A. If Shelves Unlimited makes a batch of 250 book shelves, how much time will be required onthe Router? B. If the work center which performs the molding of the selves were to take 34 hours (includingsetup) to produce a batch of 250 shelves, what would be the efficiency of the work center?

Answers

Answer 1

The time required on the router can be calculated using Total time = 250 shelves * t minutes. The efficiency of the work force that performs the molding of the shelves can be determined by putting the following formulas into use: Efficiency = (s hours / 34 hours) * 100

A. To determine the time required on the Router for making a batch of 250 bookshelves, you would need to know the time taken to route each individual shelf. For example, let's say it takes "t" minutes to route each shelf. You can calculate the total time on the Router as follows:

Total time = Number of shelves * Time per shelf
Total time = 250 shelves * t minutes

B. To calculate the efficiency of the work center that performs the molding of the shelves, you need to know the standard time (ideal time) it should take to produce a batch of 250 shelves. Let's say the standard time is "s" hours. You can calculate the efficiency using this formula:

Efficiency = (Standard time / Actual time) * 100
Efficiency = (s hours / 34 hours) * 100

With the given information, you can plug in the specific values for "t" and "s" to find the time required on the Router and the efficiency of the molding work center.

To learn more about a router, visit: https://brainly.com/question/24812743

#SPJ11


Related Questions

The net income of Zippy Corporation is $97,000. The company has 25,000 outstanding shares and a 100 percent payout policy. The expected value of the firm one year from now is $1,815,000. The appropriate discount rate for the company is 12 percent and the dividend tax rate is zero. A. What is the current value of the firm assuming the current dividend has not yet been paid

Answers

To calculate the current value of the firm, we need to use the dividend discount model (DDM), which calculates the present value of future cash flows. In this case, we can assume that the only cash flow will be the dividend payment, which is expected to be 100 percent of the net income. Current value of firm = $-194.28

First, we need to calculate the dividend per share by dividing the net income by the number of outstanding shares:
Dividend per share = Net income / Outstanding shares
Dividend per share = $97,000 / 25,000
Dividend per share = $3.88
Next, we can use the DDM formula to calculate the current value of the firm:
Current value of firm = Dividend per share / (Discount rate - Expected growth rate)
Expected growth rate = (Expected value of firm / Current value of firm) - 1
Expected growth rate = ($1,815,000 / X) - 1
X = $1,815,000 / (1 + 0.12)
X = $1,618,304.46
Expected growth rate = ($1,815,000 / $1,618,304.46) - 1
Expected growth rate = 0.122
Current value of firm = $3.88 / (0.12 - 0.122)
Current value of firm = $-194.28
The negative value for the current value of the firm indicates that the company is not currently generating enough cash flow to justify its current valuation. This could be due to a number of factors, such as high expenses or low revenue. Alternatively, it could be that the expected growth rate is too optimistic and needs to be adjusted downward. In any case, investors should exercise caution when considering investing in a company with a negative current value of the firm.

for more such questions on  payment

https://brainly.com/question/26049409

#SPJ11

calculate the total annual fixed costs of operating the exchange tower store and online store. if the exchange tower store were to close, how much funding could then be allocated toward influencer marketing for the 2020/21 fiscal year?

Answers

The total annual fixed costs of operating both the Exchange Tower store and the online store is $295,416, the funding that could be allocated towards influencer marketing is $147,708

To calculate the total annual fixed costs of operating the Exchange Tower store and the online store, we need to add up all the fixed costs listed in Exhibit 2. For the Exchange Tower store, the total fixed costs amount to:

$78,000 + $122,320 + $1,440 + $1,615 + $1,140 + $2,210 + $1,255 + $1,236 + $1,400 = $211,816

For the online store, the total fixed costs amount to:

$40,000 + $13,100 + $2,500 + $28,000 = $83,600

Therefore, the total annual fixed costs of operating both the Exchange Tower store and the online store is:

$211,816 + $83,600 = $295,416

If the Exchange Tower store were to close, the fixed costs associated with it would be eliminated, and the funding that was previously allocated to the store could be reallocated towards other areas such as marketing.

Assuming that the Exchange Tower store's fixed costs were 50% of the total fixed costs of both stores, the funding that could be allocated towards influencer marketing would be approximately:

50% x $295,416 = $147,708

This amount could be used to engage influencers on social media platforms to promote the brand and increase online sales.

To learn more about costs click on,

https://brainly.com/question/15966612

#SPJ4

Complete question is:

EXHIBIT 1: SHOP THURSDAYS' SELLING PRICES AND WHOLESALE COSTS BY PRODUCT TYPE

Item Type            Selling Price     Wholesale Cost

Cashmere Lounge        $670.00  $255.00

Set

Non-Cashmere       $195.00  $90.00

Lounge Set

Pants                $150.00  $70.00

Dress          $140.00  $65.00

Shirt            $90.00  $45.00

EXHIBIT 2: SHOP THURSDAYS' ANNUAL PROJECTED COSTS, 2021 FISCAL PERIOD

            Exchange Tower Store

Store Rent                             $ 78,000

Salaries and Wages                122,320

Utilities                                     1,440

Depreciation                             1,615

Internet/Phone                         1,140

Insurance                                   2,210

Other Tenant Fees                   1,255

Point-of-Sale System                1,236

Health and Safety                     1,400

                      Online Store

Online Manager                           $ 40,000

Website Hosting Fees                     13,100

Insurance                                       2,500

Warehouse Rent                            28,000

calculate the total annual fixed costs of operating the exchange tower store and online store. if the exchange tower store were to close, how much funding could then be allocated toward influencer marketing for the 2020/21 fiscal year?

Describe the type of targeting that allows advertisers to reach customers at the right moment along with how it works.

Answers

The type of targeting that allows advertisers to reach customers at the right moment is called "real-time targeting." It is a form of digital advertising that uses data to serve ads to consumers in real-time.

Real-time targeting works by collecting data from various sources, such as a user's browsing history, search queries, and social media activity. This data is then used to build a profile of the user, which advertisers can use to deliver relevant ads in real-time. For example, if a user is browsing for flights to New York, they may see an ad for a hotel in New York in real-time.

Real-time targeting is effective because it allows advertisers to reach customers at the moment when they are most likely to engage with an ad. By delivering ads in real-time based on a user's behavior, advertisers can increase the relevance and effectiveness of their campaigns.

Real-time targeting can also help advertisers to optimize their campaigns based on real-time data, making it a powerful tool for digital marketers. However, it is important to note that real-time targeting must be used responsibly and with consideration for user privacy.

To learn more about advertising click on,

https://brainly.com/question/27254081

#SPJ4

Phillips equipment has 6,500 bonds outstanding that are selling at 96. 5 percent of par. Bonds with similar characteristics are yielding 6. 7 percent, pretax. The company also has 48,000 shares of 5. 5 percent preferred stock and 75,000 shares of common stock outstanding. The preferred stock sells for $64 a share. The common stock has a beta of 1. 32 and sells for $41 a share. The preferred stock has a stated value of $100. The u. S. Treasury bill is yielding 2. 2 percent and the return on the market is 10. 6 percent. The corporate tax rate is 21 percent. What is the weighted average cost of capital?.

Answers

If he common stock has a beta of 1.32 and sells for $41 a share, the weighted average cost of capital for Phillips Equipment is 10.7%.

To calculate the weighted average cost of capital (WACC) for Phillips Equipment, we need to find the cost of each component of its capital structure and then weight them based on their market values.

First, we can calculate the cost of debt. Since the bonds are selling at a discount, the effective yield is higher than the coupon rate. Therefore, the cost of debt is:

(0.067 x 1 - 0.21) x 0.965 = 0.046 or 4.6%

Next, we can calculate the cost of preferred stock. Since the preferred stock is selling below its stated value, the effective yield is higher than the stated dividend rate. Therefore, the cost of preferred stock is:

(0.055 x 100 - 64) / 64 = 0.084 or 8.4%

Finally, we can calculate the cost of equity using the capital asset pricing model (CAPM). The risk-free rate is the yield on the U.S. Treasury bill, which is 2.2%. The market risk premium is the difference between the return on the market and the risk-free rate, which is 8.4%. The beta for the common stock is 1.32. Therefore, the cost of equity is:

2.2% + 1.32 x 8.4% = 13.9%

To calculate the WACC, we need to weight the cost of each component by its market value. The market value of the bonds is 6,500 x 0.965 = $6,272.50. The market value of the preferred stock is 48,000 x $64 = $3,072,000.

The market value of the common stock is 75,000 x $41 = $3,075,000. Therefore, the total market value of the capital structure is $6,153,272.50.

Weighting the costs of each component by its market value, we get:

(0.046 x $6,272.50 + 0.084 x $3,072,000 + 0.139 x $3,075,000) / $6,153,272.50 = 0.107 or 10.7%

This means that the company needs to earn a return of at least 10.7% on its investments to meet the expectations of its investors and to maintain its value.

To learn more about weighted average cost of capital click on,

https://brainly.com/question/8287701

#SPJ4

what is effective delegation in the workplace?

Answers

Effective delegation in the workplace is the process of assigning tasks and responsibilities to the right people with the right skills, knowledge, and expertise to achieve organizational goals and objectives.

Delegation is the process of assigning authority and responsibility to someone else to complete a task or a project. Effective delegation involves selecting the right person for the job, clearly defining the task, providing support and resources, establishing clear expectations, and monitoring progress to ensure that the job is completed within the allotted time and budget.

Delegation is a key leadership skill that can improve efficiency, productivity, and employee satisfaction in the workplace.The benefits of effective delegation include increased productivity, improved morale, enhanced job satisfaction, better decision making, and improved teamwork.

However, effective delegation requires careful planning and communication to ensure that everyone is on the same page and working towards the same goals. Therefore, it is important for leaders to delegate effectively and empower their employees to achieve success.

You can learn more about effective delegation at

https://brainly.com/question/13104914

#SPJ11

Different sub-sectors and categories within wholesale or retail industry

Answers

The sub-sectors within the wholesale industry include merchant wholesalers, agents and brokers, and manufacturers' sales branches and offices. The retail industry, on the other hand, is divided into various categories such as department stores, discount stores, specialty stores, supermarkets, convenience stores, and e-commerce retailers.


The different sub-sectors and categories within the wholesale or retail industry include:

1. Food and beverage: This sub-sector comprises businesses that sell groceries, beverages, fresh produce, meat, and other food items.

2. Apparel and accessories: This category includes businesses that sell clothing, footwear, jewelry, and other fashion accessories.

3. Electronics and appliances: This sub-sector consists of businesses selling electronic devices, such as smartphones, computers, and household appliances.

4. Health and personal care: This category includes businesses selling pharmaceuticals, beauty products, and personal care items.

5. Home furnishings and furniture: This sub-sector consists of businesses selling furniture, home decor, and other household items.

6. Sporting goods, hobby, and music: This category includes businesses that sell sports equipment, musical instruments, and hobby supplies.

7. Building materials and garden equipment: This sub-sector includes businesses selling construction materials, hardware, and garden equipment.

8. Gasoline stations: This category comprises businesses that sell fuel and other automotive products.

9. Nonstore retailers: This sub-sector includes businesses that sell products online, through catalogs, or via direct sales methods.

These sub-sectors and categories represent the various segments within the wholesale or retail industry, offering a wide range of products and services to consumers.

In conclusion, the wholesale and retail industry is vast and diverse with various sub-sectors and categories. Understanding these sub-sectors and categories is essential for businesses and consumers alike to make informed decisions and succeed in the market.

Learn more about wholesale industry here: https://brainly.com/question/2728195

#SPJ11

The stock price of Alps Co. Is $67. Investors require a return of 10. 5 percent on similar stocks. If the company plans to pay a dividend of $4. 25 next year, what growth rate is expected for the company’s stock price? (Do not round intermediate calculations and enter your answer as a percent rounded to 2 decimal places, e. G. , 32. 16. )

Answers

By using  Dividend Discount Model (DDM) formula, the expected growth rate for Alps Co.'s stock price is -4.16%.

To find the expected growth rate for Alps Co.'s stock price, we will use the Dividend Discount Model (DDM) formula. The DDM formula is:

Stock Price = (Dividend per share) / (Required Rate of Return - Growth Rate)

We have the following information for Alps Co.:

- Stock Price: $67
- Required Rate of Return: 10.5% (0.105)
- Dividend per share (next year): $4.25

Now, we can rearrange the DDM formula to solve for the growth rate (g):

Growth Rate = (Dividend per share / Stock Price) - Required Rate of Return

Plugging in the given values:

Growth Rate = ($4.25 / $67) - 0.105

Growth Rate = 0.0634 - 0.105

Growth Rate = -0.0416

To express the growth rate as a percentage rounded to two decimal places:

Growth Rate = -4.16%

So, the expected growth rate for Alps Co.'s stock price is -4.16%.

To know more about Dividend Discount Model, refer here:

https://brainly.com/question/31603195#

#SPJ11

An arrangement whereby borrowings are permitted up to a specified limit and for a stated period is known as:

Answers

An arrangement whereby borrowings are permitted up to a specified limit and for a stated period is known as "line of credit."

The arrangement you are referring to is called a "line of credit." A line of credit is a type of loan agreement between a borrower and a lender that permits the borrower to borrow up to a specified limit of funds for a specified period, typically at a variable interest rate.

The borrower can draw down on the line of credit as needed, up to the maximum limit, and only pays interest on the amount borrowed.

This type of arrangement is commonly used for short-term working capital needs or to finance specific projects.

To know more about borrower, refer here :

https://brainly.com/question/31061094#

#SPJ11

Only "wet" signatures (i. E. , signatures made with a pen) satisfy the signature requirement of the statute of frauds.


Group of answer choices

Answers

The Statute of Frauds is a legal principle requiring certain types of contracts to be in writing and signed by the parties involved. The purpose is to prevent misunderstandings, fraud, and disputes that may arise from oral agreements. A common misconception is that only "wet" signatures (i.e., signatures made with a pen) can satisfy this requirement.

In reality, various forms of signatures are accepted, including electronic signatures. Electronic signatures are legally recognized and enforceable in many jurisdictions, including under the Electronic Signatures in Global and National Commerce Act (ESIGN) in the United States and the Electronic Commerce Directive in the European Union. These laws ensure that electronic signatures hold the same legal validity as traditional wet signatures.

While wet signatures are still widely used and accepted, it is essential to recognize that modern legal frameworks also support electronic signatures. This flexibility allows for more efficient and secure contract management and reduces the need for paper documentation. Both wet and electronic signatures serve the primary purpose of identifying the signing party and indicating their agreement to the terms of the contract.

In conclusion, the signature requirement of the Statute of Frauds can be satisfied by not only wet signatures but also electronic signatures, as long as they meet the legal standards established in the respective jurisdiction. It is crucial to be aware of the relevant laws and regulations in your area to ensure that your contracts and agreements are valid and enforceable.

Know more about "oral agreements".

https://brainly.com/question/29603662

#SPJ11

What would CRM software help you
do?


Answers

CRM software can help you in the following ways.

They can help in streamlining deals and marketing efforts, manage client connections, and see to client satisfaction.Also, the capability to track client relations and data can help businesses optimize their operations and identify areas for improvement.

What is CRM software?

CRM software or Customer Relationship Management software is an important tool which was created to help businesses manage their relations with customers and potential customers.

It allows businesses to store client data like contact information, purchase history, and communication preferences, all in one centralized location.

This data gotten from the software can be analyzed and used to perceive how a customer behaves, his preferences, and needs.

Thus, a CRM tool can help businesses cultivate strong relations with their customers and drive long- term growth.

Learn more about CRM software at brainly.com/question/23823339

#SPJ1

everything else held constant, changes in the interest rate affect planned investment spending and hence the equilibrium level of output, but this change in investment spending a. merely causes a movement along the is curve and not a shift. b. is crowded out by higher taxes. c. is crowded out by lower consumer expenditures. d. is crowded out by higher government spending.

Answers

Merely causes a movement along the IS curve and not a shift is right. So, the correct option is A.

Changes in interest rates affect planned investment spending, which is a component of aggregate demand, and can impact the equilibrium level of output in an economy. However, these changes typically result in movements along the IS (Investment-Saving) curve, rather than shifts of the entire curve. This is because the IS curve represents the combinations of interest rates and output levels at which planned investment equals planned saving, assuming other factors are held constant. When interest rates change, it may cause a movement along the IS curve, as the planned investment spending changes in response to the new interest rate, but the overall shape and position of the IS curve remains unchanged.

The other options (b, c, d) refer to "crowding out" effects, which are unrelated to changes in interest rates and are not applicable in this context.

Learn more about “ interest rates “ visit here;

https://brainly.com/question/13324776

#SPJ4

A project with an Initial cost of $58,100 is expected to generate annual cash flows of $16,140 for the next 6 years. What is the project's Internal rate of return? O 16.89% O 15.20% O 18.29% O 16.04% O 18.76%

Answers

If project with an Initial cost of $58,100 is expected to generate annual cash flows of $16,140 for the next 6 years, the project's Internal rate of return is 18.29%. So, correct option is C.

To calculate the Internal Rate of Return (IRR) for the given project, we need to find the discount rate that makes the net present value (NPV) of all cash flows from the project equal to zero. The IRR is the rate that solves the equation:

NPV = 0 = CF₀ + CF₁/(1+IRR) + CF₂/(1+IRR)^2 + ... + CFₙ/(1+IRR)^n

where CF₀ is the initial cost, CF₁ to CFₙ are the cash flows for years 1 to 6, and IRR is the internal rate of return we are trying to find.

Using a financial calculator or spreadsheet software, we can find that the IRR for the project is approximately 18.29%.

This means that the project is expected to generate an annual return of 18.29% on the initial investment of $58,100, which is higher than the required rate of return. Therefore, the project is feasible and should be undertaken.

Therefore, the answer is option C.

To learn more about project click on,

https://brainly.com/question/31358515

#SPJ4

S of January 1, 2020, John is a 50% shareholder of XYZ, Inc. , an S corporation, as well as a 75% shareholder of ABC, Inc. , also an S corporation. Both companies are calendar-year taxpayers. Because of profitable years, each company elected to use the maximum depreciation deduction allowable under IRS Code Sec. 179 for the year. Assuming that each election was valid, what is the maximum amount of Sec. 179 deductions which can be passe

Answers

It is not possible to determine the exact dollar amount without knowing the total amount of Sec. 179 deductions claimed by each company.

The maximum amount of Sec. 179 deductions that John can pass through to his personal tax return for the year depends on the total amount of Sec. 179 deductions claimed by each S corporation.

For XYZ, Inc., the maximum amount of Sec. 179 deductions that can be passed through to John's personal tax return is 50% of the total amount claimed by the company.

Similarly, for ABC, Inc., the maximum amount of Sec. 179 deductions that can be passed through to John's personal tax return is 75% of the total amount claimed by the company.

Therefore, the total maximum amount of Sec. 179 deductions that can be passed through to John's personal tax return is the sum of the amounts calculated for each company:

Total maximum amount of Sec. 179 deductions = (50% of XYZ's Sec. 179 deductions) + (75% of ABC's Sec. 179 deductions)

To know more about dollar refer to-

https://brainly.com/question/29197618

#SPJ11

Jorge is a customer service associate in an upscale supermarket. The monetary payment he receives in exchange for performing his job is referred to as _______. Multiple choice question

Answers

Jorge's monetary payment for performing his job as a customer service associate in an upscale supermarket is his salary or wage.

A salary is a fixed amount of money paid to an employee on a regular basis, usually bi-weekly or monthly, whereas a wage is usually an hourly rate paid to an employee for the hours they work.

The purpose of the monetary payment is to compensate Jorge for his time and effort spent in performing his job duties, as well as to provide him with financial stability and security.

The amount of his salary or wage is determined by a variety of factors, including his level of experience, job responsibilities, market demand for his skills, and company policies.

Jorge's compensation package may also include benefits such as health insurance, retirement plans, and paid time off, which add to the overall value of his compensation.

To know more about monetary payment refer to-

https://brainly.com/question/31480137

#SPJ11

Multiple-Level Break-Even Analysis Kucera Associates provides marketing services for a number of small manufacturing firms. Kucera receives a commission of 10 percent of sales. Operating costs are as follows: Unit-level costs $ 0. 05 per sales dollar Sales-level costs $ 400 per sales order Customer-level costs $ 1,000 per customer per year Facility-level costs $ 75,000 per year (a) Determine the minimum order size in sales dollars for Kucera to break even on an order. $Answer 8000 (b) Assuming an average customer places five orders per year, determine the minimum annual sales required to break even on a customer. $Answer 60,000 (c) What is the average order size in (b)

Answers

a) The minimum order size in sales dollars for Kucera to break even on an order is  $8,000.

b) The minimum annual sales required to break even on a customer is $60,000

c)  The average order size in (b) is $12,000.

1. Multiple-Level Break-Even analysis :that calculates break-even points for different levels of the cost structure, including unit-level, sales-level, customer-level, and facility-level costs.
2. Unit-level costs: Variable costs incur red for each sales dollar.
3. Sales-level costs: Fixed costs associated with each sales order.
4. Customer-level costs: Fixed costs a ssociated with servicing each customer per year.
5. Facility-level costs: Fixed costs associated with maintaining the overall facility per year.

Now, let's address each part of your question:

(a) To determine the minimum order size in sales dollars for Kucera to break even on an order, you need to consider the unit-level and sales-level costs. Using the formula:

Break-even sales = (Sales-level costs) / (Commission rate - Unit-level costs)

Minimum order size = ($400) / (0.10 - $0.05) = $8,000.

(b) To determine the minimum annual sales required to break even on a customer, you need to consider customer-level and facility-level costs along with the average number of orders per customer:

Break-even sales per customer = (Customer-level costs + (Sales-level costs × Avg. orders per customer)) / (Commission rate - Unit-level costs)

Minimum annual sales = ($1,000 + ($400 × 5)) / (0.10 - $0.05) = $60,000.

(c) To find the average order size in (b), divide the minimum annual sales by the average number of orders per customer:

Average order size = Minimum annual sales / Avg. orders per customer

Average order size = $60,000 / 5 = $12,000.

To know more about sales, refer here :

https://brainly.com/question/29436143#

#SPJ11

A response that is uniquely directed against pathogenic Bordetella pertussis would involve what component?
A. The complement system
B. Inflammation
C. Skin barrier
D. Antibodies

Answers

A response that is uniquely directed against pathogenic Bordetella pertussis, which is the bacteria responsible for causing whooping cough, would involve the component D. Antibodies.

When the immune system encounters Bordetella pertussis, it recognizes the foreign pathogen and triggers an immune response. Specifically, B cells, a type of white blood cell, produce antibodies that are uniquely designed to recognize and bind to specific antigens on the surface of the bacteria. These antibodies, also known as immunoglobulins, play a crucial role in neutralizing the bacteria and marking them for destruction by other immune cells, such as phagocytes.

While the complement system (A), inflammation (B), and the skin barrier (C) all play roles in the body's overall defense against pathogens, they are not uniquely directed against Bordetella pertussis. The complement system is a group of proteins that enhance the ability of antibodies and phagocytes to clear pathogens, inflammation is a general response to infection or injury, and the skin barrier acts as a physical barrier to keep pathogens out of the body.

In summary, antibodies are the component that provides a response uniquely directed against pathogenic Bordetella pertussis, as they are specifically produced to target and neutralize the bacteria. The correct option is D. Antibodies.

For more about Antibodies:

https://brainly.com/question/29704391

#SPJ11

UOB banks on trust and technology
Scaling with speed, while ensuring security in its underlying infrastructure is a priority in the bank's regional digital strategy
THE role of banks as "trusted custodians" of customers' financial needs must not be understated, even with the emergence of digital banking alternatives today. One key priority for UOB as it strengthens its regional digital brand and rollout of progressive solutions, therefore, is to scale with speed while ensuring the security of its underlying infrastructure, says the bank's head of group technology and operations Susan Hwee.
"I don't think we should underplay the importance of our role as a 'trusted partner' to customers. We are trusted to take care of their financial needs, whether it is to protect and grow their wealth or to be a custodian of their assets.
"That trust is hard to replicate in a fully digital relationship. As an omni-channel bank, we don't take the trust given to us lightly and do all we can to preserve it across all of our touchpoints," she says.
UOB prides itself on its "omni-channel" approach with targeted, personalised digital engagement as well as physical touchpoints.
While the bank has seen success with the launch of its TMRW digital bank in Thailand and Indonesia over the last two-and-a-half years, customers in these emerging markets have also said that they still value the presence of UOB's physical network.
"What customers are telling us is that they like the fact that we do have branches, that we have a contact centre that they can call, because that builds a deeper level of trust. If they come across an issue, they can speak to someone for help," Hwee says.
"So even though they may rarely use the physical touchpoints, they feel comforted that there is actually a human behind it. Especially for more complex financial transactions, a human relationship offers the value of connection and trust."
UOB is also building its tech talent to ensure that its tech and business functions are communicating with each other.
From 2014 to 2019, UOB invested S$2 billion to enhance the quality and robustness of its digital infrastructure and services across its key markets in Asean and China.
Now, it is investing another S$500 million to boost digital capabilities across Asean, as it aims to more than double digital retail customers by 2026 to over seven million across the region. This investment will be used to scale up digital acquisition and API (application programming interface) partners, as well as improve its customer value proposition through new digital initiatives, hyper-personalisation and self-serve products
Q:
Technology and innovation have accelerated the impact on the service economies, especially the banking industry and its digital infrastructure.

Answers

Digital technology has significantly transformed the banking industry in various aspects, including omni-channel banking services, tech talent, and customer personalization & engagement.

Digital technology has transformed the banking industry in terms of omni-channel banking services, tech talent, and customer personalization and engagement. Banks have made significant investments in digital transformation in recent years, embracing technologies such as artificial intelligence and data analytics to provide a seamless customer experience and personalized services.

Here are some examples to illustrate these transformations:

1. Omni-channel banking services: The integration of digital channels with traditional banking methods has given birth to omni-channel banking services. Omni-channel banking services have become the norm, providing customers with access to banking services through multiple channels, such as mobile apps, internet banking, social media, and in-person interactions. This approach allows customers to access their accounts and transact on their own terms, using the channel that best suits them.

For instance, UOB, a leading bank in Asia, prides itself on its "omni-channel" approach, offering both digital engagement and physical touchpoints. The bank has successfully launched its TMRW digital bank in Thailand and Indonesia, while also maintaining its physical network of branches, providing customers with the convenience and trust associated with traditional banking.

2. Tech talent: As banks embrace digital technologies, there is an increasing need for tech talent to ensure seamless communication between tech and business functions. Tech talent has become a critical component of the banking industry's digital transformation. Banks are investing heavily in building their tech talent to ensure that their tech and business functions are communicating with each other.

UOB, for example, has been actively building its tech talent to ensure the effectiveness of its digital initiatives. From 2014 to 2019, the bank invested S$2 billion to enhance its digital infrastructure and services, and it is now investing another S$500 million to boost digital capabilities across Asean.

3. Customer personalization & engagement: Digital technology, such as artificial intelligence and data analytics, has enabled banks to provide personalized services and better engage with their customers. Customer personalization and engagement are also critical components of digital transformation in the banking industry. Banks are using technologies such as artificial intelligence and data analytics to understand their customers' behavior and preferences and provide them with personalized services.

UOB, for example, is investing in new digital initiatives, hyper-personalization, and self-serve products to enhance customer engagement. The use of AI and data analytics allows the bank to analyze customer behavior, preferences, and needs, enabling it to offer tailored solutions, personalized marketing campaigns, and targeted services.

In summary, digital technology has revolutionized the banking industry by enabling omni-channel banking services, increasing the demand for tech talent, and enhancing customer personalization & engagement. Examples from UOB's digital initiatives and investments illustrate the impact of these technologies on the banking sector.

Note: The question is incomplete. The complete question probably is: Technology and innovation have accelerated the impact on the service economies, especially the banking industry and its digital infrastructure. Examine and illustrate with examples, how digital technology (for example, artificial intelligence, data analytics) has transformed the banking industry in terms of: omni-channel banking services, tech talent and customer personalization & engagement.

Learn more about Digital technology:

https://brainly.com/question/617704

#SPJ11

Most organizations expect their _____ to abide by AUPs.


students


employees


employers


costomers

Answers

Most organizations expect their employees to abide by AUPs.Students employees employers costomers.

This is because employees are the ones who have access to the organization's technology resources and can therefore pose the greatest risk of violating the AUP. By complying with the AUP, employees help ensure that the organization's technology resources are used appropriately and responsibly.

While customers and employers may also be subject to certain AUPs, their level of access and responsibility for the organization's technology resources is generally more limited. For example, a customer using an organization's Wi-Fi network may be required to comply with an AUP that prohibits illegal activities or excessive bandwidth usage, but they may not be required to undergo the same level of training or monitoring as employees.

In summary, AUPs are important policies that help protect organizations from potential harm caused by inappropriate use of technology resources. While customers and employers may also be subject to certain AUPs, most organizations expect their employees to abide by them due to their greater access and responsibility for the organization's technology resources.

Click the below link, to learn more about AUPs:

https://brainly.com/question/2912406

#SPJ11

How to import a cargo of dried almonds (1,000kg) from SouthAfrica to Australia? (The answer should cover the politicalfactors)

Answers

Political factors that could affect the importation of goods from South Africa to Australia might include trade agreements or tariffs between the two countries, regulations surrounding the shipment of goods between the two countries, and any political unrest or instability in either country that could impact the movement of goods. O

The factors of importation a cargo of dried almonds

To import a cargo of dried almonds (1,000 kg) from South Africa to Australia, you need to consider the following political factors:

1. Trade agreements: Check for any trade agreements between South Africa and

Australia, which may affect tariffs or import regulations. 2. Import permits: Obtain necessary import permits from the Australian government, ensuring compliance with their import regulations.

3. Customs and tariffs: Be aware of any customs duties and tariffs applicable on dried almonds when importing them into Australia.

4. Quarantine regulations: Ensure compliance with Australia's strict quarantine regulations to prevent the introduction of pests and diseases.

5. Documentation: Prepare all required documents, such as invoices, packing lists, and certificates of origin, to facilitate smooth customs clearance in Australia. 6. Export regulations: Comply with South African export regulations and obtain any necessary export permits or licenses.

Learn more about import at

https://brainly.com/question/26428996

#SPJ11

based on the information provided in the mini-case, which of the following best describes redbox? a. it is either a joint venture or a franchise agreement between outerwall and mcdonald's ventures, llc. b. it is a franchise agreement between outerwall and mcdonald's ventures, llc. c. it is a nonequity strategic alliance between outerwall and mcdonald's ventures, llc. d. it is either a joint venture or an equity strategic alliance between outerwall and mcdonald's ventures, llc.

Answers

Based on the information provided in the mini-case the following best describes Redbox it is a franchise agreement between the outer wall and McDonald's Ventures, LLC. option (B) is correct.

In any case, Redbox is returned. it's built its streaming activity. Furthermore, the organization's stock is somewhat mysteriously one of the most sultry on Money Road, while Netflix (NFLX) has dived. supplies of Redbox are up over 20% this year, roughly fifty five% inside the previous month, and very nearly 2 hundred% inside the past 90 days.

Redbox expresses that the circles are expected through the following day at 9 pm. For an individual picking the plate on Friday at 11:fifty nine PM, the circle could be expected on Saturday at nine PM when you consider that Saturday is the next day. For an individual who hangs tight for an additional 2 mins and chooses the circle on Saturday at 00:01 am. Therefore, option (B) is correct.

Learn more about Redbox:

https://brainly.com/question/29382569

#SPJ4

Vortex Company operates a retail store with two departments. Information about those departments follows. Department A Department B Sales $ 800,000 $ 450,000 Cost of goods sold 497,000 291,000 Direct expenses: Salaries 125,000 88,000 Insurance 20,000 10,000 Utilities 24,000 14,000 Depreciation 21,000 12,000 Maintenance 7,000 5,000 The company also incurred the following indirect costs. Salaries $36,000 Insurance 6,000 Depreciation 15,000 Office expenses 50,000 Indirect costs are allocated as follows: salaries on the basis of sales; insurance and depreciation on the basis of square footage; and office expenses on the basis of number of employees. Additional information about the departments follows. Department Square footage Number of employees A 28,000 75 B 12,000 50 Required: 1. Determine the departmental contribution to overhead and the departmental net income for department A and Department B. 2. Should Department B be eliminated

Answers

Net income is the difference between a company's total revenues and total expenses, after accounting for all costs of doing business. It is an important metric used to measure the profitability of a company over a period of time, typically a fiscal quarter or year.

Departmental Contribution to Overhead and Departmental Net Income:

Department A:

Sales: $800,000

Cost of goods sold: $497,000

Direct expenses: $267,000

Contribution to overhead: ($800,000 - $497,000 - $267,000) = $36,000

Indirect expenses: (Salaries: $22,500 + Insurance: $3,000 + Depreciation: $9,000 + Office expenses: $25,000) = $59,500

Departmental net income: $36,000 - $59,500 = ($23,500)

Department B:

Sales: $450,000

Cost of goods sold: $291,000

Direct expenses: $119,000

Contribution to overhead: ($450,000 - $291,000 - $119,000) = $40,000

Indirect expenses: (Salaries: $13,500 + Insurance: $1,500 + Depreciation: $6,000 + Office expenses: $25,000) = $46,000

Departmental net income: $40,000 - $46,000 = ($6,000)

Whether Department B should be eliminated or not depends on various factors such as strategic fit, market demand, customer preferences, and profitability. Based on the given information, Department B has a negative net income, which means it is not contributing to the overall profitability of the company. However, it is important to consider the potential long-term impact of eliminating a department on the company's reputation, employee morale, and customer loyalty. A detailed analysis of the costs and benefits of eliminating Department B is required before making a decision.

To know more about Net income here

https://brainly.com/question/28390284

#SPJ4

Reflect on the importance of being tactful when communicating online. How can you best choose your words to communicate about yourself or others using online platforms effectively? Explain in 150 words

Answers

Being tactful when communicating online is crucial as it helps maintain a respectful and positive environment for everyone.

Understanding tactfulness

Tactfulness involves choosing your words carefully, being empathetic, and considering the feelings and perspectives of others. When selecting your words, it is essential to be aware of your tone and avoid using offensive or provocative language. Keep in mind that online platforms lack non-verbal cues, making it difficult to interpret emotions accurately.

Therefore, choose clear and concise words that convey your message without ambiguity. To communicate effectively about yourself or others, focus on presenting facts and achievements without boasting or self-deprecation.

Be authentic and transparent, but avoid sharing excessively personal or sensitive information. Also, respect others' privacy by not disclosing their personal details without consent.

Active listening and empathy are key components of tactful communication. Give others the chance to express themselves and validate their feelings by acknowledging their perspectives. This promotes open dialogue and fosters a positive online community.

In summary, being tactful online is important for maintaining respectful interactions and building strong connections. Choosing words carefully, demonstrating empathy, and practicing active listening are essential for effective communication on online platforms.

Learn more about communicating online at

https://brainly.com/question/30713973

#SPJ11

A study of Filipino and Taiwanese workers in the long-term healthcare industry in Taiwan showed: ________

Answers

A study of Filipino and Taiwanese workers in the long-term healthcare industry in Taiwan showed that there were significant differences in job satisfaction levels between the two groups, with Taiwanese workers reporting higher levels of satisfaction.

The study also found that language barriers and cultural differences were challenges faced by Filipino workers, while Taiwanese workers faced challenges related to the physical demands of the job. The study recommended that employers provide language and cultural training to improve communication and understanding between workers from different backgrounds.

To know more about healthcare industry , refer here :

https://brainly.com/question/14379549#

#SPJ11

X - COMPANY is working in chocolate industry, the marketing manager executed promotion program for a certain brand of chocolate in December 2020. As a result, the demand for this brand of chocolate was high, whereas the demand for other, comparable chocolate brands was low in same month.
If the X –company plan to make demand forecasting for same brand of chocolate in Dec 2021 in the absence of promotion activity, your recommendation will be:
a.X- company should use the sales data from Dec 2020 to estimate the demand for in Dec 2021.
bX- company should not use the sales data from Dec 2020 to estimate the demand for in Dec 2021.
c.All answers are wrong
d.X- company should use the sales data from Dec 2020, and add 10% as expected increase rate in demand

Answers

If the X –company plan to make demand forecasting for same brand of chocolate in Dec 2021 in the absence of promotion activity, your recommendation will be b. X- company should use the sales data from Dec 2020 to estimate the demand for in Dec 2021.

Demand forecasting is an analytical tool that helps firms forecast how much product they will sell over a given period of time, depending on the business's unique requirements. Demand forecasting also aids in the determination of the amount of inventory that will be required to meet that demand over a given time period. By doing this, businesses may optimize their production schedules, avoid stock shortages or overstocking, and optimize their cash flow. You should not use the sales data from December 2020 to forecast demand for December 2021 because it would not represent the brand's actual demand without promotion activity.

Demand in December 2020 was influenced by a promotion program, therefore relying on this data for demand forecasting would be inaccurate. However, by utilizing sales data from December 2020, businesses can generate accurate predictions of future demand, allowing them to optimize production schedules and inventory management. The most appropriate option is "b. X- company should use the sales data from Dec 2020 to estimate the demand for in Dec 2021."

Learn more about demand forecasting  at:

https://brainly.com/question/29430841

#SPJ11

if you borrow $1,900 and agree to repay the loan in five equal annual payments at an interest rate of 12%, what will your payment be? (do not round intermediate calculations. round your answer to 2 decimal places.)

Answers

The payment to be made annually for five years is $514.99.

The payment to be made for borrowing $1,900 and repaying the loan in five equal annual payments at an interest rate of 12% can be calculated using the annuity payment formula:

[tex]Payment= \frac{(P*r)}{1-(1+r)^{(-n)} }[/tex]

Where P is the principal amount, r is the interest rate per period, and n is the number of periods.

Plugging in the given values, we get:

Payment = ($1,900 x 0.12) / (1 - (1 + 0.12)^(-5))

= $514.99

As a result, the annual cost for five years is $514.99.

When a loan is repaid in equal annual payments, it is known as an annuity. The payment to be made each year can be calculated using the annuity payment formula. This formula takes into account the principal amount, the interest rate per period, and the number of periods.

To know more about the Annual payments, here

https://brainly.com/question/28777570

#SPJ4

as a professional buyer for a major department store, you have spent the last week entertaining ms. sakata, a sales representative from a jewelry supplier in tokyo. you believe you are offering a good price for pearls, but she seems interested in discussing only the delicious and expensive lunch you just shared. in this situation, which approach would you take to allow ms. sakata to save face?

Answers

In this situation, you should recognize that the sales representative is trying to tell you that she's not satisfied with the price. The right answer is c.

One of the simplest and most efficient ways to increase sales and business growth is to offer superior customer service, but doing so isn't always simple. In order to meet their needs, difficult customers face certain customer service issues that call for specialised training and methods.

When a customer complains about the pricing, be sure to actively listen to their issues and refrain from interrupting or offering a quick fix. Make sure your body language conveys that you are sympathetic and understanding. Enquire your client what might make them happy if you are unsure of how to resolve the issue.

The correct answer is option c.

Know more about sales representative here

https://brainly.com/question/28215239

#SPJ4

The question seems incomplete. The complete question is:

As a professional buyer for a major department store, you have spent the last week entertaining Ms. Sakata, a sales representative from a jewelry supplier in Tokyo. You believe you are offering a good price for pearls, but she seems interested in discussing only the delicious and expensive lunch you just shared.

In this situation, which approach would you take to allow Ms. Sakata to save face?

Press the issue and force her to give you a yes or no answer.

Ask her why she's more interested in talking about lunch than in talking about pearls.

Recognize that she's trying to tell you that she's not satisfied with the price.

list and explain three types of strategies used by an os to facilitate seamless way of process management.

Answers

There are three types of strategies used by an operating system (OS) to facilitate a seamless way of process management. They are as follows:

1. Preemptive strategy - In this type of strategy, the OS interrupts a running process to allow another process with a higher priority to execute. This helps in ensuring that critical processes are executed on time, which improves system performance.

2. Cooperative strategy - In this type of strategy, the running process voluntarily gives up the CPU to allow another process to execute. This type of strategy is more suitable for non-critical applications, as it relies on the cooperation of the running process.

3. Hybrid strategy - This type of strategy combines both preemptive and cooperative strategies. It allows the OS to take control of the CPU when a process has exceeded its allotted time, while also allowing a process to voluntarily give up the CPU. This type of strategy is more suitable for systems that have a mix of critical and non-critical applications.

In summary, these three types of strategies - preemptive, cooperative, and hybrid - are used by an OS to manage processes in a seamless way, ensuring that critical processes are executed on time, and system performance is optimized.

Learn more about seamless  here:

https://brainly.com/question/25634202

#SPJ11

Select any publicly listed Saudi Company that operates in GCC, and write a (minimum of 1500 word) report covering the following points:1. Analyze the political, economic, cultural and legal challenges the company currently faces in any of the country it operates (select one country in which the company operates for this analysis). (minimum words: 400, marks: 2.5).

Answers

Ma'aden faces several challenges in the UAE, including legal and cultural differences.

Write a report about the company that operates in GCC?

Saudi Arabian Mining Company (Ma'aden) is a publicly listed company in Saudi Arabia that operates in the GCC region. The company operates in various countries, including the Kingdom of Saudi Arabia, Canada, and the United Arab Emirates.

The UAE's mining industry is relatively new and faces several challenges, including a lack of clear regulations and a fragmented legal framework. The UAE's mining industry is governed by federal law, but some mining regulations vary across the emirates, which can create confusion for companies like Ma'aden that operate across different emirates.

Another challenge for Ma'aden in the UAE is cultural differences, particularly in terms of labor practices. The UAE has a diverse workforce, including a significant number of expatriates, which can present challenges in terms of language and cultural barriers.

Learn more about mining industry

brainly.com/question/17038301

#SPJ11

with regard to strategic trade policy, what are two actions governments take in response to pressure from business firms? multiple select question. alleviate regulations for foreign expatriates encourage environmentally-friendly product labeling push for more open markets and freer trade increased protectionism

Answers

Governments may respond to pressure from business firms by increased protectionism, labeling push for more open markets and freer trade. So, correct options are C and D.

Strategic trade policy involves the use of government policies to promote the competitiveness of domestic industries in international markets. Two actions that governments may take in response to pressure from business firms are increased protectionism and push for more open markets and freer trade.

Increased protectionism involves imposing trade barriers such as tariffs, quotas, and subsidies to protect domestic industries from foreign competition. This action is usually taken when domestic industries face unfair competition from foreign firms that receive government support in their home countries.

On the other hand, governments may push for more open markets and freer trade by negotiating trade agreements and reducing trade barriers to increase exports. This action is usually taken when domestic industries have a comparative advantage in certain products and want to expand their market share in international markets.

Alleviating regulations for foreign expatriates and encouraging environmentally-friendly products are not necessarily related to strategic trade policy and may be driven by other factors such as immigration and environmental policies.

So, correct options are C and D.

To learn more about trade click on,

https://brainly.com/question/31216586

#SPJ4

1. some have argued that advertising is morally suspect in part because it manufactures in us desires that are not original to us. arrington considers and rejects this objection to advertising. why does he argue this objection is not compelling?

Answers

In his essay "Advertising: What It Does, How It Works," philosopher Edward J. Arrington considers the objection that advertising is morally suspect because it creates desires in us that are not our own.

He argues that this objection is not compelling because it relies on a flawed conception of desire.

Arrington suggests that desires are not simply innate, pre-existing states that we either possess or lack. Rather, desires are formed and shaped by a range of factors, including our social and cultural environment. Advertising, then, is not so much creating desires out of nothing, as it is tapping into existing desires and shaping them in particular ways.

Moreover, Arrington argues that the objection to advertising is based on a false assumption that there is some authentic, original self that is being manipulated by advertising. He suggests that our selves are not fixed or static, but rather are constantly being shaped and reshaped by our experiences and interactions with the world around us.

In this way, Arrington rejects the objection that advertising is morally suspect because it manufactures desires that are not original to us. Instead, he suggests that advertising is simply one of many forces that shape our desires, and that it is up to us as individuals to critically evaluate and reflect upon the desires that we have.

To learn more about advertising click on,

https://brainly.com/question/3163475

#SPJ4

Other Questions
What is the solution set for 4x38 What is sustainable development? Write its any two principles. Can Someone Help me with this It is not easy[ 40 POINTS] Greg uses a triangular area of his backyard as a garden. If the area of his backyard is 1,248 square feet, what is the area of the garden? PLEASE HURRY. Fetched "shooting irons" and other provisions for booth? Dolly went to the Walmart and he buy 14 teddy bears and 3 dolls for 158 $ and her sister went to the Gwinnett place mall and she buy 8 teddy bears and 12 dolls for 296 $. If they both buy same brand bears and dolls, then what is price of one teddy bear and one doll? (use matrices multiplication to solve system of equations. ) (Show work) Fe(NO3)2 + Al = Fe + Al(NO3)3 identify what's being oxidized and reduced What best describes the likely origin of the asteroid belt between mars and jupiter?. use synthetic division PLEASE HELP 30 PTS the the radian measure of each angle 1. 45 2.225 3. pie over 2 4. 3pie over 45. 3 radians An employee started a new job and must enroll in a new family health insurance plan. One of the options involves prescription drug coverage. The employee estimates that the entire family will fill 6 prescriptions per month, totaling $850. The monthly premium for the plan is $34, with 90% coverage for the first $500 in prescription costs, then 80% coverage for all prescription costs over $500. What is the total out-of-pocket expense for one month? $120 $154 $696 $764 Solve the following system of equations using Gauss-Jordan elimination method. (Hint: your given Ax=b, you should solve for the inverse of A and obtain x= A A. 4x1 + 3x2 + x3 = 2B. x1 + x2 + x3 = 3 C. 2x1 + 5x2 + 2x3 = 1 What the correct answer?? PLEASE HELP!1. 3 statements about limiting frictional force between two surfaces are given below. A - Nature of surfaces in contact affects to limiting frictional force. B - Normal reaction between them affects to limiting frictional force. C - Area of surfaces in contact affects to limiting frictional force. Correct statement / statements from above A, B, C is/ are, (1) A (2) B (3) A and C (4) A, B and C Lines AC and BD intersect at point O. Lines AC and BD intersect at point O. If mAOD = (10x 7) and mBOC = (7x + 11), what is mBOC? A. 6 B. 53 C. 89 D. 106 Can someone help me with questions 2 and 4 please ? Examine this photo and describe the details. If any. Do you think this was drawn or photographed. If 78.2 grams of oxygen (o2) react with plenty of copper cu, how many moles ofcopper (ii) oxide (cuo) will be produced? Santiago is going to see a movie and is taking his 3 kids. Each movie ticket costs $15 and there are an assortment of snacks available to purchase for $4.50 each. How much total money would Santiago have to pay for his family if he were to buy 6 snacks for everybody to share? How much would Santiago have to pay if he bought x snacks for everybody to share? Matty redding, john's mother, was setting the table for supper. she was a small wiry woman with large eyes that might have been beautiful when she was young, but too much weeping had left them watery and weak. which best describes the intent of hurstons use of voice as it relates to cultural experience? hurston explores the outdated notion of women in the kitchen rather than in the workforce. hurston reinforces the idea that women openly show their emotions, whereas men try to conceal them. hurston highlights the hardships that women in the community are experiencing through her description of matty redding. hurston comments on the wasted beauty of youth and the cruelty of aging through her portrayal of the main character.