The duration gap is calculated by subtracting the duration of the liabilities from the duration of the activity of the financial entities. Thus, in this case, the net worth of 1.8 percent of its assets.
What do you mean by Duration Gap?Duration Gap refers to the term used by funds, banks, pensions, or many financial institutions to estimate the risk because of changed interest rates.
Also, if we have a negative duration gap means that the market value of equity will increase when interest rates rise.
Thus, in this case, If interest rates increase from 9 percent to 10 percent, a bank with a duration gap of 2 years would experience a decrease in its net worth of 1.8 percent of its assets.
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Liza's budgets sales of $42,000 for May and $56,000 for June. Assume 60% of Liza’s sales are for cash. The remaining 40% are credit sales; credit customers pay the entire amount owed in the month following the sale.
Prepare the schedule of cash receipts from sales for June.
Answer:
$50400
Explanation:
May:
Sales = 42000
From cash = 42000*60% = 25200
From credit = 42000 - 25200 = 16800 (Jun cash in)
June:
Sales = 56000
From cash = 56000*60% = 33600
June cash receipts = 33600 + 16800 = 50400
A hotel company that starts to sell the same linens and accessories on line that are found in the hotel is using
which of the following strategies to keep up revenue in the maturity stage?
O product modification
O brand extension
O marketing mix modification
O market modification
Answer:
Brand Extension
Explanation:
Just took the test and passed.
what is required when opening up a checking account?
A. copy of your last paycheck.
B. initial deposit.
C. salary.
D. credit card.
Answer:
B.
Explanation:
because you need a minimum of $25 to activate an account
In the past,men were paid more than women for the same work
Answer:
where's the question?
Answer:
In 2016, women's earnings were lower than men's earnings in all states and the District of Columbia according to a survey conducted by the U.S. Census Bureau. The national female-to-male earnings ratio was 81.9%.
A cash book is a
A. journal
B. ledger
C. Both journal and ledger
D. None of the above.
Answer:
both journal and leadger
Answer:
Both Journal as well as ledger
Explanation:
Cash book acts as both Journal and ledgerCashbook registers the transactions for first time so it works as journal.Then it transfers them to ledger accounts by saving itOption C
5. ________ is a short-term security, or note, containing a borrower's promise to pay O A trade draft O Equity financing O Commercial paper O Leverage
Answer:
Commerical paper
Explanation:
Commerical paper is a short-term security, or note, containing a borrower's promise to pay.
There was a previous question like that, so i remember the answer.
~rere
Answer:
#3 option; Commercial paper
Explanation:
Is the amount of one product that must be given up in order to produce an additional unit of another product?
The amount of one product that must be given in order to manufacture an additional unit of another product is referred to as Opportunity Cost.
What is an opportunity cost?The opportunity cost of a particular activity choice refers to the loss of value or benefit that could be incurred through conducting that activity, relative to accomplishing an alternative activity offering a better return in value or gain.
Hence, Opportunity Cost refers to the amount of one product that must be given in order to manufacture an additional unit of another product.
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If an increase of oil prices leads to the overall price of goods to rise, what type of inflation is a
likely cause?
O
Deflation
o Hyperinflation
o Cost-push inflation
o Demand-pull inflation
h
When an increase in oil prices results in the overall rise in the price of goods then cost-push inflation is likely to occur. Thus the correct answer is B.
What is inflation?When the prices of goods and services increase over the duration of time affecting the purchasing capacity of an individual is referred to as inflation.
When prices of goods and services increase as a result of growing manufacturing and raw material costs, this is referred to as cost-push inflation. Supply-side variables like rising wages and costs create cost-push inflation.
Therefore, option B cost-push inflation is the appropriate answer.
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Why do you think it is important to start exploring careers in middle school?
Answer:
Career exploration gives young students more time to understand the working world, so they can prepare for success. Once they discover their potential career, they can set realistic goals and work towards that job. They may be more open to talking to guidance counselors or people working in the field.
What are the keys to being an agile manufacturer?
some of the key to being an agile manufacturer are Product design that is flexible and customer-focused, information technology, corporate partners, and a knowledge culture.
What is an agile manufacturer?Agile manufacturer are the extremely strong on changing their features while keeping an eye on the competitors. They ensure the customer turning speed and agility to get the competitive advantage. it is the best approach in today's world.
Thus, product design that is flexible and customer-focused
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[tex]\fbox\color{cyan}{Question}[/tex]
What is the difference between micro and macroeconomics?
[tex] \small \red{\boxed{{\colorbox{white}{ANSWER}}}} [/tex]
microeconomics
Macroeconomics seeks to find a general perspective, at a national level,
micro
while microeconomics focuses on the individual's perspective, at a consumer level.
that's my answer
Which term is used to describe the physiological process of decoding sounds?
Supply chain management includes all logistics management activities as well as …
Select one:
A.
manufacturing operations and sales (applied marketing).
B.
procurement and sales.
C.
manufacturing operations and sales.
D.
materials management and physical distribution.
E.
procurement and manufacturing operations
If you were the President of your college, what would change if your budget in your office we cut by 10%? How about by 25%? (10 pts)
The person might reduce the unnecessary expenditure of the college like decline in the regular festival, unnecessary of electricity and furniture will be reduced. The campaign should be highlighted to promote the college.
How to handle budget cuts?Some of the ways to handle the budget cut are -
Search for a proportionate solution.Make adjustments that have been overdue.Cut the least painful part.Collaboration with merchants and suppliersWork with the team.Concentrate on revenue generatorsThus,reduce the unnecessary expenditure of the college like decline in the regular festival,
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Question 1-12
The Gross Domestic Product (GDP) of the United States is expanding currently. Which of
the following changes to these business cycle factors would be most likely to encourage GDP
growth to slow?
I. The automobile industry reduces hours for factory workers.
II. Banks offer lower interest rates for mortgages.
III. Consumers feel more secure in their jobs.
I only
III only
I and II only
II and III only
The change that would encourage GDP growth to slow is the automobile industry reduces hours for factory workers.
What would cause GDP growth to slow?Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year
If the hours of work for factory workers is reduced, output would be reduced and this would slow GDP growth.
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40 points fast easy question. ………….
What is the term for the total amount of money produced by the sale of goods and services?
A) expenses
B) profit
C) assets
D) revenue
Answer:
D) revenue
Explanation:
Revenue is the total amount of income generated by the sale of goods or services related to the company's primary operations.
HOPE THIS HELPS AND HAVE A NICE DAY <3
On January 1, $68,000 cash is borrowed from a bank in return for a 6% installment note with 24 monthly payments of $3,014 eac
(Round your answers to the nearest whole dollars.)
1. Prepare the journal entry to record the issuance of the note.
2. Prepare the
journal entry to record the first monthly interest payment.
View transaction list
Journal entry worksheet
Answer:
bro is this even a question
Explanation:
I don't know if I'm slow or if their is no question
Interest expense debit $340 note payable account debit $2, 674 cash account credit $3,014 is the entry for the first-month entry to payment.
What is the difference between account payable and note payable?Accounts payable are short-term liabilities incurred for purchases made with suppliers and merchants on credit. Long-term liability accounts known as notes payable are incurred as a result of funding provided by banks and other lending institutions.
Cash 68,000
Notes Payable 68,000
(Issuance of installment note)
For the first monthly payment, $68,000 is the initial amount borrowed and the interest rate is 6% per annum or 0.5% per month. Therefore, the interest portion of the payment is: Interest Expense = Outstanding Balance x Interest Rate
= $68,000 x 0.005
= $340
The remaining amount of the payment is applied towards reducing the outstanding balance: Payment = Installment Amount - Interest Expense
= $3,014 - $340
= $2,674
The journal entry to record the first monthly interest payment is:
Interest Expense 340
Notes Payable - Current Portion 2,674
Cash 3,014
(Record first monthly payment)
Thus, The "Notes Payable - Current Portion" account represents the portion of the note that is due to be paid within the current year (i.e. within the next 12 months).
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Which of the following characteristics are not associated with perfect competition?
i) Influence over market price.
ii) Product differentiation.
iii) Complete information.
iv) Agreements between sellers to control supply.
v) Economic profit in the long ru
what is the purpose of IDP
The basic purpose of IDP is to assist the employees in their career and personal development.
What do you mean by purpose?The purpose means the reason for which something can be done or created.
The basic purpose of IDP is to help employees for reaching short and long-term career goals as well as to improve their current job performance.
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A job seeker visits a mall to check out preferred brands of business attire. Which stage of the buying decision process is this?
A.
evaluation of alternatives
B.
information search
C.
post-purchase behavior
D.
purchase decision
E.
problem recognition
When someone is looking for a preferred product in the market, it is regarded as the purchase decision in the process(s) involved.
What is a purchase decision?Purchase decision is one of the final stages involves in the process of buying any product or commodity. This stage also focuses on the study of consumer behavior and his rationality.
Hence, option D holds true of the purchase decision process.
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the element of Bank reconcilation statement?
Answer:
Get bank records
Get business records
Find your starting point
Run through bank deposits
Check the income on your book
Run through bank withdrawal
End balance
Explanation:
Get bank records : you need a list of transactions from the bank
Getting business records b open your ledger of income and outgoing
Run through bank withdrawal check expenses on your book
2. What are the main costs associated with higher education? Why might the financial burden of college actually be economically worthwhile?
The major expenses or costs that are associated with higher education are tuition and fees, books and suppliers, room and board, personal expenses, and transportation.
What do you mean by costs?Costs refer to the price paid for acquiring, producing, or maintaining something.
The major costs associated with education are books and suppliers, tuition and fees, room and board, and transportation.
Growing demand, rising financial aid, and exploding costs of administrators are the reasons that led to the increase in college costs.
The financial burden of college will be worthwhile having higher lifetime earnings, indirect financial benefits jobs, etc.
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30 points question is easy
30 points question is easy
so?
what is the difference between online payment and in-person payment
Answer: online is virtual (phone,site,ect) in person is face to face interaction
Explanation:
hope this helpeddddddd
Answer:
online is virtual (phone,sites, ect) in person is face to face interaction
How long should a cover letter be?
A. Less than one page
B. Two pages
C. Three pages
D. More than four pages
Answer:
A. Less than one page
Actors and actresses wear costumes to give people the impression that they are someone else. This makes their performances seem more believable or real. In everyday life, some people wear clothes and artifacts that conceal their true selves. Consider your views on creating false impressions and behaviors which are ethical and which are not. Give some examples.
Answer:
wearing a suit to a job interview: ethical wearing an expensive suit to impress others not ethical, wearing your best dress suit to a formal banquet ethical wearing a law enforcement uniform to gain respect not ethical, finally wearing a certain type of style clothes to fit in with the desired crowd not ethical hope this helps good luck!
100 POINTS** How does the book " Sounder " Represent Christianity?
William H. Armstrong was the native of Lexington, Shenandoah Valley. he mentioned his school days and about the church in the book "Sounder".
What was mentioned in the "Sounder" book about the Christianity?Armstrong changed his mind about the Bible. He has so many questions about that, due to which he start writing his own books to find the answers.
His main interest was to write about the questions of young and old people related to the Bible.
He appeals to various ages and Christianity.
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Answer:
Explanation:
Armstrong changed his mind about the Bible. He has so many questions about that, due to which he start writing his own books to find the answers.
His main interest was to write about the questions of young and old people related to the Bible.
He appeals to various ages and Christianity.
Bill decided that it was time to remodel his home. Among the features that Bill had included in his remodeling plan was the addition of several very large picture windows. Because of the great expense of the windows, Bill financed the cost through the issuance of a promissory note. The manufacturer of the windows sold the promissory note to a bank. Just after the promissory note matured, the windows began to leak badly. Bill refused to pay on his promissory note and brought action against the manufacturer for breach of contract. Will the bank recover on the promissory note?
Given the bank's holder in due course status, the argument of breach of contract will not be effective, for it is a limited defense that is not available against a holder in due course.
What is a promissory note?A promissory note sometimes referred to as a payable note, is a legal instrument, in which one party promises to pay a fixed amount to another, either for a fixed or future period or for a payer, subject to certain terms and conditions.
Thus, Given the bank's holder in due course status, the argument of breach of contract will not be effective, for it is a limited defense that is not available against a holder in due course.
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Which of the following describes the money you must pay to own an insurance policy?
a
Principal
b
Premium
c
Deductible
Answer: Premium
Explanation: T
he premium is the per month payment you make to retain insurance, and the deductible is what you pay a provider before insurance takes over.