which of the following is NOT a service provided by a credit counselor?
A. lending the borrower money
B. Helping the borrower create a debt management plan
C. Suggesting educational workshops
D. speaking to creditors
A service not provided by a credit counselor is lending the borrower money.
Who is a credit counselor?Credit Counselors helps one tomanage credit and make better plans for credit in the future.
They will also help you clear or better manage your debt too. The counselor might speak to the creditors on the borrower's behalf.
Hence, a service not provided by a credit counselor is lending the borrower money.
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Answer:
A. Lending the borrower money.
Explanation:
I've done this quiz and can guarantee its correct!!
If you had to formulate some goals for Cashbuild, what would they be ? (13)
I will focus more on what Cashbuild has achieved all these years and how formulate ways to addressed the obstacles they did face so as to prevent future occurrence.
What is Cashbuild about?This is known to be a South African-based retailer company that is known form making building materials and other products.
They are known to give products at the cheap or lowest price mainly to the public. Due to their nature of work, I will focus more on what Cashbuild has achieved all these years and how formulate ways to addressed the obstacles they did face so as to prevent future occurrence.
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What Administrative mistake have you made in the past, and what did you learn from it? Explain in detail, state if more than one.
Answer:I work at Asana, and recently our team—like many teams around the world—moved to remote work. So I’ve experienced first-hand how Asana can help remote teams manage their projects, align on their tasks, and gain clarity on their work.
With Asana, you can coordinate work across multiple teams and projects. Because Asana brings together your plans, projects, tasks, and communications in one shared space, everyone stays up to date and nothing slips through the cracks. It’s easy to see how work is progressing and who is doing what by when – all without email and status meetings.
The main way to coordinate work is with projects. Projects are how you organize and plan all of the tasks related to a specific initiative, goal, or big piece of work. You can view a project in:
Explanation:
What is Universal Perspective
Answer:
1 of, relating to, or typical of the whole of mankind or of nature. 2 common to, involving, or proceeding from all in a particular group. 3 applicable to or affecting many individuals, conditions, or cases; general. 4 existing or prevailing everywhere.
What steps should be taken when researching what car to buy? Check all that apply.
O Check government safety records.
Read product reviews.
Determine the popularity of each car.
O Examine fuel-economy information.
O Watch car commercials.
Consider maintenance costs.
Khalil works in the gig economy, making deliveries for local stores and restaurants. He's trying to save money so he can go back to college next semester. However, his car stopped working and needs a few repairs. What should Khalil do?
A) Split the money between car repairs + saving for college
B) Make sure that his car is repaired first
C) Put all his money towards college fund so that he can reach his goal sooner
D) Start a savings account where he can put money away for car repairs
Khalil must split the money between car repairs and college savings.
What is a personal budget?It is a technique of planning and organizing the financial expenses of a period, which helps an individual to identify their biggest expenses and have greater control over them.
Therefore, it is essential that Khalil plans his personal budget to better allocate financial resources to his needs and goals.
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1. Hiram and Adasha both make meatloaf and bake bread. It takes Hiram three hours to bake six loaves of bread and two hours to make three meatloaves. It takes Adasha three hours to bake eight loaves of bread and two hours to make three meatloaves. Currently Hiram and Adasha do not trade with one another. For this problem assume that Hiram and Adasha have linear production possibility frontiers and that they do not trade with anyone else. (20 Marks) a) Suppose Hiram and Adasha each have 60 hours this week that they can devote to bread baking and meatloaf cooking. Construct graphs depicting the production possibility frontiers for Hiram and Adasha. In your graphs make sure you label the x-axis and y-axis clearly. In your graphs, measure bread on the vertical axis and meatloaf on the horizontal axis.
Explanation:
Help me answer this question please
On December 31, 2021, Sandhill Co. had 1,255,000 shares of $7 par common stock issued and outstanding. At December 31, 2021, stockholders’ equity had the amounts listed here.
Common Stock $8,785,000
Additional Paid-in Capital 1,810,000
Retained Earnings 1,180,000
Transactions during 2022 and other information related to stockholders’ equity accounts were as follows.
1. On January 10, issued at $112 per share 130,000 shares of $100 par value, 7% cumulative preferred stock.
2. On February 8, reacquired 18,600 shares of its common stock for $12 per share.
3. On May 9, declared the yearly cash dividend on preferred stock, payable June 10, to stockholders of record on May 31.
4. On June 8, declared a cash dividend of $1.70 per share on the common stock outstanding, payable on July 10, to stockholders of record on July 1.
5. Net income for 2022 was $3,546,000.
Record the journal entries that are required for items 1–5 above. (Record entries in the order displayed in the problem statement. Credit account titles are automatically indented when amount is entered. Do not indent manually. If no entry is required, select "No Entry" for the account titles and enter 0 for the amounts.)
The journal entries for the given transactions are recorded as follows:
1) The issue of preferred stock is recorded by debiting the cash account by $14,560,000 and crediting the preferred stock and additional capital by $13,000,000 and 156,000.
2) The repurchase of common stock is recorded by debiting the treasury stock and crediting the cash with the same amount of $223,200.
3) The dividend declared on preferred stock is recorded by debiting the retained earnings and crediting the dividend payable with equal amounts of $910,000 and at the time of making payment of dividends to preferred investors, the dividend payable should be debited and cash should be credited with same amounts of $910,000.
4) The dividend declared on common stock is recorded by debiting the retained earnings and crediting the dividend payable with equal amounts of $2,101,880. The dividends to common investors are recorded by debiting the dividend payable and crediting the cash with equal amounts of 2,101,880.
5) The transfer of net income at year-end is recorded by debiting the net income and crediting the Retained earnings with equal amounts of $3,546,000.
What are the journal entries?Journal entries are used to recognize the transactions of financial nature as and when entered by an entity. It is the primary step in the accounting process.
The journal entries for the provided transactions are as follows:
Date Particulars Debit ($) Credit ($)
Jan 10 Cash Account (130,000 shares X $112 ) 14,560,000
Preferred Stock (130,000 shares X $100) 13,000,000
Additional capital (130,000 shares X $12) 156,000
(To record the issue of preferred stock )
Feb 8 Treasury stock (18,600 shares X $12) 223,200
Cash 223,200
(To record the repurchase of common stock )
May 9 Retained earnings (130,000 X $100 X 7%) 910,000
Dividend payable 910,000
(To record the dividend declared on preferred stock )
Jun 8 Retained earnings(1,255,000-18,600 X $1.70) 2,101,880
Dividend payable 2,101,880
(To record the dividend declared on common stock )
Jun 10 Dividend payable 910,000
Cash 910,000
(To record the payment of preferred dividends)
July 1 Dividend payable 2,101,880
Cash 2,101,880
(To record the payment of common dividends)
Dec 31 Net income 3,546,000
Retained earnings 3,546,000
(To record the transfer of net income at year-end)
Therefore, the journal entries for the provided transactions are recognized as above.
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Wheat is an example of this market structure.
A. perfect competition
B. a monopoly
C. an oligopoly
D. monopolistic competition
Answer:
perfect competition
Explanation:
The wheat industry is a very competitive market. It has many sellers and producers.
If a business has a negative cash flow, the revenue must be _____ operating expenses.
Less than
(If a business has a negative cash flow, the revenue must be less than operating expenses.)
difference between management and leadership
Discuss the role of industrial relations in an industrial society
You have just learned that the United States and China have signed a new trade agreement. This agreement will make it easier for non-Chinese companies to sell electronic components such as those your firm makes in China. Does this new trade agreement reflect a strength, a weakness, an opportunity, or a threat?
Trade agreements bring different strengths for the economy, weaknesses of the implementation of plan; growth opportunities for both the economies; and lastly threats to the local and domestic competitors.
What are trade agreements?
The agreement entered into by two or more economies or organizations to conduct lawful trade activities in a predetermined manner is known as a trade agreement.
Based upon the trade agreements, following are:
Strengths – Development of trade relations; availability of products at cheaper prices. Weaknesses – Irregularities in the agreement leading to the failure of trade activities. Opportunities – Exposure to new market; increased consumer loyalty; trade expansion. Threats – Competition given by domestic manufacturers.Hence, the traits of the trade agreement are aforementioned.
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what are challenges you may face when starting a company today?
Answer:
1. The competition within my working place or area
2. Being not able to employ most people due to lack of income
3. Lack of productivity
5. Not able to make enough profit for my business to grow
Categorize each scenario as describing a movement along a demand curve or a shift of the demand curve.
a. College students reduce how much detergent they use for each load of laundry in response to higher detergent prices.
b. College students rush and buy discount furniture to take advantage of an unexpected price drop.
c. College students purchase many more energy drinks during finals week than during the rest of the semester.
d. Students eat out more often as the federal government increases how much grant money it provides students.
a. College students reduce how much detergent they use for each load of laundry in response to higher detergent prices.
(demand curve)
b. College students rush and buy discount furniture to take advantage of an unexpected price drop.
(Shift of a demand curve)
c. College students purchase many more energy drinks during finals week than during the rest of the semester.
(Demand curve)
d. Students eat out more often as the federal government increases how much grant money it provides students.
(Shift or a demand curve)
The Tucana Bank of Commerce pools customer deposits and uses the
funds to make loans to businesses and households. These businesses and
households, now known as the borrowers, pay the bank interest, and the
bank, in turn, pays depositors interest for the use of their money. Which
of the following would best describe the process used by the bank?
O Barter system
Indirect transfer
O Direct transfer
O Foreign exchange
Indirect transfer and Direct transfer of the following would best describe the process used by the bank. Thus, options B and C are correct.
What is a bank?
Bank, a business that deals with money or its alternatives as well as other financial services. A bank serves as a financial middleman, accepting deposits and issuing loans.
A commercial bank pools client deposits and lends money to individuals, families, and enterprises. In order to provide loans to homes and enterprises, the Tucana Bank of Economy pools consumer assets. Now referred to as lenders, these companies and families charge interest to the bank, which in turn pays deposit interest when they use their funds.
These loans charge interest to the lender, which then pays investors income for using their funds. Therefore, option B and C is the correct option.
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Carlos is launching a new line of eco-friendly camping equipment, for which he has secured a large loan to help finance the early stages of his
business. Because the products are both innovative and new to the market, which pricing objective is Carlos MOST likely to focus on initially?
A. market share
B. sales
C. profits
D. status quo
Y return goods to X. Which document will Y send to X?
A. Credit note
B. Debit note
C. Invoice
D. Receipt
Correct answers will be mark as BRAINLIEST
Answer:
Debit note
Explanation:
Y is returning means the actual owner is XHence X is crediting Y si giving means Y is debiting.So Y needs debit note .Option B
Answer:
B. debit note
Explanation:
On returning the goods, Y provides X with the debit note along with the goods. This is because the money paid by Y should be debited by X.
13) In the following expression, Total: [Rate] * [Hours], "Total" is a(n) ________.
A. alias
B. Group By operator
C. title
D. wildcard
Answer:
B. Group By operator
Explanation:
Hope this helps and have a nice day :)
Answer:
Group by operators
Explanation:
If it's Python then the correct word is variable and title .
As total is used to store the result of rate ×HoursWhich of the following individuals is using stress management techniques?
A.
Preston gets really stressed if he gets behind so he will occasionally stay late after work in order to stay on schedule.
B.
Emily used to get really nervous asking her boss questions, but then she changed her perspective when she realized that her boss appreciates her asking questions.
C.
Zach always plays basketball with co-workers after they have a stressful day.
D.
All of the above
ANSWER IS NOT OPTION A (Preston) THAT IS ALL I KNOW. WILL GIVE BRAINLIEST
It's
D. All of the above
hope this helps
Answer:
all the above
Explanation:
Discuss the role the Competition Act plays in South Africa to reduce the formation of monopolies
The Competition Act of 1998 has reduced the formation of monopolies in South Africa by achieving the following objectives.
What is the role of the South African Competition Act?The South African Competition Act aims to:
Promote and maintain competition in South Africa.Promote the efficiency, adaptability, and development of the economy.Provide consumers with competitive prices, higher quality goods and services, product and service varieties, and increased innovation.Thus, the Competition Act of 1998 has reduced the formation of monopolies in South Africa by achieving the following objectives.
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what are finance management
Answer:
Financial management is the business function.
Explanation:
Financial management is the business function concerned with profitability, expenses, cash and credit, so that the "organization may have the means to carry out its objective as satisfactorily as possible;" the latter often defined as maximizing the value of the firm for stockholders.
do some countries benefit more than others from globalization?
Answer:
Globalization has benefited an emerging "global middle class," primarily people in China, India, Indonesia, and Brazil, as well as the world's top 1%. People at the bottom of the income scale, and the lower-middle class in rich countries, suffered.
Explanation:
As project manager, you have some ideas on how to recover a project that is falling behind schedule. Which action could you immediately take to get the project back on track?
Answer:
Develop a new project plan.
Stop/prevent all scope changes.
Downward adjust the scope of work.
Re-evaluate activities yet to be done.
Develop a new viable/realistic schedule.
Develop a risk management plan.
Re-evaluate resource availability.
Develop new project planning documents.
Explanation:
Answer:
Start with solutions you can authorize
Explanation:
Which of the following is a capital budgeting decision (investment decision)?
A capital budgeting decision is Deciding whether or not to open a new store.
what is capital budgeting?Capital investments or Capital budgeting are long-term investments in which the assets involved have useful lives of multiple years.
For example: constructing a new production facility and investing in machinery and equipment are capital investments.
Capital budgeting is a method of estimating the financial viability of a capital investment over the life of the investment. It identifies the cash inflows and outflows.
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what tactics did honest tea leaders most likely use to overcome that resistance
In contrast to almost any other business that is acceptable by consumers, Honest Tea technology has lowered the sugar ingredient in its beverages by taking into account consumer tastes. Traditional retail structures are being phased out or updated.
Summer cooling drinks made from juice blends with no added sugar were also introduced.
What is the definition of disruptive innovation?Disruptive innovation is defined as an innovation that creates a new market and stimulates attention by the positioning of a predecessor or its web. It replaces the previous market with a future or modern market, as well as their alliances.
To meet its mission of delivering healthy food options, the Honest Tea group has introduced dynamic capability services.
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what is primary socialization
Answer:
Primary socialization occurs early in a child's life and is primarily due to the influence of family and close friends. Through primary socialization, a child learns basic societal norms and customs. Toilet training is an example of primary socialization.
Explanation:
If you want a higher interest rate and need to make only a few transactions per month, which type of account should you choose?
A. Checking account
B. Certificate of Deposit
C. Savings account
D. Money market account
Savings account is a account in which if we want a higher interest rate and need to make only a few transactions per month.
What is Savings account?A savings account is a basic type of bank account that allows you to deposit money. You can withdraw your money from it, and most banks pay you compounding interest on the balance of these accounts. The purpose of a savings account is to provide a safe place to stash the money you're not using for regular expenditures. Many banks, credit unions, and other financial institutions offer savings accounts in addition to other accounts.
What are Alternatives to Savings Accounts?Online Savings Accounts-Online- Only accounts are a great option for higher earnings and lower fees. The result of lower fees is that you can find many of the highest-yield savings accounts at online banks. Many online banks also allow you to get started with no minimum deposit, though some of the higher-yielding accounts require larger deposits. Money Market Accounts- Like savings accounts, money market accounts pay interest on your deposits and limit how often you can make certain transfers. However, they typically pay more than savings accounts, and it's easier to spend your money.
What interest?Interest is the price you pay to borrow money or the cost you charge to lend money. Interest is most often reflected as an annual percentage of the amount of a loan. This percentage is known as the interest rate on the loan. For example, a bank will pay you interest when you deposit your money in a savings account
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Categorize each scenario as describing a movement along a demand curve or a shift of the demand curve.
a. College students reduce how much detergent they use for each load of laundry in response to higher detergent prices.
b. College students rush and buy discount furniture to take advantage of an unexpected price drop.
c. College students purchase many more energy drinks during finals week than during the rest of the semester.
d. Students eat out more often as the federal government increases how much grant money it provides students.
Answer:
i Think the answer is A
Explanation:
it could be A because the college students want to reduce the detergent and want to try to response to the higher prices
In the formula I=P•r•t, what does r stand for
Answer:
In the formula I=P•r•t, the r stands for rate.