%
I-year deposit rate offered on Singapore dollars = 10%
I-year forward rate in Singapore dollars =$0.412
Spot rate of Singapore dollar =$0.400
What is the expected yield from this investment?

Answers

The expected yield from this investment is approximately 8.00%.

Amount to invest = $2,000,000

1-year deposit rate on U.S. dollars = 12%

1-year deposit rate on Singapore dollars = 10%

1-year forward rate in Singapore dollars = $0.412

Spot rate of Singapore dollar = $0.400

Amount in Singapore dollars = Amount to invest / Spot rate of Singapore dollar

                          = $2,000,000 / $0.400

                          = S$5,000,000

Interest earned on U.S. dollars = Amount to invest * (1-year deposit rate on U.S. dollars)

                             = $2,000,000 * 12%

                             = $240,000

Forward exchange rate profit = (Amount in Singapore dollars - Amount to invest) * (1-year deposit rate on Singapore dollars)

                          = (S$5,000,000 - $2,000,000) * 10%

                          = S$3,000,000 * 10%

                          = S$300,000

Expected yield = (Interest earned on U.S. dollars + Forward exchange rate profit) / Amount to invest

             = ($240,000 + S$300,000) / $2,000,000

             = $540,000 / $2,000,000

             ≈ 0.27

Converting to a percentage:

Expected yield ≈ 27.00%

However, it's important to note that there may be transaction costs, fees, or other factors that could affect the actual yield from this investment.

The expected yield from this investment is approximately 8.00%. This means that the investor can expect to earn a return of around 8.00% on their initial investment of $2,000,000.

To learn more about expected yield visit;

https://brainly.com/app/ask?q=expected+yield

#SPJ11

Discuss thoroughly all the questions ask below:
6. Coleman Technologies is considering a major expansion program that has been proposed by the company’s information technology group. Before proceeding with the expansion, the company must estimate its cost of capital. Suppose you are an assistant to Jerry Lehman, the financial vice president. Your first task is to estimate Coleman’s cost of capital. Lehman has provided you with the following data, which he believes may be relevant to your task.• The firm’s tax rate is 40%.• The current price of Coleman’s 12% coupon, semiannual payment, noncallable bonds with 15 years remaining to maturity is $1,153 72. Coleman does not use short-term interest-bearing debt on a permanent basis. New bonds would be privately placed with no flotation cost.• The current price of the firm’s 10%, $100 00 par value, quarterly dividend, perpetual preferred stock is $111 10.• Coleman’s common stock is currently selling for $50 00 per share. Its last dividend D0 was $4 19,and dividends are expected to grow at a constant annual rate of 5% in the foreseeable future. Coleman’s beta is 1 2, the yield on T-bonds is 7%, and the market risk premium is estimated to be6%. For the bond-yield-plus-risk-premium approach, the firm uses a risk premium of 4%.• Coleman’s target capital structure is 30% debt, 10% preferred stock, and 60% common equity. To structure the task somewhat, Lehman has asked you to answer the following questions.
6.1What sources of capital should be included when you estimate Coleman’s WACC?
6.2 Should the component costs be figured on a before-tax or an after-tax basis?
6.3 Should the costs be historical (embedded) costs or new (marginal) costs?
6.4 What is the market interest rate on Coleman’s debt and its component cost of debt?
6.5 What is the firm’s cost of preferred stock?
6.6 Coleman’s preferred stock is riskier to investors than its debt, yet the preferred’s yield to investors is lower than the yield to maturity on the debt. Does this suggest that you have made a mistake?
6.7 Why is there a cost associated with retained earnings?
6.8 What is Coleman’s estimated cost of common equity using the CAPM approach?
6.9 Coleman estimates that if it issues new common stock, the flotation cost will be 15%. Coleman incorporates the flotation costs into the DCF approach. What is the estimated cost of newly issued common stock, considering the flotation cost?
6.10 What is Coleman’s overall, or weighted average, cost of capital (WACC)? Ignore flotation costs.

Answers

Coleman's estimated WACC is approximately 9.97%. The target capital structure of 30% debt, 10% preferred stock, and 60% common equity, and the calculated component costs, we get:

6.1 The sources of capital that should be included when estimating Coleman's WACC are debt, preferred stock, and common equity.

6.2 The component costs should be figured on an after-tax basis because the interest paid on debt is tax-deductible, and therefore, the after-tax cost of debt represents the true cost to the company. Similarly, dividends on preferred stock are not tax-deductible, so the cost of preferred stock should also be figured on an after-tax basis.

6.3 The costs should be new (marginal) costs because the company is considering a major expansion program and will need to raise new capital to finance it.

6.4 The market interest rate on Coleman's debt can be determined by using the current price of the bond and its coupon rate. The bond's current yield to maturity is approximately 5.98%. To calculate the component cost of debt, we need to adjust for taxes since interest paid on debt is tax-deductible. Therefore, the after-tax cost of debt is approximately 3.59%.

6.5 The cost of preferred stock can be determined by dividing the annual dividend by the net price and then adjusting for taxes. In this case, the annual dividend is $10 ($100 par value x 10% dividend rate), and the net price is $111.10. Therefore, the before-tax cost of preferred stock is 9.00%, and the after-tax cost is approximately 5.40%.

6.6 This suggests that the market considers the preferred stock to be less risky than the debt, despite the fact that it is riskier to investors. This may be due to the fact that preferred dividends are cumulative, meaning that if the company misses a preferred dividend payment, it must pay all missed dividends before paying dividends on common stock. This makes preferred stock less risky in terms of receiving regular dividends, which may be attractive to some investors.

6.7 There is a cost associated with retained earnings because there is an opportunity cost of not paying dividends and instead using the funds for investment opportunities or other uses. This cost is reflected in the cost of equity, which includes both the expected return on investments and the opportunity cost of not receiving dividends.

6.8 Coleman's estimated cost of common equity using the CAPM approach can be calculated as follows:

Cost of Equity = Risk-free rate + Beta * Market Risk Premium

= 7% + 1.2 * 6%

= 14.2%

6.9 The estimated cost of newly issued common stock, considering the flotation cost, can be calculated as follows:

Cost of New Common Stock = (D1 / (P0 * (1 - F))) + g

where D1 is the expected dividend next period, P0 is the current price per share, F is the flotation cost percentage, and g is the expected constant growth rate.

Assuming a dividend growth rate of 5%, the expected dividend next period is $4.40 ($4.19 x 1.05). With a current price per share of $50 and a flotation cost of 15%, the denominator becomes $42.50 ($50 * (1 - 0.15)). Therefore, the before-tax cost of new common stock is approximately 12.12%. Adjusting for taxes, the after-tax cost of new common stock is approximately 10.30%.

6.10 The overall, or weighted average, cost of capital (WACC) can be calculated as follows:

WACC = (wd * kd * (1 - T)) + (wp * kp) + (wc * ke)

where wd is the weight of debt, kd is the after-tax cost of debt, T is the tax rate, wp is the weight of preferred stock, kp is the after-tax cost of preferred stock, wc is the weight of common equity, and ke is the cost of common equity.

Using the given target capital structure of 30% debt, 10% preferred stock, and 60% common equity, and the calculated component costs, we get:

WACC = (0.30 * 3.59% * (1 - 0.40)) + (0.10 * 5.40%) + (0.60 * 14.2%)

= 9.97%

Therefore, Coleman's estimated WACC is approximately 9.97%.

Learn more about WACC here

https://brainly.com/question/12956302

#SPJ11

Use the knowledge you have gained throughout this course to answer the following question: You must write in full sentences. Jenny is graduating from College this month and getting ready to move out of her parent's house and into a place of her own. Thinking about the topics we have discussed in class, (transitions, finding a job, money management, managing a household etc.) what should Jenny do to prepare herself for this transition? What advice can you give her?

Answers

Jenny is graduating from College this month and getting ready to move out of her parent's house and into a place of her own.

Here is the advice that she can be given to prepare herself for this transition:

Jenny needs to prepare herself for the new transition by establishing herself financially, particularly if she is planning to rent a place. She should find a job that she is passionate about and fits her lifestyle needs. In addition, she needs to practice money management, creating a budget plan, and organizing her expenses.

This would help her to develop excellent financial habits that can guarantee her a more stable future. Furthermore, Jenny needs to learn to manage a household by starting small, and she could do that by practicing daily routines such as cooking, cleaning, grocery shopping, and laundry.

It's also essential to budget for the household essentials, such as rent, utilities, and food. Additionally, Jenny must prioritize personal development, so she should invest time in reading and self-improvement.

Finally, Jenny must remember that transitioning into adulthood is a journey, not a destination. It takes time to develop new habits, so it's important to be patient with herself while making this significant transition.

Learn more about life Transition at:

https://brainly.com/question/9629962

#SPJ11

It has been over 10 years since the ACA has passed and affordability for healthcare in the United States is eroding. More citizens are uninsured than ever before, the Covid 19 Health Care Protection Act 2020 did help somewhat but it is not a permanent solution.

Identify some ways the healthcare system will be able to offer affordable healthcare to these individuals?

Answers

The healthcare system in the United States has several ways to provide affordable healthcare to uninsured individuals. Some of the ways are explained below: Expanding Medicaid Coverage: Medicaid is a government-funded health insurance program for people who have low-income.

Expanding Medicaid coverage to those who are unable to pay for healthcare services is a great way to provide affordable healthcare to individuals. A Medicaid expansion could help people who are between 100 and 138 percent of the federal poverty line.Providing Subsidies: Subsidies can help individuals afford healthcare by reducing their out-of-pocket expenses. The Affordable Care Act (ACA) offers subsidies to help low-income individuals pay for their insurance premiums. Subsidies are also provided by many states, especially those who have not expanded Medicaid.Creating Health Savings Accounts (HSAs): Health Savings Accounts (HSAs) are a great way for people to save money on healthcare expenses. HSAs allow people to save tax-free money that can be used to pay for healthcare costs such as deductibles, co-pays, and other out-of-pocket expenses. HSAs are usually offered by employers to employees.Individuals can also create their own HSAs that can be used to pay for healthcare services. Providing Telehealth Services: Telehealth is a great way to provide healthcare services to individuals who live in remote or underserved areas. Telehealth services provide access to healthcare services from remote locations and at affordable costs. These services are also helpful for people who are not able to leave their homes. By using telehealth services, patients can get consultations, medication management, and mental health treatment from the comfort of their homes.

To know more about healthcare, visit:

https://brainly.com/question/12881855

#SPJ11

the single largest group of employees in public sector jobs is employed in

Answers

The single largest group of employees in public sector jobs is employed in Education. This sector employs a lot of people. Some of the occupations within this sector include teaching, administrative support, librarianship, and education counseling.

The public sector is the part of the economy that is owned and run by the government. The public sector includes government agencies, organizations, and institutions, as well as state-owned companies. It is distinguished from the private sector, which is made up of companies that are privately owned and run. The government is responsible for the public sector. The public sector provides goods and services to the public, such as public education, healthcare, and transportation.

Public sector jobs are positions that are employed by the government. Some examples of public sector jobs include:TeachersDoctorsPolice officersFirefightersJudgesSocial workersClerksCivil servantsAccountantsScientists and researchersAmbassadors and diplomatsAdditionally, there are different sectors within the public sector. Some of them are education, defense, healthcare, and law enforcement.

For more about employees:

https://brainly.com/question/29450584


#SPJ11

Other Questions
A bank offers 4.00% on savings accounts. What is the effective annual rate if interest is compounded monthly?4.00%4.02%4.03%4.06%4.07% Auditors have a role in Identifying Fraud Risk factors in a particular company. Kindly, List six (6) ways that can help auditors to identify this Fraud in an organisation a. "Innovation is a risky business, but not innovating is even riskier." AnonymousGetting the company ZOOM VIDEO, analyse a Covid innovation that benefited the company's survival and growth.b. How crucial was Covid in stimulating or pressuring company innovation? What are the six types of computers? Discuss the use of those six types of computers in an organizational context give examplesWhat are push-based supply chain model and pull-based supply chain model? Provide example organizations /industries which use push-based supply chain model and pull-based supply chain model. Preconstruction Which of the following is a key element of a kick-off meeting? a. introduction of all the key players b. review of timeline and milestones c. status of all key permits d. review area of construction e. all of the above where are the asymptotes for the following function located?f (x) = startfraction 14 over (x minus 5) (x 1) endfractionx = 1 and x = 5x = 1 and x = 14x = 1 and x = 5x = 14 and x = 5 Solve the equation. Check your solutions. p-3p=28 The solution set is. (Use a comma to separate answers as needed.) Explain the following types of tourism multipliers:- taxes- investment- employment Exhibit 2. Exhibit 2. Consider the following historical demand data: (Double check: Total demand for 7 periods is 635) Period 1 2 3 4 5 6 7 Demand 85 83 89 99 84 96 99 Question 30 (1 point) Refer to Exhibit 2. Calculate the tracking signal for the 3-period moving average model including periods 4 to 7. Select the closest value. OTS=2.37 TS=1.54 TS=18.33 TS-93 TS-5.6 Question 31 (1 point) Refer to Exhibit 2. Calculate the exponential smoothed forecast for period 8. Use alpha 0.3 and use 85 as initial forecast for period 1. 87 96 99 Refer to Exhibit 2. Using weights of 0.5; 0.3; and 0.2; calculate the weighted moving average forecast for period 8. 99 98 95.1 92.99 85 Question 33 (1 point) Refer to Exhibit 2. Estimate a regression to calculate a trend (calculate the y- intercept; slope); and forecast the trend model. What is the slope? 4.68 -1.24 1.15 2.25 Question 34 (1 point) Refer to Exhibit 2. What is the trend forecast for t=8? 95.46 99.71 90.71 102.48 86.21 Question 35 (1 point) Refer to Exhibit 2. Calculate the MAD of the trend model for periods 4 to 7. MAD=-2.14 MAD=0 MAD= 1.12 MAD= 2.14 Policy and Equilibrium (a) Indicate whether the following statement is true, false, or uncertain and explain your answer using words, graphs and equations as appropriate. (i) If the economy is in a recession in the short run, then in the long run nominal wages must fall. (ii) In our classical growth model, total savings is unchanged in steady state. (iii) An increase in the interest rate will cause the PAE curve to shift down and the IS curve to shift left. (b) Consider a closed, classical economy. (i) In a simple classical model, briefly explain, using words, equations, and graphs the impact of contractionary monetary policy on equilibrium. (ii) In a simple classical model, briefly explain, using words, equations, and graphs the impact of contractionary fiscal policy on equilibrium. Now consider a standard, closed Keynesian Economy. (iii) Briefly explain, using words and equations, the impact of contractionary fiscal policy on equilibrium - in all markets and over both the short and long runs. Illustrate your answer for each market considered. Merrill Lynch did three things for LTCM, name anddescribe all three services. question 30some microphones are directional, meaning that they are only effective when you speak directly into them.truefalse High Growth Company has a stock price of $22. The firm will pay a dividend next year of $0.81, and its dividend is expected to grow at a rate of 3.7% per year thereafter. What is your estimate of High Growth's cost of equity capital? Q. What are the key policy recommendations emerging from the studies looking at the impact ofpseudoephedrine-based medications in the United States? [16 marks] Jamie needs to multiply 2z - 4 and 22 + 3zy -2y. They decide to use the box method. Fill in the spaces in the table with the products whenmultiplying each term.NOTE: Just use ^ (shift+6) when you need an exponent. Three statistics textbooks had the following purchases: X1 X2 X3 variables equal observations 0 2 3 1 3 4 3 5 6 5 9 8 7 10 9 Sums 16 29 30 Means 3.2 5.8 6 Variances 6.56 10.16 5.2 What is the Mean Squared Error?A. 7.80B. 6.56C. 7.5D. 7.30What is the F-Test Value?A. 1.55B. 1.85C. 2.35D. 1.67Based on our F-Test Value, should we reject the Null Hypothesis (T/F) ? Arnold Frapp recently invested 350000 in equipment to run a rented bistro. The income tax rate is 30%. Projected variable expenses are as follows:Cost of food 24% of salesSalaries and Wages 32% of salesOther expenses 12% of salesProjected annual fixed costs add up to 162000.-Find the break-even level of sales and the sales necessary to achieve 14% ROI for Mr. Frapp. An existing Treasury bond has been issued with a face value of $1000. The bond pays half-yearly coupons of 7% per annum, and matures on 15 November 2017. Assume that the bond is sold on 15 July 2014. Current yields for similar Treasury bonds are 8% per annum. Calculate the price of the bond in the secondary market. Sa Bu T V CASE STUDY: NEW DIGITAL BANKING IN SOUTH AFRICA The past decade has seen major digital transformations for most industries (if not all indus tries). In the banking sector, due to the data-intensive and time-sensitive nature of its oper ations, the digital transformation has put enormous pressure on innovation. It is the highest priority (and challenge) for banks to improve and expand business processes continually with digital adoption. If banks do not keep up with the digital transformation, they can very quickly become obsolete owing to intense competition from players around the world. TymeBank, owned by African Rainbow Capital Investments (ARC Investments), is South Africa's first digital bank to be launched, with an EveryDay transaction account on which DECISION MAKING 6 no monthly bank charges are payable. What is a digital bank? Thoroughly define and discuss the four different roles that are assigned in a RACI Chart. Why does at least one person/need to be Responsible for an Activity? Why is it necessary to have only one person assigned Accountability for an activity? What would be the issue if a person was assigned two roles (i.e., Responsible and Accountable or Accountable and Consult)?