The monthly loan payment of the home loan will be 3443.67. which is to be repaid on the balance payment
What is a loan?A loan is the lending of money by one or more people, businesses, or other entities to other people, businesses, or other entities. The recipient incurs a debt and is often responsible for both the principal amount borrowed as well as interest payments until the debt is repaid.
Calculations are as follows:
Interest per day is 25000 x 365, or 68.49.
2054.79 per month in interest (68.49 times 30)
360 times 500000 equals 1388.88 in principal.
2054.79 + 1388.88 = 3443.67 using simple math, the total monthly payment for principal and interest.
3443.67 x 360 =1,239,724.40. That amounts to 5%. Don't forget about taxes, insurance, and other obligations.
Thus, the correct values of repayment of loans are 3443.67.
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What employment positions at a hotel can also be found in almost any business?
Answer:
Manager
Assistant Manager
Janitor
Support Staff :))?
Explanation:
What clause in a sales contract states under what conditions the buyer can
cancel the contract without default and receive a refund of the earnest money?
Answer:
A listing agreement is the document you use to commit to working with a specific real estate agent. Before you sign a listing agreement, ask your agent whether you can be released for any reason, even if that reason is, "I want to list with another broker." If your agent tells you, "No," you might not want to list it with their company.
If you didn't ask your agent about canceling before signing, be aware that exclusive right-to-sell listings contain a safety or protection clause.6
If you ask an agent after the fact to cancel the listing, and they refuse, call their brokerage and request a cancellation. Your listing, believe it or not, is not between you and your agent. It is between you and the brokerage.
If the broker rejects your request for cancellation, then ask the brokerage to assign another agent to you. Most brokers are happy to assign another agent and keep the listing in-house. The brokerage will often pay your fired agent a referral fee.
If there are no workable solutions, call a real estate lawyer for termination assistance, but first, tell the brokerage of your intentions to do so. Sometimes that’s enough to get a release.
Ask your agent to give you a form called "termination of buyer agency." The TBA issued by the California Association of Realtors, for example, will cancel oral or written agency agreements when properly acknowledged and executed.
How much money can an employer deduct if you accidentally damage or destroy something while working?
Answer:
The cost of the item that was destroyed.
How should Jamba Juice compete
In order for Jamba Juice to compete effectively, it should consider: The expansion of the chain's culinary offerings throughout all mealtimes—breakfast, brunch, lunch, and dinner—by:
refranchising current outletsstarting international expansionestablishing a retail presence with branded CPGs, andlicensing.What is competition?Competition is the business practice of playing in the same market with another company that offers similar services while contesting for the same market share.
The above recommendation is known as a competitive strategy. See the attached for the full case study of Jamba Juice.
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Analyse safety management as a science?
Answer:
Explanation:
Persistent endeavors have been made to promote construction safety, but fatalities still plague the industry. Recently there had been an emergence of a variety of Construction safety research focusing on topics such as safety competency, accident statistics, design for safety, and safety culture. A large number of construction safety studies with the variety of topics make it difficult for stakeholders to have an overview of this field. Hence a systematic review of previous studies is paramount for facilitating sharing useful research findings and accessing future trends in construction safety research. A five-step framework was proposed in this review. The analysis focused on publication year, journal title, country/region distribution, organizational level, project phase, project type, innovative technology application and research topic. Three groups of construction safety research were identified. The first group of research is conducted from the perspective of safety management process, such as safety assessment and safety program. The second group aims to explore the impact of individual and group characteristics in relation to construction safety, such as worker behavior, perception, and safety climate. The third group utilizes accident/incident data to improve safety performance. In order to better capture construction safety research trend, these studies were discussed from chronological and thematic perspectives. Four main research findings including construction safety research perspectives, construction safety research trends, innovative technology applications in construction safety, and safety information flow, were gained. Finally, this review identified and discussed research gaps and corresponding agenda which can serve as guidance for future construction safety research.
A machine can produce 2,500 products per hour. If 37 of those products were defective, what is the defect rate per hour for the machine?
The defective rate per hour for a machine is 0.0148 or it can be said that the defective rate per hour for a machine is 1.48%.
What is the defective unit?A unit is considered faulty if it has one or more flaws. The quantity of defective units is typically counted during inspections. Many people prefer to use the word "nonconforming units" to make it clear that just because a unit doesn't satisfy the requirements doesn't mean it is ineligible for use.
Given,
Total Production per hour = 2500
Defective unit per hour = 37
Calculation of Defective units rate per hour = Defective unit per hour divided by the Total Production per hour and multiply by 100.
Defective Unit rate per hour = 37 x 100/2500 = 1.48%
Thus, the defective unit per hour rate is 1.48% or 0.0148. The quantity of defective units is typically counted during inspections.
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People over age 50 control ____
of the wealth in the U.S.
Answer:
yes it is correct answer
Attitudes are a person's lasting evaluations of objects
True false
Answer:
False
Explanation:
A firm’s accounting profit is equal to
The total revenue less all explicit costs, including depreciation, is the accounting profit. Economic profit is calculated by deducting entire costs from the total revenue or return of a business or investment.
What is accounting?
Accounting is the organized, consistent recording, reporting, and comprehension of a business's financial activity.
Subtracting explicit costs from total revenues yields accounting profit. Total revenues minus both explicit and implicit costs equals economic profit.
Explicit costs are expenses incurred directly by a company, such as payments for goods, rent, or labor and salaries. Accounting profit exceeds economic profit, assuming that implicit costs are positive.
As a result, a firm’s accounting profit is equal to total revenue minus explicit costs.
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what are some ergonomic considerations for auditors?
Some ergonomic considerations for auditors include safety, comfort, efficiency in performance, and efficiency in productivity to name a few.
Who is an auditor?A professional who is involved in the scrutiny of the financial statements and records of an organization and the one who is responsible for verification of actual transactions with business records, is an auditor.
Hence, the significance of an auditor is aforementioned.
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Give a specific example of how information on a social networking site can communicate negative information to a potential employer.
help me within 5 min
When any individual post any content on social media, it shows their support or disagreement for the same. There are stuff like political opinion and religious discrimination which can create negative information to the employer.
What is communication?Communication is refers as exchange of information between two individuals with a medium to share ideas, suggestions, and complaints.
When any individual post any content on social media, they are responsible for the results of it. Supporting political parties and religious themes will create negative information to the employer that the individual supports discrimination.
Apart from this, the social media presence also testify that an individual post everything on social media, which can creates issues for the privacy and security of the organisation.
The social media presence of any individual will lead to create impression about him, which can create both positive and negative image.
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Normal profit is the return to the entrepreneur when economic profits are zero. determined by subtracting implicit costs from total revenue. determined by subtracting explicit costs from total revenue. the average profitability of an industry over the preceding 10 years.
Normal profit is the return to the entrepreneur when the entire economic profits are equal to zero. Hence, the correct statement is Option A.
When the business earns normal profits?A commercial enterprise may be in a state of normal profit while its economic income is equal to 0, that is why normal profit is also called “zero economic profit.” Normal profit takes place on the factor wherein all sources are being successfully used and could not be put to better use elsewhere.
Hence, Normal profit is the return to the entrepreneur when the entire economic profits are equal to zero. The correct statement is Option A.
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Ruskin has a $150,000 cash balance on both its ledger balance and its available bank balance. If Ruskin receives a check and deposits it in its checking account, funds are not made available on this particular check for 2 days. What is the float amount?
Answer:
Ruskin receives a check and deposits it in its checking account, the float amount is $300,000.
What is the float amount?
The float amount is the amount that a customer's account reads in the bank at a particular point in time.
The float amount is usually briefly counted twice due to time gaps in registering a deposit and processing the paper checks.
Thus, if Ruskin receives a check and deposits it in its checking account, the float amount is $300,000.
3. Describe Kenya Airway’s solution to its problem.
What management, organization, and technology
issues had to be addressed by the solution?
The Kenya Airway’s solution was the use of:
Customer Relationship Management.Sourced funds from Jomo Kenyatta International AirportWhat was the problem at Kenya Airways?Kenya Airways is known to be helped by the government and their loss was said to be linked to the pandemic of 2020 and thus they looked for ways to raise funds.
Note that Kenya Airways had issues with unsatisfactory customer relationship and thus they handle this as they said to fly high with Customer Relationship Management.
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Question 1
Points out of 10.0
This year's revenue for your restaurant was
$105568. Your goal is a growth of 10% per
year. What is your revenue forecast for next
year? Round to the nearest cent.
Answer: for a restaurant
The length of a picture is 18.25 inches shorter than twice the width. If the perimeter of the picture is 119.5 inches, find its dimensions.
An expression is defined as a set of numbers, variables, and mathematical operations. The length and the width of the picture are 33.75 inches and 26 inches, respectively.
What is an Expression?In mathematics, an expression is defined as a set of numbers, variables, and mathematical operations formed according to rules dependent on the context.
The length of a picture is 18.25 inches shorter than twice the width. Therefore,
L = 2W - 18.25 inches
If the perimeter of the picture is 119.5 inches, therefore, the perimeter of the picture is,
Perimeter = 2(L+W)
119.5 = 2(2W - 18.25 + W)
119.5 = 2(3W-18.25)
119.5 = 6W - 36.5
156 = 6W
W = 26
Now, the length of the picture will be,
L = 2W - 18.25
L = 2(26) - 18.25
L = 33.75 inches
Hence, the length and the width of the picture are 33.75 inches and 26 inches, respectively.
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Tom was CEO of a company. He stole money from the company by writing a series of checks made out to “Cash” which he deposited in his own personal account at Bank. (Please do not try this at home.) Of course, he then spent the money. The company sued the Bank to get the money back.
Was the Bank a holder in due course?
In the given case, bank is not consider as holder in due course because here it will act as intermediary who collected amount from company's account.
What is holder in due course?A holder in due course refers to an individual who have the authority to hold the negotiable instrument in good faith.
This holder in due course will be referred to as the person who have received or given something in exchange for the instrument.
When any individual receives a gift from someone, then it will not be considered as holder in due course because he had not given any value in exchange.
So yes, in this situation when the CEO stole money from the company by writing a series of checks and withdrawing it in a personal account at the bank. Bank will be not be considered as holder in due course due to intermediary role.
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arks/ g) Meta works on the floor of a mall as a manager. He is very hard working but is unable to produce results for his organization. His target for last month was a sale of Kshs. 10,000.00 from his floor. However by the end of the month the sale was only Kshs. 8,000.00. He is very regular and takes all the necessary steps to complete the target. However his staff is not as competent as he himself is. When he tries to take action against disobedient employees the top management doesn't allow him to do so. They haven't given him the power to fire employees or take any strict action against them. With Reasons and citing the other principles which principle of Fayol is violated here by the Organization? (8 Marks) arks / g ) Meta works on the floor of a mall as a manager . He is very hard working but is unable to produce results for his organization . His target for last month was a sale of Kshs . 10,000.00 from his floor . However by the end of the month the sale was only Kshs . 8,000.00 . He is very regular and takes all the necessary steps to complete the target . However his staff is not as competent as he himself is . When he tries to take action against disobedient employees the top management doesn't allow him to do so . They haven't given him the power to fire employees or take any strict action against them . With Reasons and citing the other principles which principle of Fayol is violated here by the Organization ? ( 8 Marks )
Violation of the principle of "Authority and Responsibility" There is a clear picture of the case of Meta.
What is the principle of "Authority and Responsibility?This principle states that when a person is accorded some responsibility, then he must be given some authority so that he can complete the given task effectively and efficiently.
Thus, in the case of Meta, the top-level management assigned the responsibility but not the authority to remove such employees that did not work in accordance.
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principle states that inventory costs are expensed as cost of goods sold when inventory is sold
Answer:
The expense states that inventory costs are expensed as the cost of goods sold when inventory is sold.
The foreign exchange department of Bank of America has a bid quote on Canadian dollars (C$) of C$1.1448/$. If the bank typically tries to make a bid-ask spread of 0.5 percent on these foreign exchange transactions, what will the ask rate have to be? (Round answer to 2 decimal places, e.g. 52.75.)
Based on the bid quote given on the Canadian dollar, and the bid-ask spread, the ask rate would be $1.15.
What is the ask rate?When given the bid-ask spread and the bid quote, the ask rate is:
= Bid quote x ( 1 + bid-ask spread)
Solving gives:
= 1.1448 x (1 + 0.5%)
= 1.1448 x 1.005
= 1.150524
= $1.15 2 d.p.
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What are the main strengths and weaknesses of each of the competitive strategies: home replication, multidomestic, regional, global, and transnational? What challenges arise under each approach in terms of building and leveraging knowledge that can yield competitive advantage, and what can companies do to enhance the effectiveness of their knowledge management efforts under each approach?
One of the strengths of a home replication strategy is related to the local infrastructure, while its weak point is the need to respond to the local market.
The multidomestic strategy, on the other hand, has as a strong point the relationship with local customers and the possibility of expanding the business. The weak point is related to costs and ethnocentrism.
In a regional strategy, the advantages are related to infrastructure costs and weaknesses in business expansion, unlike global and transnational strategies, where strengths relate to business growth, and weaknesses to costs and local bureaucracy.
What is a competitive strategy?It is the way the organization finds to compete in the market and increase its advantage over competitors. Competitive strategy includes the structure of the company, its marketing, products and services, and when effective, it increases a company's positioning and long-term success.
Therefore, in each competitive strategy approach, companies must align their objectives and goals in relation to their values, needs and desires of consumers, instituting creativity and innovation in all their processes.
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A facility that allows the user to speak into a special device while typing a letter using computer is called
The facility that allows the user to speak into a special device while typing a letter using computer is called a mobile speaker.
What is a computer?It should be noted that a computer simply means an electronic machine that can be used to analyze information and make one's work easier.
In this case, the facility that allows the user to speak into a special device while typing a letter using computer is called a mobile speaker.
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Type the correct answer In the box. Spell all words correctly.
What happens to your tax llability with proper financial planning?
You can
your tax liability through proper financial
planning.
Answer:
I think the question is incomplete
5. One-year interest rates are 2% in the U.S. and 5% in Canada. “Jackie the carry trader” borrows $3,000,000 to execute a carry trade. At the start, the exchange rate is $.881/CAD. After one year, the exchange rate is $.865/CAD
A. What is Jackie’s USD profit or loss over the year?
B. When Jackie starts this trade, she is hoping that the Canadian dollar doesn’t ______________.
C. When Jackie starts this trade, she is hoping that the USD doesn’t
______________.
D. What is the BEEX in one year? (place in terms of USD/CAD to 4 decimal places)
A)
Firstly convert $3000000 into CADSo, CAD is 3405221.33938
Invest CAD in Canada 5% for 1 yearIn t= 1yr realize canadian investment with interest so, CAD on maturity= CAD 3405221.33938 (1+ 0.05)
= CAD 3575482.40634
Again now convert CAD into US $ so, equivalent US $ realised on conversion = CAD 3575482.40634 * $0.865/ CAD= $ 3092792.28148
US repayment = $ 3000000*(1+ 0.02)= $ 3060000
That's why,
Profit over the year = $3092792.28148- $3060000
= $32792.28148
B) doesn't depreciates relative to USD
C) appreciates relative to Canadian dollar
D) BEEX = US$ borrowings to be repaid with interest/ CAD realized with interest on maturity
= $3060000/ CAD 3575482.40634
= 0.8558
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Campbell, a single taxpayer earns $400,000 in taxable income and $2,000 in interest from an investment in State of NY bonds. How much federal tax will she owe? What is her average tax rate? What is her effective tax rate? What is her current marginal tax rate?
Owed federal tax is $115,689.50, average tax rate is 28.92 percent, effective tax rate is 28.78 percent, current marginal tax rate is 35 percent.
How much federal tax will she owe?What is her current marginal tax rate?
= $45,689.50 + 35% x ($400,000 - $200,000).
= $115,689.50
What is her average tax rate?Average tax rate = Total tax = $115,689.50
Average tax rate = 28.92%
What is her effective tax rate?Effective tax rate = Total tax = $115,689.50 = 28.78%
Total income ($400,000 + $2,000)
What is her current marginal tax rate?Her marginal tax rate on deductions up to $200,000 will be 35 percent. However, her marginal tax rate on the next $100,000 of income will be 35%, and income earned over $500,000, will be taxed at 37 percent.
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What are the main purposes of regulatory policies? Check all that apply.
Oto protect constitutional rights, safety, and fairness
Oto give producers an advantage over consumers in order to protect profits
to ensure that property rights are protected
to create regulation in a mixed-market economy only when needed
to allow producers and consumers to interact freely with no government interference
The main purposes of regulatory policies are:
A. To protect constitutional rights, safety, and fairness.
C. To protect profits to ensure that property rights are protected.
D. To create regulation in a mixed-market economy only when needed.
What are regulatory policies?Governments create regulatory policies to put rules and limitations on particular actions or behaviors. Regulation is a notion in governance as well as a set of regulating norms.
Regulatory measures include, for instance, removing lead from gasoline, setting worker minimum salaries, and mandating airbags in all automobiles.
Thus, options a, c and D are correct regarding the purpose of regulatory purpose.
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Capitalization of interest is adding accrued
interest to the principal balance, so that the
interest-bearing principal balance of the loan
increases. True or false
It is true that capitalization of interest is adding accrued interest to the principal balance, so that the interest-bearing principal balance of the loan increases.
What is interest capitalization?This is when an unpaid interest is rolled over with the principal amount, which increase the overall amount to be paid. It is the inclusion of an unpaid interest to the principal balance of the loan taken.
Hence, Capitalization of interest is adding accrued interest to the principal balance, so that the interest-bearing principal balance of the loan increases.
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When the demand for skilled labor increases, _____________________.
the demand curve would shift to the right
the demand curve would shift to the left
the supply curve would shift to the right
the supply curve would shift to the left
The correct option is A). the demand curve would shift to the right.
What happens when the demand for skilled labor increases?When the demand for skilled labor get increases, the demand curve would shift to the right.
As the demand for the goods and services increases, the demand for the skilled labor will also increase, which will cause the demand curve shift to the right.
If the demand for the goods and services decreases, the demand for labor will decrease too, and demand curve will shift to the left.
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Victor needs to calculate his total net worth from the data in a balance sheet. He adds his total assets in cell B2 and total liabilities in cell B3. What formula should Victor use to calculate his net worth?
Victor should use = MINUS(B2,B3) formula to calculate his net worth
Given the total assets in cell B2 and total liabilities in Cell B3
We need to find formula should Victor use to calculate his net worth
A liability in financial accounting is the future economic gains that an entity must forfeit to other entities as a result of previous transactions or other past occurrences.
Any resource that a company or other economic organization owns or controls is considered an asset in financial accounting. Anything that has the potential to provide positive economic value qualifies. The ownership value that may be turned into cash is represented by assets.
The total net worth of any company or person is difference between their assets and liabilities
So victor would use following formula to find his net worth:
Victor networth = total assets in cell B2 - total liabilities in cell B3
Hence Victor should use = MINUS(B2,B3) formula to calculate his net worth
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Why are taxes paid to local, state, and national governments in the United States? A. The national government has a difficult time collecting taxes from all citizens. B. The local and state governments use their taxes to pay taxes to the national government. C. Each level of government equally provides revenue for every service in the United States. D. Different levels of government provide different services that must be paid for by taxes. Reset Next
The taxes paid to different governments in the United States because different levels of government provide different services which paid for by taxes. Thus, the correct answer is D.
What is government?Government is refers as authority or association formed by the people of country and choose them to govern the country by maintain law and peace and providing better facilities of living.
The taxes paid to local government because with this tax, government earn revenue which they applied on different projects and provide resources for employment, safety and protection like police facility, hospitals and so on.
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